Marco Santarelli

DECEMBER 22, 2024

Investors often turn to Treasuries as a safer asset during times of uncertainty, and when they demand higher returns, mortgage rates increase correspondingly. The monthly payment, including principal and interest, would be approximately $1,930. Treasury Yields: The 10-year Treasury yield is a significant benchmark for mortgage rates.

Mortgages 52

Mortgages VA loan Fixed-rate mortgage Debt-to-income ratio 52

Marco Santarelli

APRIL 12, 2025

Economic Influences on Mortgage Rates The interplay between the economy and mortgage rates remains a focal point for investors and potential homebuyers. A widely accepted guideline is to spend no more than 28% of gross monthly income on housing expenses, which includes principal, interest, taxes, and insurance (PITI).

Mortgages 72

Mortgages Fixed-rate mortgage Marketing Loans 72

HomeLight

MAY 14, 2025

As is sales often attract investors searching for their next flip or buyers seeking a bargain, perhaps on a home in a great location with lots of potential. Youre looking for an agent who doesnt shy away from listings that need a little TLC and maybe has a strong network of investor connections. Its important to find the right match.

As-is 52

As-is Inspection Principal Finance 52

Lab Coat Agents

NOVEMBER 20, 2024

If you are the buyer, this means you inherit the loan’s principal balance, interest rate, and repayment terms. When you assume a mortgage, you do not apply for a new loan rather take over the existing owner’s loan. This allows you to bypass many of the challenges that come with securing traditional financing.

Purchase and sale agreement 98

Purchase and sale agreement Mortgages Pre-approval VA loan 98

Norada Real Estate

JUNE 22, 2022

” But, if an investor does not have that much cash in hand, finance is required to meet the purchase price of an investment property. In the case of a Non-Recourse Loan, the investor puts an asset forward. A turnkey rental property is a source of passive income for investors. What is a Turnkey Rental Property?

Finance 96

Finance FHA loan Loans Investor 96

HomeLight

JUNE 22, 2023

Conventional loan To get a conventional loan , you’ll need to go to a private financial institution, which include banks, credit unions, and mortgage companies. The loans offered by these institutions aren’t backed by a government agency, like an FHA loan or a VA loan would be. It usually costs between 0.5%

Debt-to-income ratio 98

Debt-to-income ratio Mortgages FHA loan Loans 98

HomeLight

AUGUST 28, 2020

This $250,000 is called the loan principal. It’s a percentage you pay on top of the loan principal. So, let’s say you’ll pay 5% interest on top of the $250,000 principal. When you make your mortgage payment each month, your principal and interest are rolled into one mortgage payment. Thirty years?

Mortgages 104

Mortgages Loans Fixed-rate mortgage Principal 104

HomeLight

AUGUST 31, 2021

For first-time homebuyers, conventional mortgages, FHA, and VA loans are popular options , although there are several other special programs, loans, and discounts worth checking into. Source: (Backgroundy / ShutterStock). Each product is individual for each customer,” explains Devine.

Mortgages 97

Mortgages Closing costs Loans Banks 97

Housing Wire

DECEMBER 10, 2024

This includes marketing GinnieMae securities to global investors and conducting oversight of the 300-plus companies that issue Ginnie Mae securities backed by FHA, [the Rural Housing Service (RHS)], and [ Department of Veterans Affairs (VA)] loans.

VA loan 374

VA loan Principal Loans Investor 374

Housing Wire

DECEMBER 4, 2024

Still, further deterioration could pose challenges for some investors and servicers and will warrant close attention, according to industry experts. million mortgage holders, with a combined $1 trillion in unpaid principal balances, were in the path of hurricanes Helene and Milton. According to ICE, approximately 4.9

VA loan 295

VA loan Mortgages Debt-to-income ratio FHA loan 295

HomeLight

JUNE 30, 2021

A low interest rate means you’ll pay less interest on your principal over the life of the loan. Because you’re taking out a bigger mortgage loan, you’ll be making larger monthly payments. Borrowers are expected to pay a fee of about 0.35% to 0.40% of the loan amount throughout the year. VA loans are backed by the U.S.

VA loan 94

VA loan FHA loan Mortgages Closing costs 94

The Close

DECEMBER 29, 2022

This tool, also known as a like-kind exchange, allows investors to defer paying capital gains taxes on a sale. If you want to work with real estate investor clients, read our own Sean Moudry’s simple, yet thorough run down: “ How to Explain 1031 Exchange Rules to Your Clients.” Original principal balance.

Purchase and sale agreement 98

Purchase and sale agreement Title Pre-approval Proof of funds 98

Marco Santarelli

MARCH 21, 2025

For eligible borrowers, FHA and VA loans continue to offer attractive interest rates. These government-backed loans are designed to make homeownership more accessible, particularly for first-time homebuyers and veterans. These are the bundles of mortgages that investors buy, and their demand directly affects mortgage rates.

Mortgages 52

Mortgages Principal Loans Investor 52

Marco Santarelli

MARCH 21, 2025

For eligible borrowers, FHA and VA loans continue to offer attractive interest rates. These government-backed loans are designed to make homeownership more accessible, particularly for first-time homebuyers and veterans. These are the bundles of mortgages that investors buy, and their demand directly affects mortgage rates.

Mortgages 52

Mortgages Principal Loans Investor 52

Marco Santarelli

FEBRUARY 5, 2025

Of course, market sentiment and investor expectations also play a role. Keep in mind that your mortgage payment will include not only principal and interest but also property taxes, homeowners insurance, and potentially private mortgage insurance (PMI) if you put down less than 20%. This is why Friday's Labor Report is so important.

Mortgages 93

Mortgages Fixed-rate mortgage Debt-to-income ratio VA loan 93

Marco Santarelli

MAY 22, 2025

He generally advises against FHA and VA loans due to their additional fees. Stick to a 15-year fixed-rate mortgage: Avoid the risks associated with adjustable-rate mortgages and the extra fees often tied to government-backed loans. In my experience, Ramsey's principles are spot on.

Marketing 52

Marketing Fixed-rate mortgage Lending Equity 52

Marco Santarelli

DECEMBER 15, 2024

FHA and VA loan limits could increase in response to rising home prices, enabling buyers to access financing for more expensive homes. Whether you're a first-time buyer, an investor, or a seller, preparing early for these shifts will be crucial. A lower interest rate environment could significantly benefit this group.

Mortgages 93

Mortgages New Construction Construction VA loan 93

Marco Santarelli

MAY 23, 2025

He generally advises against FHA and VA loans due to their additional fees. Stick to a 15-year fixed-rate mortgage: Avoid the risks associated with adjustable-rate mortgages and the extra fees often tied to government-backed loans. In my experience, Ramsey's principles are spot on.

Marketing 52

Marketing Fixed-rate mortgage Lending Equity 52