The Close

NOVEMBER 12, 2024

Banks also view raw land as riskier, making financing more difficult. Conventional loans: Most conventional lenders offer long-term mortgages for land purchases. The loan-to-value (LTV) is generally relatively low, so be prepared for loan options covering as little as 50% of the purchase price.

Land

Redfin

JULY 23, 2025

This could be a bank, a government entity, or the heirs of a deceased owner. You might buy through a foreclosure auction, a tax sale, or directly from a bank or government agency. Consider alternative financing , such as hard money loans, private loans, or cash.

Hard money loan

The Close

MAY 6, 2025

Typically offered by private, non-bank lenders who can give you funding upfront. Visit Figure HELOC $25,000-$750,000 Starting at 8.5% It allows you to take up to $400,000 in home equity with a fixed interest rate, which means you will have predictable monthly payments.

Loans

Realty Biz

SEPTEMBER 18, 2021

Hard money lending isn’t heard about as much these days but still has a valuable place in the investing world. Hard money lenders generally don’t value real estate in the same ways as most investors and other real estate professionals. Hard money loans can be easier to get, but they can be expensive.

Hard money loan

HomeLight

MAY 8, 2024

Are you considering a hard money loan to fast-track your next real estate investment? Whether you’re planning to flip a house or purchase a rental property, a streamlined hard money loan can be a helpful option. What is a hard money loan? How does a hard money loan work?

Hard money loan

Housing Wire

FEBRUARY 16, 2022

The problem with private money lenders is that good ones are hard to come by. Let’s look at what private money lenders do and how they operate, as well as the potential benefits of using private or hard money loans and how to locate and select a reputable private money lender.

Purchase and sale agreement

Bigger Pockets

JANUARY 31, 2024

You’ve heard top investors talk about “hard money loans” before, but what are they? You never walk into a bank and see a “hard money” sign, and if you aren’t […]

Hard money loan

HomeLight

AUGUST 28, 2024

This is where hard money loans come in, offering a faster, more flexible solution than traditional lending options. Hard money loans are favored by Cincinnati investors who need quick access to capital. Interest rates for hard money loans are higher than conventional loans, reflecting the increased risk.

Finance

HomeLight

AUGUST 28, 2024

This is where hard money loans come into play—offering a faster, more flexible solution than traditional lending options. Hard money loans are popular among Delaware investors who need quick access to capital. How does a hard money loan work?

Hard money loan

HomeLight

JUNE 30, 2024

Are you looking to kickstart your next real estate project in Orange County with a hard money loan? Whether you’re eyeing a mid-century fixer-upper in Anaheim or a potential rental property in Newport Beach, hard money lenders in Orange County can provide the quick funding and flexibility you need.

Hard money loan

HomeLight

AUGUST 9, 2024

Whether you’re flipping houses in El Presidio or investing in rental properties in the Sam Hughes neighborhood, hard money loans might be the answer you’re seeking. These loans, known for their flexibility and speed, cater to various needs and can be a game-changer for Tucson investors.

Hard money loan

HomeLight

SEPTEMBER 5, 2024

Whether you’re looking to flip homes in the South Wedge or purchase rental properties near Park Avenue, hard money lenders could offer the short-term funding you need to secure a deal fast. Hard money loans differ from traditional financing in that they prioritize the property’s value over the borrower’s credit.

Hard money loan

HomeLight

AUGUST 27, 2024

Instead of relying on traditional metrics, hard money lenders determine the loan amount based on the after-repair value (ARV) of a property. Because hard money loans carry more risk for lenders, they typically come with higher interest rates and fees. How does a hard money loan work?

Hard money loan

HomeLight

JULY 31, 2024

Are you considering a hard money loan ? Whether you’re eyeing a fixer-upper in Plaza Midwood or a rental property in NoDa, knowing how hard money loans work can be important. Hard money loans offer a unique solution for those who need fast funding or have difficulty securing traditional financing.

Hard money loan

HomeLight

AUGUST 27, 2024

A hard money loan provides an alternative solution for real estate investors, house flippers, and others needing quick access to capital. Unlike conventional mortgages, these loans offer more flexibility and faster funding, which can be particularly helpful in Albany, where timing is everything.

Hard money loan

HomeLight

JULY 5, 2024

Are you eyeing a new real estate opportunity in Pittsburgh and considering a hard money loan to make it happen? A hard money loan is a valuable alternative for those dealing with tight project timelines, limited upfront capital, or credit challenges. What is a hard money lender?

Hard money loan

HomeLight

JULY 15, 2024

This article will walk you through the ins and outs of hard money loans, explaining how they can help you achieve your real estate goals in Oregon. What is a hard money lender? A hard money lender is a private entity or individual offering short-term loans secured by real estate.

Hard money loan

HomeLight

JULY 25, 2024

One option to consider is a hard money loan , a type of financing that offers flexibility and speed, ideal for competitive markets like the Bay Area. If you have questions about hard money lenders in San Francisco, you’ve come to the right place. How does a hard money loan work?

Finance

HomeLight

JULY 25, 2024

Thinking about using a hard money loan to finance your next real estate investment in West Palm Beach? These loans offer quick funding and flexible terms, making them a popular choice among investors looking to capitalize on the opportunities in competitive markets, where property typically changes hands quickly.

Hard money loan

HomeLight

JULY 25, 2024

A hard money loan could help you secure that perfect investment property, whether you’re looking to renovate a historic home in Cleveland Heights or purchase an apartment complex in The Flats. Hard money lenders in Cleveland provide the speed and flexibility required to fast-track your projects.

Hard money loan

HomeLight

AUGUST 27, 2024

In Jacksonville, securing the right financing is important, especially if you’re an investor looking for a flexible loan option. That’s where a hard money loan might come in handy. In this guide, we’ll break down what hard money lenders do, the loan process, common uses, and costs.

Finance

HomeLight

JULY 11, 2024

Whether you’re eyeing a fixer-upper in Willow Glen or planning to invest in rental properties near Santana Row, hard money lenders in San Jose offer a speedy and flexible financing option. A hard money loan can be a lifeline for investors with tight timelines, limited upfront capital, or less-than-perfect credit.

Finance

HomeLight

JULY 26, 2024

Looking to fund your next real estate investment in South Carolina with a hard money loan ? Whether you’re eyeing a property flip in Greenville or purchasing a rental unit in Columbia, hard money loans offer a fast, flexible financing solution. What is a hard money lender?

Hard money loan

HomeLight

JULY 5, 2024

Whether you’re planning to flip a spacious bungalow in College Park or invest in a rental property near Lake Eola, hard money lenders in Orlando provide the quick and flexible funding you need. Hard money loans are ideal for those grappling with tight deadlines, limited initial capital, or credit issues.

Hard money loan

HomeLight

JULY 30, 2024

If you’re a Greensboro homeowner or investor looking for quick and flexible funding solutions, hard money loans could be your answer. These loans are often used by investors and flippers who need fast access to capital without the stringent requirements of traditional lenders. How does a hard money loan work?

Hard money loan

HomeLight

JUNE 11, 2024

Hard money loans might be a worthwhile financing option to explore. Whether you’re planning to flip a historic greystone in Lincoln Park or invest in a rental property in Logan Square, hard money lenders in Chicago can offer faster approval times and more flexibility compared to traditional bank loans.

Hard money loan

HomeLight

JULY 19, 2024

Thinking about using a hard money loan for your next real estate venture in Oklahoma? Whether you’re restoring a mid-century modern home in Midwest City or investing in a rental property in Stillwater, hard money lenders in Oklahoma can offer the speed and flexibility that traditional loans often lack.

Hard money loan

HomeLight

AUGUST 27, 2024

A hard money loan provides an alternative solution for real estate investors, house flippers, and others needing quick access to capital. Unlike conventional mortgages, these loans offer more flexibility and faster funding, which can be particularly helpful in West Virginia, where timing is everything.

Hard money loan

HomeLight

JULY 18, 2024

Are you an Illinois investor or homeowner hoping to finance your next real estate project with a hard money loan? Whether you’re hoping to flip a ranch-style home in Oak Cliff or purchase a townhouse rental in Uptown, hard money lenders in Illinois can provide the flexibility and speed you need.

Hard money loan

HomeLight

JULY 9, 2024

A hard money loan might be just what you need. From flipping houses in Rosedale Park to acquiring rental properties in Greektown, Detroit’s hard money lenders can provide the quick funding and flexible terms you need. What is a hard money lender? How does a hard money loan work?

Hard money loan

HomeLight

JUNE 20, 2024

Are you looking to finance your next real estate project in Houston with a hard money loan ? Whether you’re eyeing a fixer-upper in The Heights or planning to invest in a commercial property in Downtown, hard money lenders in Houston offer a flexible and speedy alternative to traditional financing.

Hard money loan

HomeLight

JULY 31, 2024

Whether you’re flipping houses in Seattle or investing in rental properties in Spokane, knowing the ins and outs of hard money loans can open up new opportunities. These loans, known for quicker approval times and flexible terms, can be a game-changer for investors needing fast access to capital.

Hard money loan

HomeLight

JULY 30, 2024

Whether you’re looking to flip a house in Crestwood or invest in rental properties in Five Points South, knowing the ins and outs of hard money loans can make all the difference. Hard money loans offer a quicker, less restrictive way to secure funding than traditional loans.

Hard money loan

HomeLight

JULY 26, 2024

Whether it’s renovating a historic property in Saratoga Springs or expanding your investment portfolio in Binghamton, hard money lenders in NY offer the financial flexibility you need. Hard money loans provide a quick funding solution based on the property’s value rather than your credit score or income history.

Loans

HomeLight

JULY 29, 2024

Whether you’re a seasoned investor or a homeowner looking to leverage property equity, knowing how hard money loans work can make all the difference. Hard money loans offer a quick and flexible solution, especially beneficial in the vibrant and competitive Memphis market.

Hard money loan

HomeLight

JULY 11, 2024

Whether you’re flipping a historic property in Mount Vernon or securing a rental in Canton, hard money lenders in Baltimore provide the fast funding necessary to keep your projects moving forward. A hard money loan is ideal for those who need quick access to cash, regardless of credit history or traditional lending hurdles.

Hard money loan

HomeLight

JULY 9, 2024

Whether you’re hoping to revitalize a row house in Baltimore or purchase a commercial property in Annapolis, hard money lenders in Maryland offer the speed and flexibility you need. A hard money loan could be the perfect solution for those with short project timelines or challenging credit situations.

Hard money loan