articles mortgage-applications-fall-despite-declining-mortgage-rates 
Housing Wire
APRIL 6, 2024
But, despite the weekly moves, the one bright spot for housing is that housing inventory is growing on a year-over-year basis. Also, spreads between the 10-year yield and the 30-year mortgage got better last week, which is a big plus for the future if this trend continues. housing market, and we should ignore the decline last week.
Housing Wire
JUNE 9, 2023
Home prices aren’t crashing, despite what the housing bubble boys are saying. In 2022 it was all about finding a point in time when I thought mortgage rates would fall, which was key to understanding how the purchase application data would react to lower mortgage rates. to stop hiking rates.
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Housing Wire
FEBRUARY 8, 2021
Not the forbearance plans themselves, which allowed mortgage holders to delay their payments for many months, but the fact that 2.72 The MBA purchase application data is growing at a trend of 12% year over year. As I have written many times, the housing market’s current strength is not because of COVID-19, but despite it.
Housing Wire
NOVEMBER 16, 2020
With COVID infection rates exploding and hospitalization rates rising as we go into the cold winter months, the risk this poses to our recovering housing market is a question that should be addressed. In a previous article, I identified infection rates during the winter months as one of the economy’s high-risk variables.
Housing Wire
DECEMBER 20, 2021
Even in the extreme conditions of COVID-19, my general premise on housing economics predicted that the two variables with the most influence — demographics and mortgage rates — would hold up the housing market. The 10-year yield and mortgage rates. That range dictated that mortgage rates would roughly stay between 3.5%-4.75%.
Redfin
AUGUST 3, 2023
Check out this article to learn more about the pros and cons of living in Georgia. While housing demand experienced a slight decrease this year, the number of available homes has declined by 3.6% Despite this shifting demand, the median sale price has continued its steady ascent, increasing by 1.3% year-over-year.
Notorious ROB
JULY 14, 2022
I spent the last month or so trying to understand the view that higher interest rates, leading to higher mortgage rates, will tame the crazy housing market. And this article from yesterday titled “ With home sales down, why are home prices still up? This is a public call for help. I’m not ashamed to admit it.
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