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Precision partners: How AI and human expertise are elevating lending excellence

Housing Wire

Artificial intelligence has moved from a buzzword to boardroom priority in lending. It’s the thoughtful integration of advanced algorithms with seasoned lending professionals that’s creating results neither could achieve independently. This focus on precision distinguishes lending from other AI applications.

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LOs and brokers, are you prepared for an evolving workforce?

Housing Wire

In a housing market vastly different from the pre-pandemic period, how can industry professionals position themselves to achieve growth despite these current obstacles? There is also the matter of efficiency versus increased lending cost. With non-QM in a current transition state, forecasting future demand levels can be tricky.

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The surprising future of mortgage technology

Housing Wire

Lending technology out of focus. However, the back-office efficiencies that were supposed to result from collecting all of the borrower’s financial information into the loan origination system (LOS) electronically – a revolutionary result of the application of big data principles to the mortgage lending lifecycle – never materialized.

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Creating a path to success in today’s purchase market

Housing Wire

recovers from the pandemic and routines normalize, the preference for digital solutions shows no signs of reverting to pre-pandemic times. A digital-first borrowing experience provides consumers with a level of convenience not available in the pre-pandemic mortgage landscape. Even as the U.S. Emphasizing speed and digitization.

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7 Things Sellers Need to Know About FHA Loans When Fielding Offers

HomeLight

As a seller, you’re usually not taking on additional risk by accepting an offer from a buyer pre-approved for an FHA loan than you would with a buyer pre-approved for a conventional loan. An official FHA loan appraiser must conduct the appraisal, following HUD’s designated guidelines. of all mortgage originations.

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Do I Need To Provide My Tax Returns To Buy a House? Your Questions Answered

HomeLight

The first reason is privacy — you might not want your lending company to have access to all of your financial details, for example. These rules are designed to create a standard for documenting and verifying a borrower’s financials that creates a presumption that the borrower can afford the loan they have applied for.

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6 Best Fix and Flip Loans in 2025

The Close

It also offers lending to foreign nationals and includes no-doc and low-doc loan options for flippers who may not have typical income documentation. Bridge loans A bridge loan is designed to cover the gap between buying and selling a new home, and can have terms as little as a few weeks to a few months.

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