article thumbnail

Natural Hazard Disclosure Report (NHD): Disclosing Disaster Risk When You Sell a House

HomeLight

If you need assistance completing California’s Natural Hazard Disclosure (NHD) Statement and Disclosure Report, HomeLight encourages you to reach out to a professional advisor. Find an Agent Skilled at Handling Natural Hazard Reports HomeLight can connect you with a top-performing, trusted agent in your California market.

article thumbnail

How to Sell a House by Owner in California (2023 Updates)

HomeLight

California has the Transfer Disclosure Statement and Seller Property Questionnaire , Natural hazard disclosure (NHD) expert’s report and accompanying NHD Statement , and several other disclosure forms that may be applicable to your specific property and sale. Natural Hazard Disclosure Statement.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Flood Plains, High Winds, and Leased Land: Your Guide to Buying a House in Palm Springs

HomeLight

In California, sellers are required to provide buyers with a natural hazard disclosure report. This will tell you if the home is in an earthquake zone, fire hazard zone, high wind zone, flood zone, and so on. Source: (Bob Osias / Unsplash). Flood plains and high winds.

Land 66
article thumbnail

How Much Are Closing Costs in California?

HomeLight

But even though the monthly mortgage payments fit into your budget, you’re concerned about coming up with enough cash for a myriad of closing costs in addition to the down payment. Others, such as origination fees and interest, are directly related to obtaining a mortgage. The rate could go from 7% to 6.5%

article thumbnail

The Key Paperwork You Need to Sell a House, With or Without a Realtor

HomeLight

Mortgage statement (payoff amount). Mortgage statement (payoff amount). If you’re selling your home before you pay off your current mortgage in full , contact your lender or servicer and request a statement showing your payoff amount. Original sale contract. Homeowners insurance records. Homeowners association (HOA) documents.

article thumbnail

Selling a House ‘As Is’ in California

HomeLight

California law requires sellers to disclose material facts about the property through the California Association of Realtors Real Estate Transfer Disclosure Statement and natural hazards in the Natural Hazard Disclosure Report/Statement. MLS has field to mark a listing “as is”?

As-is 95
article thumbnail

What You Need to Know About Selling Your House in California

HomeLight

Mortgage loan payoff. The closing costs for a median price home in California ( $839,460 ) — when a typical mortgage payoff is involved — may be more than 50% of the home’s sale price, or more than $400,000. Closing Disclosure if the buyer purchases the home with a mortgage. How much it costs to sell a home in California.