Closing Fixed-rate mortgage VA loan 
Housing Wire
APRIL 30, 2025
The refinance share of mortgage activity remained unchanged at 37.3% Refinance activity dipped again, as mortgage rates remained close to 7%, and borrowers hold out for a bigger decline in rates,” commented Joel Kan , MBAs vice president and deputy chief economist.
Housing Wire
JANUARY 12, 2022
“Mortgage rates increased significantly across all loan types last week as the Federal Reserve ’s signaling of tighter policy ahead pushed U.S. Rates at these levels are quickly closing the door on refinance opportunities for many borrowers.”. Treasury yields higher,” Kan said. the previous week.
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Housing Wire
FEBRUARY 19, 2025
Refinance applications had been rising in previous weeks but dipped as rates remained close to 7%. By product, the adjustable-rate mortgage (ARM) share of activity decreased to 5.4% the week prior and the VA share of total applications decreased to 14.2% of total applications. from 16.0% from 14.6% the week prior.
Housing Wire
MAY 25, 2022
from a week earlier, “close to lows last seen in the spring of 2020 when a significant portion of activity was put on hold due to the onset of the pandemic,” said Kan. Currently, higher rates, low inventory, and high prices are keeping prospective buyers out of the market.”. and the Veterans Affairs (VA) loans fell to 10.4%
Housing Wire
AUGUST 7, 2023
The financial incentives are simply not there for mortgage companies that want to do more minority lending; therefore, it shouldn’t be a surprise that most banks and mortgage lenders do just enough minority lending to stay out of regulatory trouble but secretly have no desire to do much beyond that.
Housing Wire
DECEMBER 8, 2021
“Mortgage rates declined for the first time in a month, prompting a pickup in refinancing, with government refinances increasing more than 20% over the week,” Joel Kan, the MBA’s associate vice president of economic and industry forecasting, said in a statement. of total mortgage applications, down from 59.4% in the same period.
Housing Wire
OCTOBER 11, 2023
As the 30-year, fixed-rate mortgage hit 7.67% for the week ending Oct. 6, mortgage applications remained near historic lows. However, an uptick in adjustable-rate mortgage (ARM) applications edged total applications up slightly. Mortgage applications picked up 0.6% for the week ending Oct. from 14.5%
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