Remove Closing costs Remove Mortgages Remove Seller disclosure Remove Title search
article thumbnail

25 Nightmare Scenarios That Can Disrupt Closing (And How to Avoid Them)

HomeLight

That’s because there’s still a lot that can go wrong at closing before you reach the finish line — from possibilities you’d considered (and feared) to surprises you never even imagined. These are decisions that can impact your credit history , a major factor in your mortgage. Problem: There’s an issue with the Closing Disclosure.

Closing 104
article thumbnail

Here’s How You Can Make an Offer On a House Without a Realtor® in 9 Steps

HomeLight

There are several different factors that determine home affordability and each lender can have its own mortgage approval standards when it comes to the buyer’s credit score, income, assets, debt, and liabilities. This is why shopping around for a mortgage is so crucial ! Title contingency. Financing contingency.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Find Cash Home Buyers in Orlando for a Fast, Simple Sale

HomeLight

You don’t need the added stress of waiting for the buyer’s mortgage approval or a home inspection turning up any unpleasant surprises. When you work with a reputable cash home buyer in Orlando, you’ll likely experience a smooth journey from offer to close. The buyer and seller sign the closing documents.

Sales 83
article thumbnail

Buying a House Online? How to Get it Done in 15 Steps

HomeLight

A mortgage is a 15- to 30-year commitment, unless you sell or refinance. For example, a 1% difference in your mortgage rate could bump your monthly payment up around $100 a month, costing you $30,000 over the life of a 30-year mortgage. Step 4: Get preapproved for a mortgage. Step 3: Shop around for lenders.