Bankruptcy Debt-to-income ratio Lending Mortgages 
Realty Biz
APRIL 5, 2022
One of the frequently asked questions during today’s booming housing market is can I qualify for a mortgage during Chapter 13 Bankruptcy. Chapter 13 Bankruptcy is a court-approved debt repayment plan where their debts are restructured over a period of three to five years. Trustee approval is required.
Housing Wire
JANUARY 4, 2022
Pontiac, Michigan-based United Wholesale Mortgage (UWM) capitalized on a booming private-label market in 2021 by sponsoring its inaugural securities transaction this past May, a prime jumbo deal involving 508 mortgages with an aggregate principal balance of $351.9 That’s a strong start for a new issuer. “A
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Realty Biz
SEPTEMBER 5, 2023
One crucial aspect of this process is ensuring that your finances secure a mortgage and make the dream of homeownership a reality. From experience as a Realtor, getting your finances in order is vital to get the best mortgage rates and terms. Lenders use this score to assess the risk of lending to you.
Housing Wire
NOVEMBER 10, 2020
His corner of the Atlanta mortgage market – high-value home loans that wouldn’t be bought by the GSEs – was booming. So when that happens, you don’t originate, you don’t lend at par for something at 88. Self-employed borrowers take advantage of the tax laws,” said Dodson, who runs Mortgage Capital Advisors.
Realty Biz
SEPTEMBER 30, 2023
Mortgages with Low Credit Scores Mortgages with low credit scores can appear challenging, but there are options available. Understanding how a low credit score affects your mortgage and exploring government-backed programs can help you navigate the process. Can you buy a house with bad credit?
Rent, Buy & Sell
FEBRUARY 7, 2021
Bad credit is usually the result of late bill payments, bankruptcy, foreclosure and loan defaults. As such, if your credit score is below 500 you should probably work on rebuilding your credit score first, because even with alternative lending options this score may be too low to finance a home.
Realty Biz
JANUARY 20, 2023
Mortgage rates are twice as high as a year ago. If you're thinking of buying a home, getting the best possible mortgage rate is critical. Underwriting is a key part of the mortgage process. It affects your mortgage rate. Understanding real estate underwriting can improve your chances of getting a competitive mortgage.
Expert insights. Personalized for you.
120 
Let's personalize your content