Debt-to-income ratio Mortgages Pre-approval Purchase and sale agreement 
Realtor.com
JANUARY 7, 2021
Although this is a major milestone on the march toward closing, there are many points where this deal can go off the rails—like if you find out your home buyer wasn’t approved for a mortgage. Why home buyers aren’t always approved for a mortgage. But it turns out there are a few paths you can still take.
Realtor.com
AUGUST 26, 2020
Andrei Stanescu / iStock Some mortgage lenders are asking customers taking out a mortgage to confirm they don’t intend to seek forbearance, a move meant to keep losses low during a pandemic that has put millions of Americans on shaky financial footing. For mortgage lenders, the forbearance penalty is an added concern.
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Redfin
AUGUST 3, 2023
Despite this shifting demand, the median sale price has continued its steady ascent, increasing by 1.3% Rising mortgage rates have played a significant role in deterring some buyers from entering the market. compared to the previous year. Here are five of the most popular cities in Georgia to give you a head start. #1:
Redfin
MAY 5, 2023
Due to the state’s thriving economy, low cost of living, and a growing population, Texas has become a magnet for buyers and investors, which has resulted in median sale prices climbing steadily in recent years. to $341,300 and competition slowing down. And if you find your interest between two cities, fear not.
Redfin
MARCH 3, 2022
You’ll want to rethink purchasing that beautiful new couch and hold off on planning those backyard additions before the title has been cleared. Unless you’re submitting an all-cash offer, you’ll need to obtain financing to purchase your home. By far, one of the biggest nightmares is that the mortgage falls through on the closing day.
Housing Wire
AUGUST 27, 2021
The story, “The secret bias hidden in mortgage-approval algorithms,” included statements from fair housing activists who concluded that there is “systemic racism” in the mortgage process. Obviously to anyone in the business that’s a big deal given that FICO is a threshold data point that determines eligibility for a mortgage.
Realty Biz
JANUARY 19, 2024
From three decades working as a Realtor, there are common denominators for first-time home buyers going through the purchase process with ease. Interviewing and selecting a buyer's agent and choosing a mortgage lender and real estate attorney are vital steps. A good credit score is vital for securing a favorable mortgage rate.
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