HomeLight

JANUARY 10, 2023

California has the Transfer Disclosure Statement and Seller Property Questionnaire , Natural hazard disclosure (NHD) expert’s report and accompanying NHD Statement , and several other disclosure forms that may be applicable to your specific property and sale. Natural Hazard Disclosure Statement.

Purchase and sale agreement 94

Purchase and sale agreement Natural hazards disclosure Inspection Title 94

HomeLight

MAY 12, 2021

In California, sellers are required to provide buyers with a natural hazard disclosure report. This will tell you if the home is in an earthquake zone, fire hazard zone, high wind zone, flood zone, and so on. After you buy, you’ll also have to keep the Bureau in the loop about updates to your loan, like refinancing.

Land 67

Land Land lease Natural hazards disclosure Inspection 67

HomeLight

APRIL 14, 2023

But even though the monthly mortgage payments fit into your budget, you’re concerned about coming up with enough cash for a myriad of closing costs in addition to the down payment. Others, such as origination fees and interest, are directly related to obtaining a mortgage. We’re seeing more rate buydowns from sellers.

Closing costs 93

Closing costs Closing Purchase and sale agreement Title 93

HomeLight

SEPTEMBER 15, 2021

Mortgage statement (payoff amount). Mortgage statement (payoff amount). If you’re selling your home before you pay off your current mortgage in full , contact your lender or servicer and request a statement showing your payoff amount. Original sale contract. Homeowners insurance records. Homeowners association (HOA) documents.

Purchase and sale agreement 113

Purchase and sale agreement Inspection Title Pre-approval 113

HomeLight

AUGUST 12, 2022

California law requires sellers to disclose material facts about the property through the California Association of Realtors Real Estate Transfer Disclosure Statement and natural hazards in the Natural Hazard Disclosure Report/Statement. Be aware of minimum property standards for certain loans.

As-is 101

As-is Purchase and sale agreement Natural hazards disclosure Closing costs 101

HomeLight

OCTOBER 18, 2022

Mortgage loan payoff. The closing costs for a median price home in California ( $839,460 ) — when a typical mortgage payoff is involved — may be more than 50% of the home’s sale price, or more than $400,000. Closing Disclosure if the buyer purchases the home with a mortgage. Final loan terms. Example Cost.

Purchase and sale agreement 94

Purchase and sale agreement Inspection Closing costs Staging 94