Housing Wire

FEBRUARY 6, 2025

Interestingly, Batey noted that he and his office have observed a higher level of interest in reverse mortgages from seniors in the area. HousingWire s Reverse Mortgage Daily (RMD) reached out to Batey and did not receive an immediate reply. It had been right at $48,000 last year, but the commission approved to update that to $60,000.

Mortgages

Housing Wire

NOVEMBER 14, 2024

In the mortgage industry, where change is constant and challenges can be relentless, strong leadership isn’t just a competitive advantage; it’s the foundation that keeps teams grounded and resilient. That’s the kind of mortgage organization that’s ready to navigate any challenge and take on every opportunity that comes its way.

Mortgages

Housing Wire

JUNE 9, 2025

Florida-based Gradient Mortgage Capital , a wholesale mortgage banking platform, launched Monday with the intent to serve mortgage bankers and brokers across the country with debt-service-coverage ratio ( DSCR ) and small-balance commercial real estate loans. ”

Mortgages

Housing Wire

JUNE 18, 2025

“Class Valuation Analysis delivers what our partners need most — clarity, confidence and compliance — especially when making high-stakes trading decisions tied to mortgage servicing rights.” The company added that its CVA process meets due-diligence and review standards recognized by major credit rating agencies. “By

Due diligence

Housing Wire

OCTOBER 22, 2024

financial system, including the mortgage sector. Announced on Tuesday, the new rule mandates that financial providers — including banks, credit card issuers and mortgage companies — share personal financial data for free with their peers when customers request it.

Banks

Housing Wire

JUNE 18, 2025

Even though new home sales showed growth last month, the homebuilders — both big and small — have no desire to grow housing permits or starts with 7% mortgage rates. Housing starts and permits peaked in 2022 and have been fluctuating at levels similar to the early stages of the COVID-19 recession for some time now. percent (±9.3

Construction

Housing Wire

OCTOBER 22, 2024

From the RISE stage in Las Vegas , Real unveiled three new products for agents and clients on Tuesday. Real also unveiled Leo of Clients on the RISE stage Tuesday. The Real Brokerage is keeping attendees of RISE, its third annual agent conference, on their toes. But Real agents are not the only ones receiving upgraded AI technology.

Agents

Housing Wire

JANUARY 8, 2025

mortgage servicer as of September 2024, with an owned portfolio of $728 billion, per Inside Mortgage Finance. They concluded that Bayview and its affiliates delayed the regulatory process by not promptly complying with requests during the early stages of the inquiry. Lakeview was the third-largest U.S.

Staging

Housing Wire

NOVEMBER 4, 2024

As high mortgage rates reshape the housing market, existing homes are making up a larger percentage of for-sale inventory, and homebuyers are taking notice. Recently, the “lock-in effect” has kept homeowners with historically low-rate mortgages from selling, but this effect is easing. million units. The sales pace was down 3.5%

As-is

Housing Wire

NOVEMBER 4, 2024

This week, we count 14% more homes in the contract pending stage now than a year ago. Last year was weak as mortgage rates were hitting 8%. Mortgage rates were super high and inventory was building. That difference can be attributed to mortgage rates staying higher for longer through September. It’s really just one week.

Sales

Housing Wire

MAY 13, 2025

residential mortgages rose slightly in the first quarter of 2025. The Mortgage Bankers Association (MBA) reported Tuesday that the seasonally adjusted delinquency rate for mortgages on one- to four-unit properties increased to 4.04% of outstanding loans in the first quarters. The delinquency rate for U.S.

VA loan

Housing Wire

MARCH 18, 2025

But in light of Redfins blockbuster sale to Rocket Mortgage that was announced less than two weeks later, hindsight dictates that Kelman may have known that the end of independence was coming for the company hes run for almost 20 years. Some of these companies are much younger and are in a heavy growth stage, so its not an exact comparison.

Brokerage

Housing Wire

JUNE 9, 2025

Discussions about the impact of artificial intelligence (AI) have dominated conversations on stage at HousingWire ‘s The Gathering. Jason Bressler , chief technology officer for United Wholesale Mortgage (UWM), is trying to change the narrative around AI being integrated into the mortgage industry and lending solutions.

Lending

Housing Wire

JANUARY 15, 2025

The resulting housing market crash and the Great Recession led policymakers to overcorrect by tightening mortgage lending standards and limiting funds for new construction. Housing policy needs to be better at planning for the needs of different age groups and their life stages to avoid mismatches between supply and demand, Myers said.

Lending

Housing Wire

FEBRUARY 6, 2025

New data released Thursday by the Mortgage Bankers Association (MBA) revealed that the delinquency rate for mortgages on one- to four-unit residential properties increased to a seasonally adjusted rate of 3.98% of all loans outstanding at the end of 2024.

VA loan

Housing Wire

JANUARY 22, 2025

Rocket Companies today announced the launch of Rocket.com, officially putting Rocket Mortgage and Rocket Homes on the same platform. The announcement comes shortly after Rocket unveiled the first stage of its rebrand and is a part of the company’s conscious effort to unify Rockets many companies under a single umbrella.

Staging

Housing Wire

MARCH 4, 2025

In an environment of high home prices and elevated mortgage rates , older homeowners taking a closer look at less expensive areas to make their money go further is not an isolated phenomenon. Real estate agent Lisa Di Pasquale described her success in such a scenario in a previous interview with HousingWire s Reverse Mortgage Daily (RMD).

Equity

Housing Wire

JULY 18, 2025

Census Bureau, single-family home construction is down year over year at every stage of the process. These include high mortgage rates, record-high home prices , rising inventory of existing homes for sale and the reignited trade war that economists fear will raise prices for construction inputs. “In

Construction

Housing Wire

MARCH 20, 2025

I do think the price of a mortgage should go down, he said. The primary difficulty cited was the effort required 63% were surprised by the demands of staging, showings and repairs, while 37% were caught off guard by the emotional toll. It could be something like having a special loan with a lower rate for those buyers.

Debt-to-income ratio

Housing Wire

JANUARY 13, 2025

Mortgage rates pushed this week close to 7.25%. Its only two weeks into January and mortgage rates have hit the high end of the range we forecasted for the entire year. Bond markets have driven mortgage rates back to the highs, and home sales are suffering. Thats exactly what happened quickly. That means 4.2

Sales

Housing Wire

JANUARY 20, 2025

It is the ballet of our lives being rendered on a stage we can finance thanks to a robust secondary market. Mortgages are the ink in the typewriter. David Wickert is the president at Accunet Mortgage. Over the past few years, the noisy misdirection of data had us thinking homeownership was cerebral. Its storytelling.

Staging

Housing Wire

APRIL 10, 2025

Rising mortgage rates and sky-high home prices have sidelined many would-be buyers. Long-term growth Roughly 110,000 single-family rental homes are currently under construction or in the planning stages nationwide, according to Point2Homes. The build-to-rent market has undergone a complete transformation in the last half-decade.

Development

Housing Wire

MAY 9, 2025

The expense associated with originating mortgage loans has been escalating, with the current average cost approximating $11,600 per loan. These pages provide comprehensive profiles of the loan officers, including testimonials and relevant details, facilitating the application process for mortgages.

Loan Officer

Housing Wire

JUNE 4, 2025

Ryan Young, founder and CEO of Fello.ai , recently shared how AI is transforming mortgage professionals ability to connect with clients. “ HousingWire: The mortgage industry has long been built around transactions, but todays borrowers expect more ongoing value. It comes down to timing and relevance.

Industrial

Housing Wire

JANUARY 27, 2025

In recent weeks, home sales also faltered in the face of 7% mortgage rates. Now some of them are sliding below the year prior, which is driven by relentlessly high mortgage rates. This market is at a standstill as long as mortgage rates are above 7%. Recently, weve shared that the inventory of unsold homes is growing.

Sales

Housing Wire

NOVEMBER 12, 2024

Digital mortgage exchange platform and loan aggregator MAXEX announced on Tuesday the hiring of mortgage technology veteran Daniel Wallace as its new chief operating officer. Wallace brings more than 30 years of experience as a leader of tech-focused mortgage, asset management and capital market platforms. “The U.S.

Technology

Housing Wire

MAY 27, 2025

Meanwhile, the economic landscape is shifting mortgage rates, consumer sentiment, and the cost of goods are all in flux and consumers are seeking more clarity and consistency than ever. Meanwhile, around one-third of both Gen X and Baby Boomers are mostly prompted by financial factors, like mortgage rates and home equity.

Agents

Housing Wire

APRIL 28, 2025

Its a busy time to be in the proprietary reverse mortgage space, with new and relaunched products hitting the market and other additional features being added to existing product catalogs. Earlier this month, Longbridge Financial announced the addition of Platinum Peak , a new variation of its private fixed-rate reverse mortgage offering.

Loans

Housing Wire

NOVEMBER 20, 2024

Of the surveyed pool, 42% have sold since late 2022 as rising mortgage rates cooled the post-pandemic market. Cash buyer companies appeal to sellers with property issues, the report pointed out, as 54% avoid expenses like repairs or staging. Nearly 1 in 4 sellers (24%) view the polarizing FSBO method as the worst way to sell a home.

Agents

Housing Wire

JUNE 10, 2025

Reverse mortgage lender and servicer Longbridge Financial , a no. 2 industry player in reverse-backed securities issuance and one of the top two providers of proprietary reverse mortgage loans, is expanding its product suite beyond government-backed and proprietary reverse mortgages while remaining focused on older customers.

Equity

Housing Wire

MARCH 25, 2025

General NMLS numbers don’t break down and show how many loan officers have changed companies, which ones are licensed in multiple states, whether the licensee actually originates mortgages – or just holds a license because they may discuss loan products on occasion and their company requires licensure.

Loan Officer

Housing Wire

NOVEMBER 8, 2024

Kevin Sears took to the NAR NXT main stage at the Boston Convention and Exhibition Center on Friday morning with a large iced coffee from Dunkin’ in hand. Those utilizing mortgages from the U.S. After a monumental year of change, the National Association of Realtors (NAR) is looking to the past to find inspiration for the future.

VA loan

Housing Wire

JUNE 6, 2025

Welcome back to Tech Pulse — a new weekly series rounding up the latest in technology , including tools, integrations and trends impacting mortgage and real estate. The former Rocket Mortgage executive will oversee technology strategy, including AI, digital products and IT infrastructure.

Technology

Housing Wire

MAY 20, 2025

But we’re also diversifying in the field through our brokers as well as our local loan officers, and well be able to add to that through the Redfin acquisition as well here very soon, Lovier said on stage during the Mortgage Bankers Association (MBA) Secondary and Capital Markets Conference in New York on Tuesday.

Loan Officer

Housing Wire

MAY 14, 2025

Mortgage loan originator (MLO) or mortgage broker License or education required: Yes Average national salary: ~$60,000 to ~87,000 Job description: A loan originator, or loan officer, plays an essential role in the process of purchasing property. Similar to an MLO, a mortgage broker finds financing for buyers.

Property Management

Housing Wire

MARCH 18, 2025

Insurance brokerage platform VIU by HUB has partnered with mortgage servicing company Valon to provide homeowners with streamlined insurance options amid rising costs. Together, we’re creating a better experience at every stage of the homeownership journey.”

Staging

Keeping Current Matters

JUNE 12, 2025

It Was Priced Too High Today, homebuyers are feeling the squeeze of higher mortgage rates, so even a slightly overpriced home will get overlooked. If the listing photos didn’t pop, the house wasn’t staged well, or it wasn’t updated, most buyers will skip over it without ever scheduling a showing.

Staging