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Using a HELOC for Home Improvements: What to Know Before You Borrow

The Mortgage Report

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? A HELOC makes it easier to start now and complete the work in stages.

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Closing Costs for Sellers: A Breakdown of How Much You’ll Pay

Redfin

However, there are some costs associated with selling your home, like repairs, staging, and pre-listing inspections, that may also need to be paid before closing. The lender provides a mortgage payoff statement, including: Principal balance Accrued interest Possible prepayment penalties (less common but can be 1%3% of the loan balance).

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Selling a House ‘As Is’ in Vermont

HomeLight

Be aware of minimum property standards for certain loans When you place your home on the market, its hard to predict if your top offer will come from a cash buyer or a buyer pre-qualified for a home loan. General Tax Rate: 1.25% (No change) Clean Water Surcharge: Increases from 0.2%

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Dave Ramsey’s 2025 Housing Market Predictions: Will it Crash?

Marco Santarelli

He generally advises against FHA and VA loans due to their additional fees. Stick to a 15-year fixed-rate mortgage: Avoid the risks associated with adjustable-rate mortgages and the extra fees often tied to government-backed loans. Consider professional staging for the best results. First impressions matter.

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ICE Mortgage Monitor: The Impact of "Golden-Handcuffs" on Mortgage Payments

Calculated Risk Real Estate

to their lowest point in four months • Cures from early-stage delinquency pulled back from last month’s high, though late-stage cures rose 14.4% to a six-month peak “Early-payment delinquencies remain elevated” Here is a graph of the early delinquency rates for Conventional, FHA and VA loans.

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ICE Mortgage Monitor: "Annual home price growth cooled for the seventh consecutive month"

Calculated Risk Real Estate

year over year ‒ the fourth consecutive monthly increase • Serious delinquencies (loans 90+ days past due but not in active foreclosure) rose 26K (+5.9%) to their highest level since May 2023, up +4.6% There has been a steady increase in early-stage delinquencies for VA loans. for the month and 5.7%

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How to Apply For a First-Time Home Buyers Loan: Simplifying the Process Into 8 Doable Steps

HomeLight

Second mortgages : These are loans you can take out to subsidize the down payment in addition to taking out a principal mortgage. You can qualify for loans with as little as 3.5% Service members, veterans, and surviving spouses qualify for these loans with 0% down. Step 5: Get preapproved for your loan.