Housing Wire

MARCH 21, 2025

housing market remains challenging for prospective buyers as concerns over mortgage rates , home prices and affordability persist in 2025. The affordability crisis extends beyond mortgage payments. I believe the concerns for the market at this point are dramatically related to geographics. ADU is a big requirement now.

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Debt-to-income ratio Loan Officer Marketing Loans 307

Housing Wire

OCTOBER 22, 2024

Guaranteed Rate Affinity announced a promotion on Tuesday as the joint venture company named 22-year industry veteran Mark Rawls as vice president of mortgage lending. The company is in expansion mode, bolstering its offerings to meet new market demands. Scotsman Guide recognized Rawls as a top 1% originator for four straight years.

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Lending Mortgages Loan Officer Development 431

Housing Wire

APRIL 22, 2025

Today’s mortgage lending environment is shifting rapidly. Purchase loans are now outpacing refinances, and interest rates are reaching the stratosphere. However, one mortgage company is in a prime position to transform the market and deliver value to mortgage professionals. The goal is simple yet profound.

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Lending Loans Mortgages Technology 368

Housing Wire

NOVEMBER 13, 2024

million in Q2 2024 related to mark-to-market impacts on its lock pipeline. Its funded volume was also driven by growth in refinance and home equity originations, including home equity lines of credit ( HELOCs ) and closed-end second-lien mortgages. “In The company’s earnings release noted a nonrecurring gain of $5.5

Mortgages 370

Mortgages Loan Officer Loans Technology 370

Housing Wire

NOVEMBER 13, 2024

In a new episode of “The Loan Officer Podcast,” host Dustin Owen chats with John Cornish of Iowa-based Key Mortgage Group about his path into the industry, tips for scaling a mortgage lending business and how to avoid stagnation as a loan originator. This interview has been edited for length and clarity.

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Mortgages Sales Loan Officer Lending 370

Housing Wire

NOVEMBER 8, 2024

Sean Shallis, a “Recovering Realtor” and top-producing loan officer , is offering strategies to help realtors break through this stagnation by leveraging micro-market shifts to create urgency and inspire action. The ones who act now will benefit from today’s prices before the market ripens and explodes with new demand.”

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Marketing Loan Officer Equity Loans 370

Housing Wire

NOVEMBER 14, 2024

CrossCountry Mortgage , a top-10 U.S. mortgage lender, has hired a team of former Pennymac Financial Services executives to lead its capital markets and investment-related activities. The team will develop and execute the company’s investment strategies, secondary market activities, and risk management, among other things.

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Mortgages Loan Officer Loans Banks 370

Housing Wire

JANUARY 3, 2025

Reverse mortgage professionals made more inroads into the forward mortgage industry in 2024. This happened through dedicated conversations, partnerships between reverse and forward mortgage companies, and expanded activities in reverse that stemmed from acquisitions and expansions of existing divisions.

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Mortgages Lending Loan Officer Loans 418

Housing Wire

FEBRUARY 3, 2025

The combined cost of mortgages, taxes and insurance now takes up a larger share of household income than it has since the early 1980s, according to an affordability index from John Burns Research & Consulting. Department of Veterans Affairs (VA) loans, which made up 10%, according to purchase loan lock data from Optimal Blue.

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Debt-to-income ratio Loans VA loan FHA loan 396

Housing Wire

MARCH 1, 2024

In a fiercely competitive market , mortgage originators need to rethink everything to gain market share and become savvy. Adopting an educator-first mindset, coupled with a willingness to reach, assist, engage and nurture early-journey first-time homebuyers, are the defining attributes of a next-gen loan officer.

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Loan Officer Loans Marketing Title 448

Housing Wire

APRIL 4, 2025

Reston, Virginia -based mortgage software company RETR announced this week that it has hired two new senior leaders to guide the company’s growth efforts. Before joining RETR, she founded PlacedE, a boutique mortgage recruiting and coaching firm. RETR was founded in 2022 by Wynands and chief technology officer Steven Mincemoyer.

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Mortgages Technology Loan Officer Loans 356

Housing Wire

NOVEMBER 13, 2024

Movement Mortgage has named Steve Smith, a mortgage veteran who most recently served as Movement’s executive advisor, as its new president and chief financial officer. compared to the same period last year, according to Inside Mortgage Finance (IMF). The announcement was made Wednesday.

Mortgages 370

Mortgages Loan Officer Finance Lending 370

Housing Wire

DECEMBER 4, 2024

Top 10 mortgage lender Rate — previously known as Guaranteed Rate — announced a new promotion on Wednesday. The company named veteran mortgage professional Connie Lindsay as its senior vice president of mortgage lending in Washington state. Most recently, Lindsay served as a mortgage loan officer at U.S.

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Lending Mortgages Loan Officer Loans 397

Housing Wire

MARCH 5, 2024

“ Recovery year ” was the theme heading into 2024 as mortgage professionals hoped for some reprieve in a frozen housing market characterized by high interest rates, low inventory levels and sluggish sales. A little more than two months into the year, however, mortgage rates are the highest they’ve been as the U.S.

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Loan Officer Loans Mortgages As-is 448

Housing Wire

DECEMBER 19, 2024

What drives the secondary market and mortgage industrys top innovators? This series unveils the personal and professional moments shaping Pollys executive team and their vision for a better mortgage future. Jon Foys journey from Montana to Polly is driving innovation in the mortgage industry.

Mortgages 391

Mortgages Loan Officer Technology Industrial 391

Housing Wire

NOVEMBER 1, 2024

With mortgage rates moving closer to 7% once again, recent homebuyers are finding creative ways to lock in lower rates. This comes despite rising mortgage rates and a 115% increase in the typical mortgage payment compared to pre-pandemic levels. There are also nontraditional loan types such as an adjustable-rate mortgage (ARM).

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Mortgages Finance Loan Officer Loans 321

Housing Wire

OCTOBER 15, 2024

Fairway Independent Mortgage Corp. Department of Justice (DOJ) over the regulators’ allegations of mortgage lending discrimination in majority-Black neighborhoods of the Birmingham, Alabama , metro area. The agreement, which was submitted for court approval, requires the Madison, Wisconsin-based mortgage lender to pay a $1.9

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Lending Loan Officer Loans Finance 468

Housing Wire

MARCH 3, 2025

Introduction As part of our ongoing discussion on the concept of movement in the mortgage industry, it is readily apparent that the failure of mortgage companies to pivot or tweak their business models to satisfy changing market and other conditions has resulted in consolidation based on liquidity, buyback, financial and other concerns.

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Purchase and sale agreement Closing Industrial Mortgages 414

Housing Wire

APRIL 2, 2024

New American Funding (NAF) has snagged top Chicago loan officer Larry Steinway as it looks to grow its presence in the Chicagoland area. billion of loan volume in his nearly 30-year career, started at NAF on April 1 as its vice president producing area sales manager tasked with expanding the lender’s footprint in the Chicagoland area.

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Loan Officer Loans Finance Mortgages 448

Housing Wire

DECEMBER 20, 2023

Mortgage rates had climbed close to the 7% range and he was determined to remain competitive on pricing with rival loan officers in North Carolina. After Mike paid his loan officer assistant, he was clearing just 40 bps. It was late 2022 and Mike was feeling the pressure. The lower comp rate stung.

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Loan Officer Loans Lending Mortgages 482

Housing Wire

OCTOBER 28, 2024

Fluctuating interest rates and a fast-changing market Last month, we saw the Federal Reserve deliver their long-awaited decision to lower interest rates with a 50 basis points cut, and 30-year mortgage rates reached as low as 6.08% according to ICE’s 30-year fixed conforming rate index.

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Loan Officer Pre-approval Technology Loans 435

Housing Wire

APRIL 21, 2025

Veteran mortgage executive Randell Gillespie has been named president of Kansas City -based mortgage shop LeaderOne. Gillespie joins LeaderOne following a long stint at Thrive Mortgage and Lower , which merged in early 2024. According to Home Mortgage Disclosure Act data , LeaderOne originated $1.32 billion last year.

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Loan Officer Banks Mortgages Loans 397

Housing Wire

NOVEMBER 15, 2024

Should the goal of marketing technology be to make it so that a loan officer never needs to log in? Or, should LOs be encouraged to engage with marketing tools as much as possible in order to help them build their own brand and connections? Their approaches to production and efficiency didn’t age well.

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Loan Officer Loans Marketing Title 369

Housing Wire

JANUARY 16, 2024

Optimal Blue ’s newly launched mobile app for the Optimal Blue PPE – one of the industry’s most widely used product, pricing and eligibility engine – gives loan officers full product and search capabilities from their mobile phones. All eligible products and rates are presented – including any adjustments, notes, and advisories.

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Loan Officer Loans Mortgages Investor 448

Housing Wire

MARCH 19, 2025

Better ‘s fourth-quarter and full-year 2024 earnings call showcased the company’s growing revenue and its plans to further integrate artificial intelligence into the mortgage process. And that’s pretty groundbreaking for the mortgage industry. I see us being 40 times more productive for our loan officers.

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Loan Officer Mortgages Loans Equity 285

Housing Wire

NOVEMBER 20, 2024

HSBC has committed $10 million in loan subsidies, including $3.5 million to certain California markets. According to the mortgage tech platform Modex , HSBC originated about $3.5 billion in mortgages in the last 12 months, most of them purchases (77% of the total) and conventional (90%) loans.

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Loan Officer Lending Banks Loans 418

Housing Wire

OCTOBER 28, 2024

. “Each of these newly announced updates helps our clients address changing market conditions with agility, clarity, and precision,” Joe Tyrrell , CEO of Optimal Blue , said in a statement. ” The announcements were made at MBA Annual in Denver.

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Loan Officer Investor Loans Mortgages 431

Housing Wire

DECEMBER 18, 2024

CreditXpert , a leading mortgage technology company, announced on Wednesday the launch date for its new credit optimization platform. The new credit optimization platform will combine the best parts of the What-if Simulator and Wayfinder tools, giving mortgage professionals the power to reach more clients and close more loans.

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Loan Officer Loans Technology Mortgages 397

Housing Wire

MARCH 5, 2025

1 loan originator in the country by volume for at least five years, is assuming the role of president at Rate Mortgage , the company announced Tuesday. 8 on the Inside Mortgage Finance ranking of top originators at just under $40 billion. 1 mortgage company in America. Shant Banosian, ranked the No.

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Loan Officer Loans Technology Mortgages 435

Housing Wire

APRIL 7, 2025

Reverse mortgage industry performance metrics have continued their soft trend into the third month of the year, though activity in the secondary market was slightly higher than the month prior. to 53 loans, its highest monthly figure since September, according to RMI. to 66 loans. Mutuals endorsement count fell by 2.1%

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Mortgages Loan Officer Loans Industrial 249

Housing Wire

APRIL 22, 2025

housing market, with more listings hitting the market and warmer weather making it easier for buyers to tour homes and explore their options. The average 30-year fixed mortgage rate sits around 6.8% mortgage rate may feel steep to someone who recently watched rates fall to 3 percent, but its still well below long-term averages.

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Loan Officer Finance Loans Mortgages 363

Housing Wire

APRIL 16, 2025

Rocket Companies made a major move this week by integrating Rocket Pro TPO with ARIVE , a leading software platform used by mortgage brokers. Its another path for them to come to us ARIVE offers a platform that includes a loan origination system, a consumer point-of-sale interface, a pricing engine and a marketplace of wholesale lenders.

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Loan Officer Loans Mortgages Branding 307

Housing Wire

JULY 15, 2024

Loan originators in today’s mortgage market have weathered significant challenges. Educate with market intelligence: In a fluctuating market , knowledge is power. Stay updated with the latest market trends, rate movements, and industry news. Use this information to educate your clients and referral partners.

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Loan Officer Loans Banks Mortgages 434

Housing Wire

OCTOBER 17, 2024

Better said its new tool communicates with potential and current customers by answering mortgage application questions, verifying outstanding application data and connecting with Tinman in real time. Kevin Ryan, Better’s chief financial officer, said that the average cost to sell and process a mortgage in the U.S.

Loans 435

Loans Loan Officer Lending Mortgages 435

Housing Wire

JANUARY 30, 2025

In this week’s episode of the Power House podcast, host and HousingWire President Diego Sanchez chats with Tom Davis , chief sales officer at Deephaven Mortgage. Tom Davis: When you’re working with a professional and you want expertise, you’re going to want to work with someone who is the expert in your market.

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Housing Wire

MARCH 24, 2025

26 in Dallas, provided valuable insights into the forces shaping the mortgage and housing markets in 2025. Dark Matter Technologies makes it a priority to stay ahead of these trends, ensuring our clients have the right tools to scale efficiently when market conditions change. The HousingWire Economic Summit, held Feb.

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Technology Loan Officer Loans Banks 367

Housing Wire

OCTOBER 18, 2024

In this week’s episode of the Power House podcast , HousingWire President Diego Sanchez speaks with Steve Jacobson, CEO of Fairway Independent Mortgage Corp. The duo also discusses Fairway’s status as a top 15 mortgage lender even after its decision to leave the wholesale channel. As consumers, we expect instant everything.

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As-is Loan Officer Loans Mortgages 448