As-is FHA loan Finance 
Housing Wire
FEBRUARY 3, 2025
Chris Porter, a senior vice president at the firm and the author of the latest outlook, said this correlates with buyers dedicating more of their income to housing and seeking accessible financing options. Department of Veterans Affairs (VA) loans, which made up 10%, according to purchase loan lock data from Optimal Blue.
Housing Wire
OCTOBER 31, 2024
According to data released Thursday by the Mortgage Bankers Association (MBA), the median payment for purchase loan applicants declined by 0.8% This was also reflected in median payments for Federal Housing Administration (FHA) loans, which stood at $1,753 in September. from August to September. by the end of the year.”
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Housing Wire
JUNE 30, 2025
Despite growing attention around all-cash transactions, most Americans — especially first-time buyers — continue to finance their home purchases, according to new data from the National Association of Realtors (NAR). Among primary residence buyers, 74% financed their home purchase in 2024.
Housing Wire
MARCH 24, 2025
“A loan-to-value ratio that is too high, either because of a limited down payment or an appraisal of the home that resets the value used to calculate this ratio, can also be a factor,” she said. The type of mortgage also plays a role, with jumbo and nonconventional loans facing higher rejection rates.
Housing Wire
NOVEMBER 27, 2024
22, driven by a 12% increase in demand for purchase loans, according to data released Wednesday by the Mortgage Bankers Association (MBA). But government loans saw their shares shrink. Federal Housing Administration (FHA) loans shed 60 bps during the week to represent 16% of all applications while U.S. of applications.
Housing Wire
FEBRUARY 13, 2025
January lock data shows two important ways constrained affordability is impacting the housing finance market, Brennan OConnell , director of data solutions at Optimal Blue, said in a statement. Jumbo mortgage rates were up 2 bps, VA loan rates were up 4 bps and FHA loan rates remained unchanged.
Housing Wire
MAY 5, 2025
And despite tightened affordability , first-time buyer purchase lending has held up better than activity among repeat buyers compared to 2018 and 2019 especially for conventional loans through the government-sponsored enterprises ( GSEs ). Indiana , South Dakota and Kentucky are seeing Gen Z shares top 30% of first-time buyer activity.
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