As-is Fixed-rate mortgage Loans 
Housing Wire
MARCH 5, 2025
Mortgage applications increased 20.4% from one week earlier on a seasonally adjusted basis as buyers pounced on lower rates , according to data from the Mortgage Bankers Associations (MBA) weekly mortgage applications survey for the week ending Feb. ” The refinance share of mortgage activity increased to 43.8%
Housing Wire
MAY 14, 2025
Last week saw steadier mortgage rates, as the FOMC meeting played as predicted, and market movements led to a small two-basis point increase in the 30-year conforming rate to 6.86%, said Mike Fratantoni , MBAs SVP and chief economist. The news for the week was the growth in purchase applications , up 2.3% from the previous week.
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Housing Wire
JULY 9, 2025
” He continued, “The most remarkable aspect of the 2025 data is that this is still happening, despite rates being near 7%. Typically, housing data improves when mortgage rates drop from 6.64% toward 6%.” The average loan size on a purchase application, at $432,600, was at its lowest since January 2025.
Housing Wire
MARCH 30, 2025
However, the data references Freddie Mac ‘s Serious Delinquency levels on multifamily loans. These loans pertain to multifamily mortgages, which are used for commercial properties with five or more units, such as apartment buildings. Its not even a clever lie.
Housing Wire
JUNE 9, 2025
Unlike the pre-2008 era, stricter lending standards and robust regulations have kept mortgage delinquency rates low, significantly lowering the odds of a catastrophic collapse. In 2008, DTI ratios averaged 43%, leaving borrowers vulnerable to payment shocks from risky adjustable-rate mortgages as home values plummeted.
Housing Wire
DECEMBER 19, 2024
The FHFA also found that 35% of all loan modifications completed in the third quarter resulted in an average reduction of more than 20% to borrowers’ monthly payments, and refinances rose by 9,214 from Q2 to total 98,785 in Q3. Forbearances also increased in Q3 to 39,669 loans as of Sept.
Housing Wire
NOVEMBER 27, 2024
Mortgage applications rose 6.3% 22, driven by a 12% increase in demand for purchase loans, according to data released Wednesday by the Mortgage Bankers Association (MBA). It is the third straight weekly increase for applications — a good sign for mortgage lenders heading into the typically slow Thanksgiving holiday.
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