Housing Wire

AUGUST 11, 2022

Likewise, Atlanta-based A ngel Oak Mortgage Inc. , a real estate investment trust focused on nonqualified mortgages, or non-QM, recently announced that it was struggling with red ink — recording a net loss of $52.1 a long-term player in the non-QM mortgage market. AOMR is a publicly traded REIT that is part of Angel Oak Cos.,

Mortgages 376

Mortgages Loans Residential Lending 376

Housing Wire

APRIL 14, 2022

What happens when the Federal Reserve begins pulling back in a serious way from the mortgage-backed securities (MBS) market that it has helped to prop up through billions of dollars in bond purchases since the start of the pandemic in 2020 — to the point where it now holds a $2.7 trillion agency MBS portfolio? The Feds existing $2.7

Marketing 378

Marketing Purchase and sale agreement Investor Banks 378

Marco Santarelli

DECEMBER 6, 2023

The mortgage landscape in the United States is experiencing a significant shift as the contract rate on a 30-year fixed mortgage recently hit a four-month low, standing at 7.17% in the week ending December 1. Jumbo 30-year FRM, FHA-backed 30-year FRM, and Fifteen-year FRM rates also experienced shifts.

Mortgages 103

Mortgages Fixed-rate mortgage Loans Commercial 103

Housing Wire

APRIL 14, 2022

Consolidation in the mortgage industry is likely in 2022, analysts and lending executives said. Justin Woodward has experienced the best and the worst of the mortgage industry in only 18 months. “I had not done first mortgage lending before, but I was familiar with the basics of real estate lending. The closer, the better.

Mortgages 519

Mortgages Marketing Lending Loans 519

Marco Santarelli

JUNE 23, 2023

Mortgage Rates and Financing: For investors participating in all-cash deals, higher interest rates don't have much of an impact on the cost of acquiring new investment properties. If the interest rate is 4%, their monthly mortgage payment would be approximately $1,145.

Investor 93

Investor Finance Fixed-rate mortgage Commercial 93

Housing Wire

AUGUST 25, 2022

But there’s another threat that Homepoint executives must worry about – United Wholesale Mortgage (UWM), the top dog in wholesale, has embarked on a strategy of heavy price cutting, forcing Homepoint and others to limbo to compete for business. Homepoint is in a tough spot. We’re not afraid to get smaller as an organization.”

Mortgages 387

Mortgages Equity Loans Seller concession 387

Realty Biz

APRIL 19, 2024

And let's add the most significant (and unpredictable) ingredients to the mix, namely interest rates and the housing shortage. Only they have access to real estate comps, MLS listings, and local market trends that can help you buy, rent, sell, or invest in residential, commercial, or industrial real estate. Suppose rates move upwards.

Marketing 90

Marketing Fixed-rate mortgage Construction Residential 90

RIS Media

MAY 23, 2021

This includes additional economic relief related to rental and mortgage assistance and support for small businesses. As we navigate the second year of the pandemic, our advocacy operation is stronger than ever. You might say we have hit our virtual stride. The benefits secured for REALTORS® were unprecedented.

Fixed-rate mortgage 97

Fixed-rate mortgage Commercial Residential Industrial 97

McKissock

MAY 30, 2023

From the ongoing debt ceiling debate to employment trends, inflation concerns, fluctuating interest rates, and the state of the commercial real estate market, it is important to understand the implications of these factors on the overall economy. Given the underlying inflation rate of 3.5-4% may still warrant a June rate hike.

Banks 73

Banks Commercial Construction Fixed-rate mortgage 73

Marco Santarelli

NOVEMBER 4, 2023

First, mortgage rates have increased significantly in 2023, making it more expensive to buy a home. Additionally, some investors who are facing rising interest rates and other economic challenges are selling their Fort Worth properties. This has led to a surge in adjustable-rate mortgage (ARM) applications, comprising 9.2

Marketing 97

Marketing Investor Fixed-rate mortgage Mortgages 97

The Residential Specialist

OCTOBER 19, 2021

The 2020/2021 market has been defined by “a lack of homes for sale relative to demand,” says Gay Cororaton, National Association of REALTORS ® senior economist, director of Housing and Commercial Research. Prices will rise at a slightly slower rate. Interest rates will rise, but not enough to dampen demand. By Michelle Huffman.

Marketing 105

Marketing Equity Fixed-rate mortgage Construction 105

Marco Santarelli

DECEMBER 22, 2020

Mortgage note investing is one of the best real estate investment opportunities available but it is rarely discussed. In this article, we shall discuss the various types of mortgage notes and how to invest in them. Mortgage notes are also known as real estate lien notes and borrower’s notes.

Mortgages 122

Mortgages Purchase and sale agreement Fixed-rate mortgage Loans 122

Realty Biz

SEPTEMBER 4, 2021

And importantly, it did so through government-backed, low-interest, fixed-rate mortgages with zero or low-down payments with up to 30-year terms. Real estate has been the poster child for a “V” shaped recovery during the COVID-19 economic recovery. But now, that real estate exuberance is facing an affordability plateau.

Fixed-rate mortgage 78

Fixed-rate mortgage Construction New Construction Commercial 78

Realty Biz

SEPTEMBER 23, 2021

individuals and companies moving to South Florida, and record-low mortgage rates continue fueling transactions, according to the MIAMI Association of Realtors (MIAMI) and the Multiple Listing Service (MLS) system. The falling number of homeowners in mortgage forbearance will also bring about more inventory.

Sales 104

Sales Fixed-rate mortgage Short sale Equity 104

Toronto Realty Blog

JANUARY 6, 2021

TorontoRealtyBlog. Let’s pick up right where we left off, shall we? – 4) What is going to happen in the downtown condo market? I was on CTV Your Morning last Thursday to discuss the 2021 real estate market, and it’s never easy to get meaningful points across, over five or six questions, in a mere four minutes. “ Rough ride.”

Fixed-rate mortgage 119

Fixed-rate mortgage Banks Lending Mortgages 119

Realty Biz

MAY 21, 2023

Rates leveled off before recently rising again. Rates on March 1, 2022 were 3.90%. Home sales are sensitive to mortgage rate changes. According to Freddie Mac, the 30-year fixed-rate mortgage averaged 6.35% as of May 11. Miami-Dade $1M+ home sales are up 94.3% months) and condos (4.9 months) are low.

Sales 92

Sales Short sale Fixed-rate mortgage MLS 92

Realty Biz

DECEMBER 26, 2022

This influx of people and companies moving into our region, coupled with the ratio of cash buyers which is nearly double the national average should continue to shield Miami from the impact of high mortgage rates as the Fed continues its mandate to tamper inflationary pressure.”. South Florida real estate is different from many U.S.

Sales 92

Sales Short sale Mortgages Fixed-rate mortgage 92

Realty Biz

MARCH 21, 2023

MIAMI Chairman of the Board Ines Hegedus-Garcia Miami real estate, which posted its second-most total home sales in history in 2022 despite an unprecedented doubling of mortgage rates, continues to see a surge in domestic and international wealth migration. Property prices in Miami continue to rise, albeit at a more modest rate.

Sales 101

Sales MLS Short sale Residential 101

Realty Biz

JUNE 24, 2022

The rapid rise in mortgage rates, from an average of 3% to 6% over the past six months, is tempering Miami real estate’s historic pace,” MIAMI Chairman of the Board Fernando Arencibia Jr. Although top sales marks are still being achieved, higher rates are starting to restore balance to the market. There are 2.6 There are 4.8

Sales 78

Sales Short sale Mortgages Fixed-rate mortgage 78

Toronto Realty Blog

SEPTEMBER 7, 2023

Throughout 2023, and perhaps 2022 for that matter, we’ve heard a lot about how increasing interest rates are going to cause mortgage delinquencies and eventually force a lot of home-owners to sell. The CMHC publishes data for mortgage delinquencies, and while we only have the Q2 data (ie. Parents, you know what I mean.

Marketing 80

Marketing Land Development Banks 80

Marco Santarelli

SEPTEMBER 5, 2020

As we saw Arizona real estate market thriving & becoming sizzling hot in the past couple of years, even the rise in mortgage rates was believed not to affect it. We've been seeing real estate appreciation rates increasing year-over-year in the entire metro area. The annual real estate appreciation rate is in double digits.

Marketing 135

Marketing Purchase and sale agreement Investor Sales 135

Marco Santarelli

SEPTEMBER 7, 2020

We’ll be discussing the latest Orlando real estate market trends & statistics to find out how they can affect the investors and homebuyers in the next six to twelve months. After a big slump in real estate sales and activity during April, May, and June, home sales have bounced back in the Metro Orlando housing market. year over year and up 18.6%

Marketing 126

Marketing Investor Sales As-is 126

Marco Santarelli

AUGUST 27, 2020

Houisng prices are at record levels, with historically low-interest rates, strong demand, and tight housing supply. The new businesses are propping up at a much faster rate than the national average. The Las Vegas housing market is literally on fire amid the pandemic. However, it has managed to avoid total collapse. year-over-year.

Marketing 128

Marketing Purchase and sale agreement Investor Sales 128

Marco Santarelli

JULY 30, 2020

The real estate appreciation rate in Los Angeles is predicted to remain a bit modest throughout this year. The real estate appreciation rate in Los Angeles in the latest quarter was around 0.66% which equates to an annual appreciation rate of 2.68%. In Metro Los Angeles, home prices rose $18,000 or 11.6% Jump in sales was 48%.

Marketing 139

Marketing Investor Sales As-is 139

Marco Santarelli

AUGUST 2, 2020

Brooklyn sales activity contracted at the least sharp rate, recording only -21% Y-o-Y in H1. NYC's real estate appreciation rate in the latest quarter was around 1.08% which equates to an annual appreciation rate of 4.41%. Residential sales in NYC were reported to be down by 25% as compared to last year.

Marketing 142

Marketing Sales Pre-approval Investor 142