Debt-to-income ratio Due diligence Lending Title search 
Housing Wire
MARCH 23, 2021
As origination volumes hit record highs in 2020, Truework’s verification experts saw a spike in fraud in mortgage lending, and expect that trend to continue this year. Now is the time for lenders to tighten their procedures not only on recruiting and hiring practices, but also lending operations.
Point2Homes
DECEMBER 7, 2020
This should show you how much you can afford to spend on mortgage payments and reveal how much a bank is likely to lend to you. Lenders will normally look at your debt-to-income ratio to determine whether you qualify for a loan. In this case, having an attorney run a title search will be critical.
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Redfin
MARCH 3, 2022
Any changes in your debt-to-income ratio or credit score could cause issues with your loan application, which increases the chance of a delayed closing. It’s used to determine how much you can borrow and assures the lender that they aren’t lending more than what the home is worth. Clouds on the title.
HomeLight
JULY 29, 2022
This can radically alter their debt-to-income ratio and jeopardize the whole deal. That likely went right to your lender, so ask to get a copy from either them or directly from the title company. These are the properties where there’s a strong possibility there could be a cloud on the title.
The Close
DECEMBER 29, 2022
Chain of title is an historical record of previous owners of a property that’s essential in establishing the legal ownership of the property. An established chain of title helps protect the buyer from future challenges to ownership. A title search helps create that chain and is usually conducted by a lawyer or title company.
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