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Mortgage Rates Today June 27, 2025: 15-Year & 30-Year Fixed Rates Drop Significantly

Marco Santarelli

This calculation factors in the principal amount along with interest. Many homeowners could benefit from refinancing at lower rates, improving cash flow, or accessing equity. Access to Home Equity : Refinance options can allow homeowners to take advantage of their home equity for renovations or significant expenditures.

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Mortgage Rates Today June 27, 2025: All Rates Drop Offering Big Relief for Buyers

Norada Real Estate

This calculation factors in the principal amount along with interest. Many homeowners could benefit from refinancing at lower rates, improving cash flow, or accessing equity. Access to Home Equity : Refinance options can allow homeowners to take advantage of their home equity for renovations or significant expenditures.

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Dave Ramsey’s 2025 Housing Market Predictions: Will it Crash?

Marco Santarelli

More Home Equity: Homeowners today typically have more equity in their homes compared to the pre-2008 period, providing a buffer against potential price declines. Greater Homeowner Equity: Many homeowners have built up significant equity in their properties, providing a financial cushion.

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Is the U.S. Heading Toward a Real Estate Crash and Debt Bubble?

Marco Santarelli

Regional differences are playing a huge role: Region Price Trend Key Factors My Two Cents Northeast Stronger price gains Income growth, severe shortage of homes (Forbes) This region has older housing stock and less new construction, making any available home highly contested. This equity acts as a massive cushion. through 2025.

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NRMLA, MBA provide comments on HECM application, origination documents

Housing Wire

MBA and NRMLA each state that they are generally supportive of the proposed changes, which include wholesale revisions to the lender table for the best estimate of the total cost of a refinancing to the borrower, as well as increases to the borrower’s principal limit.

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What Is Home Equity and How Can I Use Mine in 2022?

HomeLight

Homeowners with mortgages saw their home equity blossom 31% in 2021, according to a report from CoreLogic, a remarkable increase for such a short period of time. As you map out your plans for 2022, you may be thinking of ways to keep building more equity or use what you’ve recently acquired. What is home equity in simple terms?

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Rate buydowns are the cat’s meow in today’s market

Housing Wire

FBC Mortgage recorded originations of about $8 billion in 2022, including its joint venture volume, Nunziata said, adding that about 70% of that volume “was new construction.” Most of the temporary rate buydowns offered through FBC are paid for by builders, he said. “We