Lab Coat Agents

JUNE 24, 2025

Leads+ is a turnkey lead generation and qualification software that delivers exclusive, pre-qualified buyer and seller leads directly to your CRM—so you can grow your business without all the busy work. But what if you could pre-qualify those doors? Door Knocking Door knocking has long been a staple in real estate.

Pre-qualification

The Mortgage Report

JUNE 10, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? How Much Home Can I Afford? How Soon Can I Refinance? How Often Can I Refinance? It Is Worth Refinancing For 0.5%? Even if you have all of your money for your down payment and your closing costs.

FHA 203k rehab loan

Redfin

JULY 30, 2025

Get pre-approved for a mortgage and have cash ready One of the biggest signals to sellers that you’re serious is a mortgage pre-approval letter. This is more than just pre-qualification: It shows a lender has already vetted your finances. Why pre-approval matters: It gives sellers confidence in your ability to close.

Earnest money deposit

Redfin

JULY 30, 2025

Key takeaways: First-time homebuyer: Anyone who hasn’t owned a primary residence in the past three years Common first-time homebuyer qualifications: Credit score, debt-to-income ratio, down payment, income limits, employment history, purchase limits, homebuyer education Buying your first home? Let’s get started.

Debt-to-income ratio

Redfin

JULY 17, 2025

Get pre-approved: A pre-approval shows the seller you’re financially ready and serious—it’s stronger than a pre-qualification. Key Takeaways: A best and final offer (BAFO) is a buyer’s last chance to make the strongest bid before the seller decides. But what does it actually mean—and how should you handle it?

Earnest money deposit

The Mortgage Report

AUGUST 1, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? Loan options include FHA 203(k), HomeStyle, VA, and USDA, depending on your qualifications. How Much Home Can I Afford? How Soon Can I Refinance? How Often Can I Refinance?

Renovation

Redfin

JUNE 13, 2025

Even with experience under your belt, buying and selling at the same time can feel like a balancing act. In this article: Is it harder to buy a house the second time? How to buy your second house Step 1: Reassess finances Step 2: Sell first or buy first? How to buy your second house Step 1: Reassess finances Step 2: Sell first or buy first?

Debt-to-income ratio

Redfin

JULY 30, 2025

Buying your first home is an exciting milestone, from browsing listings on Redfin and touring open houses to imagining life in your new space. But the buying process also raises plenty of questions, and that’s totally normal. If you’re wondering what to expect, you’re not alone. Getting started: Are you ready to buy a home?

Pre-approval

HomeLight

APRIL 30, 2025

If you’re planning on selling a house in Alabama, youve likely noticed that for-sale signs are lingering longer. As buyers wrestle with high interest rates, homes are spending an average of 60 days on the market before getting a signed purchase contract and even longer in some cities. What is Your Alabama Home Worth?

Sales

The Close

JULY 28, 2025

With that being said, portfolio lenders aren’t all created equal. To save you time from doing the research yourself, I’ve looked at more than a dozen different lenders and selected the following as my top picks based on things like the rates and terms offered, company reputation, and funding speed. As a testament to this, it has a 4.8-star

Pre-qualification

Rochester Real Estate

NOVEMBER 5, 2015

Can You Submit Multiple Offers On Homes At Once – A Legal & Ethical Analysis Simultaneous offers on homes refer to making multiple offers on different properties simultaneously. It is vital to understand the legal and ethical implications of this approach. What are Simultaneous Offers? Is it Legal to Make Multiple Offers on Homes at Once?

Earnest money deposit

The Mortgage Report

JULY 1, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? How Much Home Can I Afford? How Soon Can I Refinance? How Often Can I Refinance? It Is Worth Refinancing For 0.5%? This is the first annual decline in down payments in nearly 2 years.

Loans

Marco Santarelli

JUNE 28, 2025

It's essential to factor in that for larger loan amounts, many lenders may require a larger down payment or stricter qualification criteria. As of June 28, 2025, the average 30-year fixed mortgage rate has decreased to 6.74% , down from 6.75% in the previous week. The 15-year fixed mortgage rate has fallen to 5.74%.

Mortgages

Redfin

JULY 31, 2025

Look into first-time homebuyer benefits Many programs are designed to make homeownership more accessible for first-time buyers by reducing upfront costs, lowering monthly payments, and helping with mortgage qualification. State and local programs: Cities and states may offer down payment assistance, forgivable loans, or closing cost help.

Purchase and sale agreement

The Mortgage Report

JUNE 12, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? How Much Home Can I Afford? How Soon Can I Refinance? How Often Can I Refinance? It Is Worth Refinancing For 0.5%? Verify your VA loan eligibility. Verify your VA loan eligibility.

VA loan

The Mortgage Report

JULY 7, 2025

Getting Pre-Approved Down Payment Assistance Buying With Low Credit Buying With Low Income Buying With A Disability Who Has The Best Mortgage Rates? How Much Home Can I Afford? How Soon Can I Refinance? How Often Can I Refinance? It Is Worth Refinancing For 0.5%? In this article (Skip to.)

Equity

The Close

APRIL 8, 2025

month Visit Lone Wolf IDX integrations and custom market report generation $99/month Visit Agent Image ISA team support for pre-qualification of leads $399/month Visit Offrs AI-powered virtual staging $19.99/month, However, it does help by giving us more time in our day to spend nurturing and growing relationships to close deals.

Staging

Redfin

JULY 9, 2025

Getting pre-approved for a mortgage is one of the first steps in the homebuying journey. But if you’re ready to start shopping for a home, you might be wondering: how long does it take to get pre-approved for a mortgage? What is mortgage pre-approval? How long does it take to get pre-approved for a mortgage?

Pre-approval

Redfin

MARCH 4, 2025

The difference between these two accounts is that traditional 401(k) contributions are pre-tax, so youll be taxed once taking them out. The difference between these two accounts is that traditional 401(k) contributions are pre-tax, so youll be taxed once taking them out. A 401(k) withdrawal is subject to a 10% penalty and income tax.

Debt-to-income ratio

Rochester Real Estate

NOVEMBER 5, 2015

For example, if you use a bank for your loan you may already have a pre-existing relationship with them and they sometimes offer very competitive interest rates. Top Mortgage Blogs From 2017 Best Mortgage & Home Financing Blogs From 2017 We’re back! This week we’re highlighting the best mortgage blogs from this year!

Finance

The Close

APRIL 3, 2025

Unlike most types of fix and flip loans, it has no application fee, doesnt require an appraisal, and doesnt require income verification. This also allows it to close in as little as seven days. However, Kiavi has the highest credit score requirement of 680, and uses a draw process that requires an inspection to release funds periodically.

Loans

Housing Wire

MAY 8, 2025

We do have qualification for agents coming into the Aperture brand because weve seen a lot of the other luxury brands allow anyone to enter their brand and it becomes a bit diluted. LPT Holdings , the parent company of fast-growing firm LPT Realty , is looking to make its mark in the luxury real estate space.

Branding

BAM Media

FEBRUARY 21, 2025

or The Difference Between Pre-Approval and Pre-Qualification. or The Difference Between Pre-Approval and Pre-Qualification. It is my job to consume a ton of real estate content (unfortunately). Im writing this blog to say: Maybe you shouldnt. Think about why you open Instagram. What Should You Do Instead?

Earnest money deposit

Marco Santarelli

MARCH 23, 2025

Pre-approval: Before looking at homes, you should get pre-approved for a mortgage. Getting pre-approved generally involves a credit check and providing financial documentation, such as income statements and tax returns. This slight decline might provide a silver lining for those trying to secure their financing.

Mortgages

Redfin

JULY 7, 2025

Get clear pre-approval: Make sure your mortgage pre-approval reflects your current debts, legal obligations, and post-divorce income so you know what you can truly afford. Whether you’re in Dallas or Orlando , laws and market conditions can affect how, and if, you can purchase a home before your divorce is finalized.

Debt-to-income ratio

Housing Wire

DECEMBER 11, 2024

Pre-screened credit card offers to consumers fall under this definition, CHLA explained, but the application and relevance to the mortgage business is more limited, it argues. But that element, known as the Homebuyers Privacy Protection Act of 2024, was stripped from the fiscal year 2025 NDAA earlier this month. 20, 2025.

Debt-to-income ratio

Housing Wire

MAY 7, 2025

She was a responsible borrower but made a mistake: she had lost track of her student loan payments and was 60 days late. The client, who logged into her student loan portal and made a payment, is now in limbo about whether a new credit report needs to be pulled in her 90-day escrow, the loan officer at Guild Mortgage told HousingWire.

Loans

Housing Wire

JANUARY 4, 2024

DU early assessment gives lenders more options for their pre-qualification process in DU. Early assessment in Desktop Underwriter can provide lenders with increased certainty during their pre-qualification process, which benefits borrowers as well,” said Mark Fisher, vice president of single-family credit risk solutions at Fannie Mae.

Pre-qualification

Housing Wire

JANUARY 18, 2022

” Per the company’s website , it takes five minutes to receive a pre-qualification for a mortgage, though final approval is conditional on finishing the application and providing supporting documents. Milo , a Miami-based digital lender, will soon offer a crypto mortgage to clients with digital assets.

Mortgages

HomeLight

JUNE 19, 2023

Like pre-qualification or pre-approval. Let’s lay it all out: How pre-qualifications and pre-approvals are similar Pre-qualifications and pre-approvals have a few things in common. Learn More What’s a pre-qualification? But what exactly are they?

Pre-qualification

Housing Wire

FEBRUARY 14, 2024

Soft credit pulls are a critical tool that our member mortgage loan originators use to work with underserved borrowers — particularly borrowers with credit blemishes — to improve their credit score and ultimately obtain a pre-qualification or an actual mortgage loan,” the CHLA wrote in a letter to the three credit bureaus on Wednesday.

Pre-qualification

Keeping Current Matters

JUNE 22, 2021

You may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what does that really mean, and why is it so important? Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. offers for sellers to consider. Bottom Line.

Pre-approval

Housing Wire

JULY 11, 2022

I do think a primary issue that has come up over these years is that non-QM borrowers and non-QM loans, they’re not the subprime of the pre-financial crisis,” he said. This is because they’re the ones that are going to be doing the pre-qualifications for you. We’ve been educating originators since 2013.

Lending

Realtor.com

NOVEMBER 28, 2022

designer491/Shutterstock What is a pre-qualification letter? I tell most people they can take that pre-qualification letter and throw it in the trash,” says Patty Arvielo , a mortgage banker and president and founder of New American Funding, in Tustin, CA. What to know about a pre-qualification letter.

Pre-qualification

Keeping Current Matters

AUGUST 27, 2020

You may have heard that pre-approval is a great first step in the homebuying process. Pre-approval from a lender is the only way to do this. This paperwork (the pre-approval letter) shows sellers you’re a qualified buyer, something that can really help you stand out from the crowd in the current ultra-competitive market.

Pre-approval

Housing Wire

JULY 4, 2024

It may mean drilling down and familiarizing yourself, and your potential clients, with the ins and outs of credit repair, loan pre-qualification and pre-approval, and even basic personal finance and budgeting. As we celebrate Independence Day this year, it’s natural to reflect on the American Dream of homeownership.

Pre-qualification

Housing Wire

SEPTEMBER 2, 2021

One of the ways that RMF approached the decision to tackle lowering the minimum age requirement on Equity Elite came from the product development team pursuing different options to enhance its offerings, similarly to the way the idea to streamline borrower qualification came about. How the idea emerged , age-restricted communities.

Mortgages