Fixed-rate mortgage Pre-approval Pre-qualification 
Redfin
JULY 30, 2025
What’s the difference between a fixed-rate mortgage and adjustable-rate mortgage? When choosing a mortgage, you’ll need to decide between a fixed-rate mortgage or an adjustable-rate mortgage (ARM). Should I get pre-qualified or pre-approved for a mortgage?
Redfin
JULY 30, 2025
Key takeaways: First-time homebuyer: Anyone who hasn’t owned a primary residence in the past three years Common first-time homebuyer qualifications: Credit score, debt-to-income ratio, down payment, income limits, employment history, purchase limits, homebuyer education Buying your first home? Let’s get started.
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Marco Santarelli
MARCH 23, 2025
Understanding Monthly Payments on Mortgages Today It's important to understand how the current interest rates translate into actual mortgage payments. Here's a breakdown of the estimated monthly payments based on various loan amounts at these current average rates.
Redfin
JULY 31, 2025
They cover topics like budgeting, building credit, mortgage options, house hunting, and closing. If you’re unsure where to start, check with HUD-approved counseling agencies, non-profit organizations, and local housing authorities to find available courses. ARMs can help you save early on, but carry the risk of rate increases.
Housing Wire
FEBRUARY 14, 2024
“Soft credit pulls are a critical tool that our member mortgage loan originators use to work with underserved borrowers — particularly borrowers with credit blemishes — to improve their credit score and ultimately obtain a pre-qualification or an actual mortgage loan,” the CHLA wrote in a letter to the three credit bureaus on Wednesday.
Realtor.com
APRIL 29, 2021
To avoid this fate, make sure to crunch your numbers in our mortgage calculator or a home affordability calculator , and apply for mortgage pre-approval to see just where you stand in terms of how much house you can afford. And make sure you’re aware of the biggest misconceptions about home mortgages.
Realty Biz
MARCH 30, 2023
There are fixed-rate mortgages, adjustable-rate mortgages, hybrid loans, reverse mortgages, and FHA loans that all come with varying interest rates. To get the best rate for your situation, be sure to look closely at each type of mortgage.
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