Housing Wire

FEBRUARY 11, 2022

Apart from selling produce that is popular in former Soviet countries, these stores represent a marketing opportunity for Alex Naumovych, a loan officer at Draper and Kramer Mortgage Corporation. The pastor of the Ukrainian church is currently looking to buy a house and I’m working on his pre approval.”.

Marketing 397

Marketing Loan Officer Pre-approval Mortgages 397

Redfin

JUNE 23, 2023

When it comes to buying a home, obtaining a mortgage pre-approval is an essential step in the process. A mortgage pre-approval provides you with a clear idea of your budget, helps you narrow down your home search, and makes you a serious contender in the eyes of sellers. What is a mortgage pre-approval?

Pre-approval 62

Pre-approval Mortgages Loan Officer Loans 62

Housing Wire

APRIL 4, 2022

22, according to the news release.The move allows Redfin agents in 91 markets to begin referring customers to one of 400 local Bay Equity loan officers as of Monday. Loan officers will continue “originating refinance and purchase loans for customers working with Redfin agents as well as customers working with other brokerages.”.

Closing 370

Closing Mortgages Loan Officer Pre-approval 370

Housing Wire

AUGUST 7, 2020

In today’s low-rate environment, wholesale mortgage lending continues to grow, making up more than 20% market share. Because as loan officers, they believe that there’s nothing better than a broker channel, and to them this is most important for their consumers,” said Kortas. “We

Mortgages 370

Mortgages Loan Officer Lending Pre-approval 370

Housing Wire

MAY 12, 2022

Worsening market conditions are only going to accelerate an already hyper-competitive mortgage lending industry that is still learning to adapt to post-pandemic homebuying behaviors. Customer-facing technologies, particularly loan origination and decisioning software, are now standard in mortgage lending’s tech stack. Rates are rising.

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Lending Marketing Pre-qualification Pre-approval 366

Housing Wire

FEBRUARY 15, 2023

Larry Steinway, former senior vice president of lending and branch manager at Illinois-based Guaranteed Rate , has taken on a new challenge to expand the Ohio-based Revolution Mortgage footprint in the Chicagoland market. Closing just shy of $100 million of production in 2022, he’s aiming for a higher loan origination volume in 2023.

Mortgages 370

Mortgages Pre-approval Lending Loan Officer 370

Housing Wire

APRIL 4, 2022

The FHA also insured more than twice as many loans to Black and Hispanic borrowers last year as the rest of the mortgage market combined. As interest rates rise, so do the monthly mortgage payments, which could be problematic for low-to-moderate income borrowers, said Alex Naumovych, loan officer at Draper & Kramer Mortgage.

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FHA loan Debt-to-income ratio Pre-approval VA loan 370

Housing Wire

MARCH 29, 2023

While lower cost of capital will likely bring buyers back in a meaningful way, the latest market instability and the Federal Reserve ’s federal funds rate hike will stress a lot of real estate agents, mortgage advisors and lenders to the core, said Daniel Arias, loan officer at We Fund LA , a division of New American Funding.

Mortgages 410

Mortgages Pre-approval Banks Loan Officer 410

Housing Wire

DECEMBER 22, 2020

Adjustable-rate loans have interest rates that fluctuate after a certain amount of time. Pre-approval. They’ll send out an appraiser, who will analyze the property and local market to assess its worth. A homebuyer’s guide to a competitive housing market. More for Real Estate Enthusiasts. Buying a home?

Fixed-rate mortgage 421

Fixed-rate mortgage Pre-approval Mortgages Loan Officer 421

Housing Wire

SEPTEMBER 22, 2022

Mortgage rates, now around 6.5%, are cooling down the housing market and triggering mass layoffs in the mortgage and real estate industries. ” The Fed’s short-term rate does not directly impact long-term mortgage rates but it does steer market activity to create higher rates and reduce demand. About 9.1%

Mortgages 421

Mortgages Loan Officer Pre-approval Fixed-rate mortgage 421

Housing Wire

JUNE 24, 2021

Buyside helps real estate agents and loan officers engage homeowners with not just home value tools but also branded wealth optimization tips on their home’s equity so homeowners can now truly view their home as an asset. Early pilots have shown Buyside’s predictions to be 5x better than other published approaches. About Buyside.

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Pre-approval Equity Loan Officer Brokerage 373

Housing Wire

OCTOBER 5, 2021

Lead management needs to meet borrower experience, and borrower experience and loan officer experience should unify in one platform. Once that alignment is in place, ongoing marketing for the customer journey and contextual cross-sell/upsell can, and should, occur.

Mortgages 334

Mortgages Pre-approval Lending Loans 334

Keller Williams

AUGUST 17, 2022

The current real estate market may be shifting, but there is still plenty of opportunity for agents. Over the next several months, the housing market will be more in line with pre-pandemic market conditions,” shares KW chief economist Ruben Gonzalez. Connect with a Keller Mortgage Loan Officer.

Finance 90

Finance Pre-approval Loan Officer Mortgages 90

Housing Wire

MARCH 6, 2023

The combination of an economic uncertainty, high mortgage rates and persisting affordability challenges will further reduce purchase demand, which keeps Monson and thousands of loan officers up at night. While mortgage rates are high, rent in the Tampa Bay, Florida market has also been rising. It’s starting to even out.

Loan Officer 384

Loan Officer Loans Pre-approval Mortgages 384

Housing Wire

DECEMBER 6, 2022

So, about two weeks before the closing was scheduled to take place, the builder reaches out to me and was like, ‘The loan officer on your client’s file got laid off and we are assigning a new one to it.’ But some of those partnerships are getting turned on their head as the mortgage industry reckons with the housing market slowdown.

Loan Officer 370

Loan Officer Pre-approval Loans Agents 370

Housing Wire

FEBRUARY 21, 2023

How origination modernization benefits lenders The mortgage application and pre-approval processes have been digitized for some time, to the benefit of borrowers and lenders alike. Streamlining operations Once a borrower is approved for a mortgage loan, the process should run like clockwork.

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Pre-approval Technology Title Loans 367

RIS Media

AUGUST 19, 2021

With a red-hot housing market still buzzing with eager buyers, a quick and reliable turnaround is essential in the transaction process. ” Her emotions were eased by the patience and dedication of loan officers who helped her close on the home this past June. Everything is heightened.”

Pre-approval 98

Pre-approval Mortgages Loan Officer Marketing 98

Housing Wire

NOVEMBER 8, 2021

After completing countless Veterans Administration (VA) mortgage loan transactions over the years, Chris Pascoe, a Marine veteran turned RE/MAX agent, has developed something of a system. Even under “normal” market conditions, VA buyers struggle to successfully purchase a home using their benefit.

VA loan 397

VA loan Agents Pre-approval Debt-to-income ratio 397

Realty Biz

DECEMBER 20, 2021

According to a new report, choosing the right lender or loan officer is by far the most important decision you will make when entering into a new home transaction. Pre-approval. When you’ve decided which lender to use, you need to begin the pre-approval process. Finding that Perfect House.

Pre-approval 113

Pre-approval Loan Officer Loans Finance 113

Housing Wire

APRIL 18, 2023

Since launching as a call center in 2003, the California lender has expanded into the outside distributed retail model with a target on the purchase mortgage market, serviced its own loans and developed its tech stack in-house. Now that the market has turned, do you see any challenges for your purchase call center agents ?

Loan Officer 366

Loan Officer Loans Pre-approval Mortgages 366

Realty Biz

DECEMBER 14, 2021

According to a new report, choosing the right lender or loan officer is by far the most important decision you will make when entering into a new home transaction. Pre-approval. When you’ve decided which lender to use, you need to begin the pre-approval process. Finding that Perfect House.

Pre-approval 109

Pre-approval Loan Officer Loans Finance 109

Realtor.com

APRIL 29, 2021

To avoid this fate, make sure to crunch your numbers in our mortgage calculator or a home affordability calculator , and apply for mortgage pre-approval to see just where you stand in terms of how much house you can afford. Pre-qualification and pre-approval are essentially the same. Absolutely not.

Pre-qualification 122

Pre-qualification Pre-approval Mortgages Fixed-rate mortgage 122

Real Trends

JUNE 14, 2023

You’ll find a list of questions below to ask your loan officer contacts over coffee. Questions to ask any mortgage lender you may work with What types of loans does your company specialize in? What other types of mortgage loans do you offer? Do you keep any of the loans or are they all sold on the secondary market? (A

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Pre-approval Mortgages Loans Loan Officer 66

RIS Media

JUNE 30, 2021

Buyside helps real estate agents and loan officers engage homeowners with not just home value tools, but also branded wealth optimization tips on their home’s equity so homeowners can now truly view their home as an asset,” said Charles J. .

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Pre-approval Equity Loan Officer Title 94

RIS Media

JUNE 3, 2021

It will feature a variety of important topics for potential homeowners including discussions about down payments, mortgage types, pre-approval and the lending process. The Alliance will also provide resources to help combat potential housing discrimination against sexual orientation and gender identity.

Pre-approval 80

Pre-approval Loan Officer Lending Loans 80

Redfin

APRIL 7, 2023

With its pristine beaches, year-round sunshine, and thriving job market, it’s no wonder that so many people dream of owning a home in America’s Finest City. Get pre-approved for a mortgage My advice to first-time homebuyers is to find a good loan officer and get pre-approved, fully underwritten approval is best.

Pre-approval 59

Pre-approval Agents Pre-qualification Debt-to-income ratio 59

Redfin

AUGUST 13, 2020

Clearing your way to get approved for a home loan will ensure that you are ready to act when that dream home appears on the housing market. Follow these ten steps for how to get a home loan and put a plan in place to finance what will most likely be the biggest purchase of your life. Step 1: Know your credit score.

Pre-approval 70

Pre-approval Loans Pre-qualification Banks 70

Realtor.com

MARCH 10, 2021

Better yet, getting prepared with a Verified Approval Letter from Rocket Mortgage® by Quicken Loans® can help prospective buyers stand out from the crowd when making an offer. This formal pre-approval letter is an underwritten offer, which tells sellers that the prospective buyer’s finances aren’t going to be an issue for closing.

Pre-approval 72

Pre-approval Loan Officer Mortgages Finance 72

Housing Wire

DECEMBER 20, 2022

When the refi market dried up in 2022, business took a drastic turn for Thuan Nguyen, CEO of Loan Factory and the top loan originator on the Scotsman Guide for the last two years. Read on for Nguyen’s new business strategies for 2023, how he plans to scale his business and prospects for the housing market.

Loan Officer 74

Loan Officer Pre-approval Loans Technology 74

Realty Biz

SEPTEMBER 30, 2023

Seek professional advice: Working with a mortgage professional, such as a loan officer or mortgage broker, can provide valuable guidance. They can help you navigate the mortgage process and identify suitable options based on your financial situation and provide you with a pre-approval.

Finance 97

Finance Debt-to-income ratio FHA loan Mortgages 97

Real Trends

DECEMBER 5, 2022

So, about two weeks before the closing was scheduled to take place, the builder reaches out to me and was like, ‘The loan officer on your client’s file got laid off and we are assigning a new one to it.’ But some of those partnerships are getting turned on their head as the mortgage industry reckons with the housing market slowdown.

Lending 89

Lending Agents Loan Officer Pre-approval 89

Housing Wire

DECEMBER 28, 2023

In his 20 years in mortgage banking, no year has compared to 2023 in terms of difficulty, said Ben Cohen, Guaranteed Rate ’s managing director and a top-producing loan officer. It was another brutal year, pushing loan originators to work longer hours, close loans faster while diversifying their mortgage product offerings.

Loans 432

Loans FHA loan Mortgages Loan Officer 432

Housing Wire

JANUARY 4, 2024

A lot was built around those foundational technologies for what we have today in the Mello system, in the stack that our loan officers love and appreciate. And it could be very simple, just thinking about, what’s the next best opportunity for a loan officer?

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Technology Loan Officer Pre-approval Loans 391

Housing Wire

JANUARY 31, 2023

. “I didn’t want to just jump for money,” Miller said, noting that some lenders with lower rates have complexities of putting together a loan — and transferring over existing clients’ loans is a different process for every company. It also underwrites conventional loans and works as a marketing tool for LOs.

Loans 397

Loans Mortgages Loan Officer Pre-approval 397

Housing Wire

SEPTEMBER 27, 2021

Exponentially increase your loan officers’ origination potential without incurring additional expense? However, today more than ever before, this ambitious goal is within reach thanks to the marketing power of the internet via social media. Sounds too good to be true, doesn’t it?

Loan Officer 370

Loan Officer Loans Pre-approval Development 370

Housing Wire

MAY 10, 2023

You may have heard the good news: In recent weeks, several mortgage and real estate brokerage execs have exclaimed that we may have already reached the bottom of the market. But there are still ultra-competitive markets in America where those conditions will simply be offset by rising prices. One home recently had over 60 offers!

Loan Officer 384

Loan Officer Pre-approval Marketing New Construction 384

Redfin

MARCH 3, 2022

It’s recommended to get pre-approved before house hunting to give yourself a realistic idea of how much home you can afford ; however, a mortgage pre-approval doesn’t guarantee that your loan application will be approved. Give your loan officer full disclosure from the start – tell us everything.

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Closing Title search Purchase and sale agreement Title 62