Design Lending Pre-qualification 
Housing Wire
MAY 1, 2025
Artificial intelligence has moved from a buzzword to boardroom priority in lending. It’s the thoughtful integration of advanced algorithms with seasoned lending professionals that’s creating results neither could achieve independently. This focus on precision distinguishes lending from other AI applications.
Redfin
JULY 31, 2025
Look into first-time homebuyer benefits Many programs are designed to make homeownership more accessible for first-time buyers by reducing upfront costs, lowering monthly payments, and helping with mortgage qualification. Build an emergency fund An emergency fund is a cash reserve designated for emergencies and other uncommon expenses.
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The Close
APRIL 3, 2025
It also offers lending to foreign nationals and includes no-doc and low-doc loan options for flippers who may not have typical income documentation. Bridge loans A bridge loan is designed to cover the gap between buying and selling a new home, and can have terms as little as a few weeks to a few months.
Rochester Real Estate
NOVEMBER 5, 2015
In the simplest terms the main difference is that a bank has its own lending criteria and offers loans by using its own funds. For example, if you use a bank for your loan you may already have a pre-existing relationship with them and they sometimes offer very competitive interest rates. In contrast, a mortgage broker is a middleman.
Housing Wire
MAY 25, 2022
In a housing market vastly different from the pre-pandemic period, how can industry professionals position themselves to achieve growth despite these current obstacles? There is also the matter of efficiency versus increased lending cost. With non-QM in a current transition state, forecasting future demand levels can be tricky.
Housing Wire
OCTOBER 6, 2020
Lending technology out of focus. However, the back-office efficiencies that were supposed to result from collecting all of the borrower’s financial information into the loan origination system (LOS) electronically – a revolutionary result of the application of big data principles to the mortgage lending lifecycle – never materialized.
Housing Wire
JUNE 1, 2022
recovers from the pandemic and routines normalize, the preference for digital solutions shows no signs of reverting to pre-pandemic times. A digital-first borrowing experience provides consumers with a level of convenience not available in the pre-pandemic mortgage landscape. Even as the U.S. Emphasizing speed and digitization.
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