Housing Wire
FEBRUARY 3, 2025
Chris Porter, a senior vice president at the firm and the author of the latest outlook, said this correlates with buyers dedicating more of their income to housing and seeking accessible financing options. Louis -based Better Rate Mortgage , noted that in his local area, FHA loans are more common for those with higher debt-to-income ratios.
Housing Wire
OCTOBER 31, 2024
This was also reflected in median payments for Federal Housing Administration (FHA) loans, which stood at $1,753 in September. By comparison, the median payments an FHA loan applicant was $1,817 a month earlier and $1,920 one year ago.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Housing Wire
JUNE 30, 2025
Despite growing attention around all-cash transactions, most Americans — especially first-time buyers — continue to finance their home purchases, according to new data from the National Association of Realtors (NAR). Among primary residence buyers, 74% financed their home purchase in 2024. Another 9% used U.S.
Housing Wire
MARCH 24, 2025
. “A loan-to-value ratio that is too high, either because of a limited down payment or an appraisal of the home that resets the value used to calculate this ratio, can also be a factor,” she said. The type of mortgage also plays a role, with jumbo and nonconventional loans facing higher rejection rates.
Housing Wire
MARCH 20, 2025
Flips purchased with financing accounted for 36.2% Among major metros, San Diego (59%), Seattle (58.1%), and Fresno, California (50.6%) had the highest percentage of flips purchased with financing. Additionally, the share of flipped homes sold to buyers using Federal Housing Administration (FHA) loans remained steady at 10.7%.
Housing Wire
FEBRUARY 13, 2025
January lock data shows two important ways constrained affordability is impacting the housing finance market, Brennan OConnell , director of data solutions at Optimal Blue, said in a statement. Jumbo mortgage rates were up 2 bps, VA loan rates were up 4 bps and FHA loan rates remained unchanged.
Housing Wire
DECEMBER 18, 2024
The average rate for 30-year fixed-rate loans for conforming balances (up to $766,550) rose by 8 bps to 6.75%. Rates for 30-year jumbo loans (balances above $766,550) grew by 7 bps to 6.86%. And the 30-year FHA loan rate increased by 2 bps to 6.49%. Rates for 5/1 ARMs increased by 22 bps to 6.03%.
Expert insights. Personalized for you.
Let's personalize your content