Housing Wire

NOVEMBER 7, 2024

Guild’s current reverse lending division, built off its 2023 acquisition of Cherry Creek Mortgage , has expanded its reverse mortgage activities this year. When asked during the earnings call about what the company sees in the home equity lending space, Schmidt said that the opportunities in reverse stand out. “We

Mortgages

Housing Wire

DECEMBER 27, 2024

With Home Equity Conversion Mortgage (HECM) volume declining on an annual basis, many industry participants cited at least one key factor that couldve driven the decline, but the view was not universal. Peter Sciandra, who serves as EVP of reverse lending secondary marketing at Fairway Independent Mortgage Corp.

Industrial

Housing Wire

DECEMBER 18, 2024

Citis previous use of the URL was to redirect to learning center content within the home lending pages on the Citi domain, according to Head of Mortgage Marketing at Citi, Chip Burgard. Citi led creative testing throughout the year-long site design and build, and will conduct testing throughout 2025. .”

Marketing

Housing Wire

FEBRUARY 6, 2025

Deephaven Mortgage a pioneer in non-QM lending offers loan products to serve borrowers who might not otherwise qualify for a traditional loan. If that isnt spectacular enough, Deephaven offers interest-only options for maximum property cash flow alongside cash-out solutions to consolidate debt and unlock equity.

Loans

Housing Wire

FEBRUARY 20, 2025

Chase Home Lending recently announced a limited-time, nationwide interest rate discount that is designed to help homeowners save on their monthly mortgage payments.The offer is in effect through March 7. This offer extends to anyone with an existing mortgage at any lending institution looking to benefit from refinancing, she said.

Lending

Housing Wire

JUNE 10, 2025

It’s doing so with the launch of a new home equity line of credit ( HELOC ) option specifically for customers ages 62 and older. Namely, it concerns the frequently expressed reluctance of older homeowners to tap into home equity in retirement out of fear that it will limit the assets they can leave to heirs.

Equity

Housing Wire

DECEMBER 9, 2024

The reverse mortgage division of Rate formerly known as Guaranteed Rate recently announced the hiring of reverse industry veteran Jesse Allen as the president for Rates reverse lending division as the company heads into 2025. The second step is to understand the landscape of existing equity release product offerings.

Mortgages

Housing Wire

AUGUST 8, 2025

The line between reverse mortgages and home equity sharing products got a little blurrier on Thursday when a Ninth Circuit Court of Appeals panel reversed a lower court’s dismissal order in a proposed class-action suit against Unison. This is the key point — there’s no repayment obligation on the part of the consumer,” Creelan said.

Equity

Housing Wire

APRIL 4, 2025

The Platinum Peak product suite aims to offer higher available loan-to-value (LTV) ratios, which are designed to translate into higher loan proceeds for borrowers, according to the announcement. Previously, the Platinum line aligned its minimum amount with Federal Housing Administration (FHA) lending limits.

Mortgages

Housing Wire

JUNE 24, 2025

Rocket Mortgage , the home lending arm of Rocket Companies , announced Tuesday it will now offer bridge loans , a short-term financing option that helps homeowners tap into their equity while selling their current property. It removes one of the biggest barriers to moving: immediate access to the equity in their current property.

Loans

Keeping Current Matters

JULY 23, 2025

Foreclosure Map You Need To See Facebook Twitter Pinterest LinkedIn Foreclosure headlines are making noise again – and they’re designed to stir up fear to get you to read them. Lending standards are stronger. Homeowners have near record levels of equity. For Buyers , For Sellers , Foreclosures The U.S.

Equity

Housing Wire

JULY 31, 2025

HW: I saw ICE’s press release about the integration of Servicing Digital with your Encompass point-of-sale platform, allowing borrowers to apply for a home equity loan directly from their mobile device using pre-populated loan data. That seems like an example of how you’re supporting lenders with their recapture efforts.

Loans

Housing Wire

JUNE 17, 2025

The expanded partnership includes PHH Mortgage utilizing more of Blend’s technology platform, which already powers its mortgage lending operations, to now include Rapid Refi and Rapid Home Equity. The Rapid suite of solutions is designed to increase automation and operational efficiency across loan teams.

Mortgages

Housing Wire

APRIL 2, 2025

Scarpati previously served as the company’s senior vice president of wholesale lending. The role is designed to strengthen FOAs leadership in an area that is essential to the companys long-term growth plans and further its efforts to make home equity for retirement a mainstream solution, the company said.

Equity

Housing Wire

AUGUST 7, 2025

Chase Home Lending is rolling out a nationwide mortgage rate sale for homebuyers, offering temporary discounts on purchase applications starting Thursday, the bank announced. The promotion, which runs through Aug. 18, marks the first time in recent years that Chase has offered a nationwide mortgage rate discount, according to the company.

Lending

Housing Wire

JULY 28, 2025

Highlights of the new features include expanded lien payoffs and consolidation, along with a streamlined requalification process, which are designed to push higher conversion rates and sales volumes for lenders. Debt consolidation remains the primary reason homeowners use home equity lines of credit ( HELOCs ).

Loan Officer

Housing Wire

OCTOBER 24, 2024

Aligned with their success’ These protections are designed to signal that brokers can have more trust when bringing their business to Mutual of Omaha, according to reverse division president Alex Pistone. “As Broker Protect is viewed as a way to do that. “We

Principal

Housing Wire

APRIL 24, 2025

The HECM Tool a software platform designed to serve as a reverse mortgage sales conversion tool announced this week that it has integrated the proprietary reverse mortgage offering from Smartfi Home Loans into the platforms existing visualization and comparison capabilities.

Mortgages

Housing Wire

DECEMBER 30, 2024

But, thanks to the influence of private equity investors, cash-rich insurance companies are increasingly drawn to private debt assets that pay higher premiums due to their illiquidity. From this, the designation of a systemically important bank was raised from $50 billion to $250 billion.

Banks

The Close

NOVEMBER 25, 2024

Simply put, it’s a residential building with more than one unit designed to house multiple families. Unlike most banks, most hard money lenders understand that properties have more potential after repairs, so they’ll lend based on after-repair value (ARV)⁠. What Is Multifamily Property?

Purchase and sale agreement

Marco Santarelli

MARCH 22, 2025

Home Equity is a Powerful Cushion Remember the crazy home price appreciation we've seen in the past few years? Most homeowners today have substantial equity in their homes. In my opinion, this stricter lending environment is one of the biggest reasons why a repeat of 2008 is highly improbable.

Marketing

Redfin

JULY 24, 2025

Similarly, HomeReady and Home Possible programs, backed by Fannie Mae and Freddie Mac, respectively, are designed for low-to-moderate-income borrowers and typically require a minimum 3% down payment. FHA loans are designed for primary residences, meaning you must live in the property you purchase with the loan.

FHA loan

AAOA

JUNE 12, 2025

What’s Missing (By Design): To keep the visual simple, I’ve excluded operating expenses. Interest-only periods: These are more common in commercial lending and can improve cash flow early in the investment. In a real deal, you’d subtract expenses from income to get NOI. But with commercial multifamily, your growth accelerates.

Commercial

Lighter Side of Real Estate

MAY 26, 2025

Thats because some careers come with access to special mortgage programs designed to account for future earning potential, career stability, and the kind of risk that lenders are willing to bet on. Physician mortgage loans are designed specifically for high-debt, high-earning medical professionals like you.

Debt-to-income ratio

The Close

JULY 9, 2025

On the sales side, 2026 housing market predictions include improved equity positions and fewer interest-rate fluctuations will motivate more owners to sell. Builders will continue with build-to-rent and energy-efficient designs to accommodate shifting demand among buyers.

Marketing

Redfin

JULY 31, 2025

Look into first-time homebuyer benefits Many programs are designed to make homeownership more accessible for first-time buyers by reducing upfront costs, lowering monthly payments, and helping with mortgage qualification. Build an emergency fund An emergency fund is a cash reserve designated for emergencies and other uncommon expenses.

Purchase and sale agreement

Redfin

JULY 30, 2025

But here’s the good news: First-time homebuyers have access to loan options designed to make becoming a homeowner easier with more affordable rates and flexible requirements, like lower down payments and credit scores. Less equity at the start can make it harder to refinance or sell in the short-term, since there’s no down payment upfront.

Loans

Marco Santarelli

AUGUST 8, 2025

Today's market is built on different foundations, with stronger lending standards, significant homeowner equity, and a persistent supply shortage that acts as a fundamental floor for prices. Markets Discover high-quality, ready-to-rent properties designed to deliver consistent returns. Invest in Real Estate in the Top U.S.

Marketing

The Close

APRIL 3, 2025

It also offers lending to foreign nationals and includes no-doc and low-doc loan options for flippers who may not have typical income documentation. Home equity loan or line of credit (HELOC) This is a loan based on the equity you have in your primary home. Plus, the repayment term can be up to 30 years.

Loans

AAOA

JANUARY 23, 2025

in July 2024 Just about every multifamily project that BartonPartners has designed in recent years has marketed itself as a luxury property, says Bill Warwick, AIA, a Principal with the Philadelphia-based architecture and urban design firm. The tower hovers above a 5,000-sf outdoor plaza and has walkable access to mass transit.

Marketing

Marco Santarelli

AUGUST 2, 2025

Tightened Credit Conditions: Banks become much more reluctant to lend money for mortgages, making it harder for people to buy homes. However, what I'm not seeing are the same levels of reckless lending and rampant, irrational speculation that characterized the lead-up to 2008. Invest in Real Estate in the Booming Markets of the U.S.

Marketing

Housing Wire

JULY 31, 2025

Earlier this month, legislators in Pennsylvania began reviewing a bill that’s also designed to protect homeowners from losing their home and accumulated wealth. The so-called “Cephas bill” would mandate in-person financial counseling before a borrower can obtain a reverse mortgage.

Equity

The Close

MAY 20, 2025

It stands out from other lending options because of its loan options for rental property owners. million Interest rates: Starting at 6.5% million Interest rates: Starting at 6.5% million Interest rates: Starting at 6.5% million Interest rates: Starting at 6.5%

Loans

Seattle Times Real Estate

MAY 11, 2025

Co-homeownership is a housing model where multiple people share ownership equity of a property. More and more, I’m seeing friends come together, nonfamily members joining forces,” said Ruby Grynberg, branch manager and founder of Salmon Bay Community Lending, a mortgage lender. I just felt that I wasn’t fulfilled,” she said.

Equity

Marco Santarelli

MAY 10, 2025

Risky lending practices (like giving mortgages to people who couldn't really afford them) created a bubble. While this isn't guaranteed to translate directly into ultra-low mortgage rates (banks might still be nervous about lending), it can happen. It can also make it harder to refinance or tap into home equity if you need to.

Marketing

Housing Wire

MARCH 20, 2025

Examples include how much bonding a city requires and shot clocks for reviewing engineering designs. “We make it very, very hard to unlock the $30 trillion of equity that people have in their homes that they could be using to put homes on their backyard,” Lawless said. million and 1.5

Construction

Housing Wire

MARCH 13, 2025

The impacts are likely to be felt across a wide swath of government services, but in terms of mortgage lending, the impacts tend to be minimal except when it comes to reverse mortgages.

Mortgages