Afford Anything

JANUARY 4, 2021

They have $150,000 saved for a downpayment, but a $600,000 mortgage isn’t what they had in mind. They’d like to pay off their $90,000 mortgage in three years, but they’re afraid to use the money in case of unexpected baby expenses. I’d like to stay home for the next 10 years, and we also want to pay off our $90,000 mortgage.

HR 108

HR Mortgages Residential As-is 108

Afford Anything

JULY 6, 2020

An anonymous listener, whom we call “Mary,” is curious about the auto-rebalancing feature offered by M1 Finance. Anonymous “Mary” asks (at 1:36 minutes): I’m curious about investing with M1 Finance. Is it too good to be true? J isn’t happy with the target date retirement fund she chose for her 401k.

Equity 78

Equity HR Finance Staging 78

Afford Anything

JANUARY 11, 2022

My husband is a real estate agent, and I am a loan processor for a private mortgage company. We’re cash flowing our child through college at about $13,000 per year and any extra income goes to paying off our remaining mortgage balance of $110,000. She’s torn between paying off her student loans ($30,000) or investing the money.

Loans 57

Loans HR Land Mortgages 57

Housing Wire

NOVEMBER 30, 2023

Buying Options See Details Pricing Education Type* Starting at Package Features Prelicense $1,499 Basic: 120 Hrs of OH Pre-Licensing Coursework. When you buy through our links, we may earn a commission. Brimming with coursework that is up to date with current trends, expect to receive insight on issues facing Ohio real estate agents today.

Pre-approval 421

Pre-approval HR Inspection Finance 421

Housing Wire

FEBRUARY 15, 2022

government, insurance companies and financial institutions as well as asset-backed security issuances and transactions in the private-label residential mortgage-backed securities (MBS) sector. The sectors highlighted in the rating-agencies report include securities issued by corporations, the U.S.

Residential 370

Residential HR Mortgages Marketing 370

Afford Anything

JANUARY 25, 2021

George is torn between paying down his student loan debt (which he deferred) or buying a househack. Which is better for his long-term goal of reaching financial independence? Hanan wants to figure out if a backdoor Roth IRA conversion will work for her. Should they pay off their home, buy rentals, fund 529s, or Roth their 401ks?

Loans 67

Loans HR FHA loan Equity 67

HomeLight

AUGUST 16, 2021

The mortgage loan process is pretty messy! Follow the list, and you’ll save yourself a lot of headaches and make the mortgage loan process a lot smoother. Businesses have expenses, which eat into how much you take home and have available to spend on a mortgage. Source: (Mangostar / ShutterStock). Loan application. 1099 forms.

Loans 104

Loans Mortgages Bankruptcy Purchase and sale agreement 104

HomeLight

MARCH 31, 2022

Potential homebuyers will need to budget for a down payment, closing costs, monthly mortgage payment, and that doesn’t even include the cost of utilities. Potential homebuyers will need to budget for a down payment, closing costs, monthly mortgage payment, and that doesn’t even include the cost of utilities.

Closing costs 83

Closing costs Loans Closing Debt-to-income ratio 83

Afford Anything

OCTOBER 4, 2021

And what type of mortgage is she eligible for since she already owns a home? And what type of mortgage is she eligible for since she already owns a home? I’m a real estate broker making $150,000 – $200,000 per year with no debt aside from my mortgages. I approach finances conservatively because my income fluctuates.

HR 67

HR Banks Mortgages New Construction 67

Afford Anything

APRIL 7, 2021

My only debt is my mortgage, which is $76,000 at a fixed 4.125 percent interest rate. If I move, I’m required to pay a prorated portion of the grant back, and I can’t refinance my mortgage. Should I continue to pay extra on my mortgage? Greta is tired of financial modesty. What should she focus on to make this happen?

HR 72

HR Banks Mortgages Loans 72

Afford Anything

JANUARY 10, 2022

We have two mortgages, with one being a rental home, and we have a car loan at just 1.9%. Gusto makes payroll, benefits, and HR easy for modern small businesses. Mike has $60,000 in cash earning one percent interest. He has plans to buy a home and get married in three to five years. Where else can he put his cash to earn a little more?

HR 57

HR Brokerage Staging Equity 57

Notorious ROB

DECEMBER 19, 2022

Welcome to yet another edition of the Seven Predictions, sure to be wrong or your money back. Does not apply to VIP Subscriptions.) This is one of my favorite annual traditions around this time of year. For those keeping track at home, I just published my results from last year’s predictions , and my lifetime average is.374.

MLS 79

MLS Agents Pre-approval Brokerage 79

Housing Wire

MARCH 21, 2024

Rising costs “The 30-year fixed mortgage has increased over 100%, doubled, since 2020,” Davidson said. The first is HR 7480, known as the Disabled Veterans Housing Support Act, sponsored by Rep. Warren Davidson (R-Ohio), chairman of the subcommittee, opened the hearing by citing cost changes between 2020 and 2024.

HR 431

HR Development Title Equity 431

Housing Wire

APRIL 5, 2024

House of Representatives that would codify the “tri-merge” credit model into law, a rebuke to the Federal Housing Finance Agency (FHFA)’s recent efforts to transition to a “bi-merge” model that would require only two credit reports to be pulled instead of three. Fitzgerald in a statement. government relations at TransUnion.

HR 485

HR Finance Mortgages Design 485

Housing Wire

DECEMBER 20, 2022

Department of Veterans Affairs (VA) mortgage loans. With the passage of HR 7735, known as the “Improving access to the VA home loan benefit Act of 2022,” the VA is now permitting desktop appraisals, and in some circumstances, waiving appraisals altogether. Senate this week passed a bill that streamlines the appraisal process for U.S.

HR 370

HR Inspection Loans Finance 370