Housing Wire

AUGUST 6, 2025

As we work to streamline residential real estate transactions with our ‘Housing Super App,’ everything we build is designed to offer a benefit for both consumers and the industry,” Zillow CEO Jeremy Wacksman said during the call. The residential for-sale segment posted 9% annual revenue growth to $434 million.

Agents

Housing Wire

FEBRUARY 10, 2025

Residential real estate capital provider Kiavi announced Monday that it is expanding into 13 additional states, broadening the company’s reach to 45 states and Washington, D.C. It also closed five RTL securitizations for nearly $2 billion and expanded its product suite by launching a new construction financing product.

Lending

Housing Wire

FEBRUARY 13, 2025

San Francisco-based private lender Kiavi announced on Thursday that it has secured $300 million in capital after another securitization of its residential transition loans (RTLs). As the 21st transaction made under the company’s LHOME Mortgage Trust, Kiavi’s total volume of notes offered sits at $5.8 billion since 2019.

Land

Housing Wire

DECEMBER 6, 2024

This massive database goes back multiple decades and is consistently updated with each new census. Its the best place to find average mortgage rates. Federal Reserve Economic Data, or FRED : Shows economic data, GDP, unemployment rates, and more.

Pre-approval

HomeLight

APRIL 10, 2025

With todays higher home prices and elevated interest rates, many homeowners who locked in a low mortgage rate during the pandemic are reluctant to jump into another purchase. Heres why a growing number of homeowners are considering a move into a build-to-rent home: Preserve your low mortgage win: If you secured a mortgage rate between 2.5%

Construction

AAOA

MARCH 31, 2025

Mortgage REITs : Invest in property mortgages and earn from interest payments. Hybrid REITs : Combine strategies of both equity and mortgage REITs. Multi-family : Apartment buildings or residential complexes. Development Manager Salary Range : $50,000 $140,000 Oversees new construction or property renovations.

Commercial

Redfin

FEBRUARY 24, 2025

Interest rates: Mortgage interest rates, influenced by factors such as credit score, debt-to-income ratio, income, and down payment size, play a crucial role in the overall cost of purchasing a home. As of late 2024, mortgage rates are projected to average 6.4% through 2025. The post Is it Cheaper to Buy or Build a House?

Debt-to-income ratio

The Close

MAY 20, 2025

Loan terms: 15-30 year fixed rate Time to funding: Within 60 days Minimum credit score: 620 Visit Pennymac Conventional commercial mortgage loans SBA 504 SBA 7(a) SBA microloans Business loans and lines of credit Commercial mortgage loan terms: Loan amount: $250,000-$5 million Interest rates: As low as 4.5%

Loans

Redfin

JUNE 10, 2025

The oldest cities have the oldest homes – and too little new construction. However, behind the appeal lies a growing issue: America’s housing stock is aging fast, and new construction isn’t keeping up. A slowdown in new construction brought on by the Great Recession has accelerated the aging process.

New Construction

Marco Santarelli

DECEMBER 8, 2024

As lower mortgage rates begin to encourage more prospective buyers, the residential construction sector is anticipated to heat up. According to Deloitte's analysis , these economic adjustments will likely spur demand for new builds as more people opt to enter the housing market.

Construction

The Close

APRIL 3, 2025

Loan requirements : Fix and flip loans typically have different requirements than mortgages. Reputation and reviews : Hard money loans are generally higher risk, since the interest rates are higher and the repayment term is much smaller than typical mortgages. Many lenders have a minimum credit score and experience requirements.

Loans

Marco Santarelli

JUNE 17, 2025

Allowing businesses to deduct the full cost of qualifying property in the year it's placed in service can be a powerful motivator for investment in property improvements and new construction. Imagine the impact on developers if they can immediately write off the full cost of certain new commercial buildings!

Marketing

Redfin

MAY 5, 2025

Houses are expensive, mortgage rates are elevated, and the economy is shaky. After closing, homeowners face steep monthly costs mortgage payments, insurance, taxes, and more which have hovered near record highs for months, thanks to the combination of elevated home prices and high mortgage rates. Dont be afraid to ask.

Closing costs

Housing Wire

APRIL 18, 2025

The March new construction report from the U.S. According to NAHB, 27% of imports used in residential construction come from China, more than double that of the next largest trade partner, which is Mexico at 11%. According to the Mortgage Bankers Association (MBA)s weekly applications survey, mortgage demand dropped 8.5%

Construction

Housing Wire

MAY 13, 2025

The Mortgage Bankers Association (MBA) submitted a formal request to the White House Office of Management and Budget (OMB) on Monday, asking for the rescission of six rules and revisions to nine others that affect the mortgage industry. Proposed changes at HUD The MBA is also targeting several rules issued by the U.S.

Mortgages

The Close

MAY 19, 2025

Bank : Best owner-occupied loan options Bank of America : Best for rewards and discounts RCN Capital : Best for experienced investors Overview of the best commercial real estate loans Types of loans Terms Commercial mortgage SBA 504 SBA 7(a) SBA microloan Loan amounts: $50,000-$5 million Interest rates: Between 4.5%-13%

Commercial

Housing Wire

JULY 22, 2025

After two straight weeks of declines, mortgage rates have risen for two weeks in a row and returned to the levels seen at the end of June. On Tuesday, HousingWire ’s Mortgage Rates Center showed that rates for 30-year conforming loans averaged 6.92%, up 6 basis points from one week ago.

Mortgages

Housing Wire

JUNE 6, 2023

All 12 Federal Reserve districts have seen issues with a lack of housing inventory , which is largely due to existing homeowners holding back on listing their homes after previously locking in low mortgage rates. New York – The residential sales market has been strong across the District.

Residential

Housing Wire

OCTOBER 18, 2024

Since mortgage rates have headed higher again, I was anticipating that today’s housing starts report would be the last decent print before the effects of higher mortgage rates hit the builders, but even this report was disappointing. However, mortgage rates shot up again after the Federal Reserve cut rates on Sept.

Construction

Housing Wire

DECEMBER 19, 2023

New construction rose to a seasonally adjusted annual rate of 1,560,000, according to the U.S. Single-family building activity drove November residential construction activity. “The Despite the elevated mortgage rates , homebuilders’ sales have increased this year. Census Bureau data. compared to a year ago.

Mortgages

Housing Wire

SEPTEMBER 22, 2022

Mortgage rates, now around 6.5%, are cooling down the housing market and triggering mass layoffs in the mortgage and real estate industries. Mortgage rates have nearly doubled to around 6.5% We do not see new construction returning in a meaningful way any time soon. “The Will Savage, an LO at PMC Mortgage.

Mortgages

Housing Wire

OCTOBER 6, 2023

Mortgage lenders are betting on down-payment assistance programs, buy-down options and renovation products to provide brokers opportunities to win in a market with mortgage rates nearing 8%, a lack of inventory and high home prices. range, which is a normal mortgage market.” 4-7, in Las Vegas.

Mortgages

Housing Wire

MAY 31, 2022

Mortgage lenders and real estate investment firms this month entered tight housing markets in the Midwest and the Northwest to better reach prospective homebuyers, despite a challenging mortgage market. The expansion comes amid a surge in mortgage rates and declining loan origination volume.

Mortgages

Housing Wire

DECEMBER 20, 2022

Lower mortgage rates helped to increase borrowers’ demand for home loans last week, which in turn drummed up optimism for the mortgage industry at the end of 2022. is likely to enter a recession,” Mike Fratantoni, Mortgage Bankers Association’s senior vice president and chief economist, said in a statement.

Mortgages

Housing Wire

AUGUST 16, 2024

One key data line that is flagging a path to recession is the loss of residential construction workers. A while back, HousingWire Editor in Chief Sarah Wheeler and I discussed the risk of recession due to a lack of construction labor. Let’s look at today’s residential construction report and see where we are.

Construction

Housing Wire

MAY 30, 2023

New construction could be the beacon of light the housing market desperately needs right now, as home builders are gaining confidence amongst rising sales, hopefully soon to translate to more residential construction breaking ground in the coming months.” Relatedly, the Federal Housing Finance Agency (FHFA) recorded a 4.3%

Mortgages

Housing Wire

OCTOBER 18, 2024

The number of housing units that came online in September showed a big year-over-year jump, but data on earlier stages of construction suggest not much is coming through the pipeline. That’s according to monthly data on new residential construction from the U.S. But housing completions rose 14.6% month over month.

Construction

Housing Wire

SEPTEMBER 25, 2024

Meanwhile, sellers who locked in a record-low mortgage rate of 3% or less during the pandemic have been reluctant to sell, limiting supply further and leaving fewer options for would-be buyers. In Florida, new housing inventory has not grown significantly: the number of newly listed homes stands at 43,081, an 8.8% homebuying process.

Investor

Housing Wire

MAY 6, 2024

HUD also seeks to transition away from the discontinued Fannie Mae Form 1009, the residential loan application for reverse mortgages, to Form 1003, the Uniform Residential Loan Application (URLA). The associations also request that HUD give HECM lenders at least 120 days before implementing the new forms, the letter said.

VA loan

Housing Wire

FEBRUARY 12, 2024

8. “With the acquisition of AFR, we will build on our already strong mortgage platform. residential mortgage market and housing-related assets. In AFR, it’s adding the New Jersey-based, full-service independent mortgage bank that has direct, wholesale and correspondent lending divisions.

Lending

Housing Wire

NOVEMBER 15, 2023

Although high mortgage rates, elevated home prices and limited housing inventory have crippled the 2023 housing market, the outlook for 2024 is brighter, according to Lawrence Yun, chief economist with the National Association of Realtors (NAR). ” According to Yun’s forecast, mortgage rates will fall to between 6% and 7% by spring 2024.

Sales

Housing Wire

JANUARY 26, 2023

New home sales increased in December — a sign that new residential sales have continued to rebound in recent months. Last month, new home sales increased by 2.3% In addition, the median sales price of new houses that were sold in December dropped to $442,100, and the average sales price dipped to $528,400.

Sales

Housing Wire

MAY 5, 2022

Mortgage rates are increasing and demand is beginning to level out. The residential real estate market is shifting, creating uncharted territory for lenders who’ve relied on a housing boom and refinancing to keep them in business. The days of 45-60 day processing times in mortgage lending will simply not satisfy, nor survive.

Mortgages

Housing Wire

OCTOBER 5, 2023

The real estate market in China, both commercial and residential, have been unwinding over the last few years. some luxury residential markets that saw an influx of Chinese buyers could be particularly vulnerable. This could make raising capital for new construction projects harder, and more expensive, everywhere.

Marketing

Housing Wire

JULY 10, 2023

The lack of inventory drove home prices up, challenging potential buyers, Black Knight pointed out in its monthly mortgage monitor report. On a seasonally adjusted basis, Black Knight’s home price index hit a new record high in May, having now fully reversed the correction in home prices seen late last year.

Principal

Housing Wire

NOVEMBER 7, 2024

homebuilding industry to Fannie Mae’s accomplished and diverse board, which guides the company’s efforts to responsibly expand access to mortgage credit and finance quality, affordable rental housing ,” the company said in a statement. Stowell brings nearly 40 years of experience in the U.S. Board chair Michael J.

New Construction

Housing Wire

AUGUST 16, 2024

. “The large inventory of new homes is suppressing building at this point, but with mortgage rates dropping and likely to fall more, we should see a pick up in construction later this year,” Robert Frick, a corporate economist at Navy Federal Credit Union , said in a statement.

Construction