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The Ultimate Guide to Buying a House in Texas

Redfin

Get pre-approved from a lender One of the most important steps you can do for yourself is to get pre-approved for a mortgage loan. By obtaining pre-approval, you can get a clear idea of your budget for home shopping and make more informed decisions about which properties to consider.

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Find Cash Home Buyers in Orlando for a Fast, Simple Sale

HomeLight

More certainty: With a pre-offer walk-through, a cash home buyer can generally provide a firm cash offer that comes with few contingencies, or no contingencies at all. You don’t need the added stress of waiting for the buyer’s mortgage approval or a home inspection turning up any unpleasant surprises.

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Buying a House Online? How to Get it Done in 15 Steps

HomeLight

After you submit your documentation, you’ll know what kind of budget you have to work with, or your approval “ceiling.”. A local agent will know how to write a competitive offer and what sellers in the market prefer. If it does come in lower, the lender won’t approve the mortgage. Step 15: Closing day!

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Here’s How You Can Make an Offer On a House Without a Realtor® in 9 Steps

HomeLight

Some states require only 40 hours of pre-licensing classes, while others may require more than 200 hours, for example. There are several different factors that determine home affordability and each lender can have its own mortgage approval standards when it comes to the buyer’s credit score, income, assets, debt, and liabilities.

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How to Sell a House By Owner in Iowa: A Hawkeye State FSBO Guide

HomeLight

Plus, when a seller isn’t working with an agent, the buyer’s agent may end up carrying more of the weight to get the deal to the finish line. Next: Consult our guide on who pays closing costs when selling a house by owner for more details. Finally, a FSBO sale does not mean that a seller won’t need any professional assistance.

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How to Sell a House By Owner in Pennsylvania: A Keystone State FSBO Guide

HomeLight

Plus, when a seller isn’t working with an agent, the buyer’s agent may end up carrying more of the weight to get the deal to the finish line. Next: Consult our guide on who pays closing costs when selling a house by owner for more details. Finally, a FSBO sale does not mean that a seller won’t need any professional assistance.

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How to Sell a House By Owner in New York: Your NY FSBO Guide

HomeLight

Plus, when a seller isn’t working with an agent, the buyer’s agent may end up carrying more of the weight to get the deal to the finish line. Next: Consult our guide on who pays closing costs when selling a house by owner for more details. Finally, a FSBO sale does not mean that a seller won’t need any professional assistance.