HomeLight

JANUARY 10, 2023

California has the Transfer Disclosure Statement and Seller Property Questionnaire , Natural hazard disclosure (NHD) expert’s report and accompanying NHD Statement , and several other disclosure forms that may be applicable to your specific property and sale. Natural Hazard Disclosure Statement.

Purchase and sale agreement 103

Purchase and sale agreement Natural hazards disclosure Inspection Title 103

HomeLight

MAY 12, 2021

In California, sellers are required to provide buyers with a natural hazard disclosure report. This will tell you if the home is in an earthquake zone, fire hazard zone, high wind zone, flood zone, and so on. After you buy, you’ll also have to keep the Bureau in the loop about updates to your loan, like refinancing.

Land 71

Land Land lease Natural hazards disclosure Inspection 71

HomeLight

APRIL 14, 2023

Richie Helali , a licensed senior mortgage advisor at HomeLight Home Loans , says that closing costs are most often paid through wire transfer or certified check, along with the down payment for your home loan. Note that some items are based on a percentage of the loan amount. We’re seeing more rate buydowns from sellers.

Closing costs 100

Closing costs Closing Purchase and sale agreement Title 100

HomeLight

SEPTEMBER 15, 2021

The payoff amount is the total you’ll have to pay to satisfy the terms of your mortgage loan, including any interest you owe until the day you plan to pay your loan in full. If a buyer’s mortgage lender requires a copy of the homeowners insurance, you’ll need to provide it for the loan to be approved.

Purchase and sale agreement 113

Purchase and sale agreement Inspection Title Pre-approval 113

HomeLight

AUGUST 12, 2022

California law requires sellers to disclose material facts about the property through the California Association of Realtors Real Estate Transfer Disclosure Statement and natural hazards in the Natural Hazard Disclosure Report/Statement. Be aware of minimum property standards for certain loans.

As-is 107

As-is Purchase and sale agreement Natural hazards disclosure Closing costs 107

HomeLight

OCTOBER 18, 2022

Mortgage loan payoff. Selling a home in California also requires these additional disclosure forms including: Natural Hazard Disclosure Report/Statement which shows whether the home is in zones predisposed to earthquakes, flooding, fire, or wildland risks. This document provides: Loan payoff information.

Purchase and sale agreement 102

Purchase and sale agreement Inspection Closing costs Staging 102