Debt-to-income ratio Marketing Principal 
Housing Wire
OCTOBER 30, 2024
If you are not a depository or a bank, you typically don’t have a balance sheet, so you have to sell that loan in the scratch-and-dent market, which was costing last year 15 to 20 points — and even now it’s still costing anywhere between 5 to 8.5 The new model also provides economic benefits to lenders, according to Mittal. “If
Housing Wire
JUNE 11, 2025
Meanwhile, Ventura described Fairway’s 2015 entrance into the reverse mortgage industry as a principal agent — and how the larger company aims to leverage its robust forward mortgage operations in its reverse pursuits. That makes the market a sizable one, but Mayer contended that it’s still “underestimated substantially.”
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Housing Wire
FEBRUARY 1, 2022
With the completion of this credit-risk transfer (CRT) transaction, Fannie Mae will have brought 46 CAS deals to market, issued over $52 billion in notes since its initial offering in 2013, and transferred a portion of the credit risk to private investors on about $1.7
Housing Wire
JANUARY 4, 2022
Pontiac, Michigan-based United Wholesale Mortgage (UWM) capitalized on a booming private-label market in 2021 by sponsoring its inaugural securities transaction this past May, a prime jumbo deal involving 508 mortgages with an aggregate principal balance of $351.9 to 72% across the three deals in a market with fast-rising home prices.
Housing Wire
MARCH 24, 2021
It is not clear that private market participants currently have the capacity or resources to absorb the entirety of the gap between the Enterprise limits and the volume needed to satisfy underlying demand,” the MBA letter states. Reports that the GSEs are requiring some lenders to adjust loan deliveries as early as April.
Housing Wire
JUNE 9, 2023
Before I open myself up to attacks here, I am using macro data from Urban Institute and there are certainly some banks who serve a broader swath of the market. But let’s start with the basics as to who really is expanding credit access in the market. I think it comes down to a core principal: IMBs only do mortgages.
Housing Wire
AUGUST 26, 2024
The dynamic has led to a repositioning of players in the market. In the meantime, these companies could market other products, such as home equity loans, to borrowers in these portfolios. trillion unpaid principal balance (UPB). Cooper had become the largest U.S. The company is expected to reach a UPB of $1.5 That’s our goal.”
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