Banks Debt-to-income ratio Mortgages Title search 
Housing Wire
MARCH 23, 2021
Wherever there is commerce, there will be fraud, and the mortgage industry is no exception. In recent years, we have seen a significant uptick in fraudulent activity ranging from the high tech — intercepted wire transfers and electronic title phishing scams — to low-tech, such as applicants submitting falsified or doctored bank statements.
Realty Biz
AUGUST 20, 2023
Mortgage pre-approval is an essential step when buying a house. It gives you a clear understanding of your budget and helps you make informed decisions when searching for properties. During pre-approval, lenders carefully evaluate your financial information, including income, assets, credit history, and other relevant details.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Realty Biz
DECEMBER 8, 2022
Getting a mortgage in the current conditions, where interest rates have risen quickly, hasn't made the situation any easier. While it might be more difficult to get a mortgage, it is, of course, still possible, but you might need to prepare more carefully. We will look at the process of getting a mortgage for the first time.
Realty Biz
JANUARY 20, 2023
Mortgage rates are twice as high as a year ago. If you're thinking of buying a home, getting the best possible mortgage rate is critical. Underwriting is a key part of the mortgage process. It affects your mortgage rate. Understanding real estate underwriting can improve your chances of getting a competitive mortgage.
Point2Homes
DECEMBER 7, 2020
If your ability to afford the mortgage payments on the home you want to buy is causing you concern, buying a foreclosure home may make a lot of sense. If a homeowner fails to keep up with their mortgage payments, the lender can begin foreclosure proceedings, and the sale of foreclosed homes can sometimes be a bargain to home buyers.
Redfin
MARCH 3, 2022
It’s recommended to get pre-approved before house hunting to give yourself a realistic idea of how much home you can afford ; however, a mortgage pre-approval doesn’t guarantee that your loan application will be approved. By far, one of the biggest nightmares is that the mortgage falls through on the closing day.
HomeLight
AUGUST 29, 2022
If you plan on applying for a mortgage, your lender will want to see at least two years of steady employment or business ownership if you’re self employed. Putting less than 20% down, however, might require you to purchase mortgage insurance , but it may be worth it to become a homeowner sooner than you anticipated.
Expert insights. Personalized for you.
429 
Let's personalize your content