As-is FHA loan Fixed-rate mortgage 
Housing Wire
MARCH 5, 2025
Mortgage applications increased 20.4% from one week earlier on a seasonally adjusted basis as buyers pounced on lower rates , according to data from the Mortgage Bankers Associations (MBA) weekly mortgage applications survey for the week ending Feb. ” The refinance share of mortgage activity increased to 43.8%
Housing Wire
JANUARY 22, 2025
Federal Housing Administration (FHA) loan borrowers must maintain escrow accounts for the entire loan cycle, regardless of equity. Borrowers with lower equity may face high mortgage payments, but those payments won’t change with under utilized escrow accounts.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Housing Wire
MAY 14, 2025
Last week saw steadier mortgage rates, as the FOMC meeting played as predicted, and market movements led to a small two-basis point increase in the 30-year conforming rate to 6.86%, said Mike Fratantoni , MBAs SVP and chief economist. The news for the week was the growth in purchase applications , up 2.3% from the previous week.
Housing Wire
NOVEMBER 27, 2024
Mortgage applications rose 6.3% 22, driven by a 12% increase in demand for purchase loans, according to data released Wednesday by the Mortgage Bankers Association (MBA). It is the third straight weekly increase for applications — a good sign for mortgage lenders heading into the typically slow Thanksgiving holiday.
Housing Wire
JUNE 9, 2025
Unlike the pre-2008 era, stricter lending standards and robust regulations have kept mortgage delinquency rates low, significantly lowering the odds of a catastrophic collapse. In 2008, DTI ratios averaged 43%, leaving borrowers vulnerable to payment shocks from risky adjustable-rate mortgages as home values plummeted.
Housing Wire
JANUARY 15, 2025
With an adjustment for the New Year’s holiday, mortgage applications increased 33.3% from one week earlier, according to the Mortgage Bankers Association s (MBA) weekly mortgage applications survey, released today. The share of refinance mortgage activity increased to 42.7% Bond yields in the U.S. from 16.2%
Housing Wire
MAY 28, 2025
The 5/1 option provides a fixed interest rate for the first five years, after which the rate adjusts annually based on market conditions. ARMs typically gain market share when rates are elevated, as borrowers can access lower initial rates compared to traditional fixed-rate mortgages.
Expert insights. Personalized for you.
Let's personalize your content