Housing Wire

FEBRUARY 4, 2024

How will mortgage rates impact seasonal inventory in 2024? Also, when mortgage rates rise, the inventory peak happens later in the year. However, when mortgage rates rise and demand gets hit, the price cut percentage data grows year over year. Is the seasonal bottom going to happen later than I want?

Mortgages 513

Mortgages Staging As-is Marketing 513

Housing Wire

MARCH 19, 2023

Mortgage rates fell as the banking crisis got worse and purchase application data grew for the second week in a row, but the big question is: Did we hit the seasonal bottom in housing inventory? Weekly inventory increased by 1,734. This assumes the spreads are wide as the mortgage-back securities market is still very stressed.

Banks 381

Banks Marketing Mortgages As-is 381

Housing Wire

DECEMBER 16, 2021

We’ve had the sharpest and yet also the shortest recession in history, record-low mortgage rates leading to record origination volumes, and record home prices as housing demand far outstripped supply. In thinking about the year ahead, I am going to frame my comments around five questions I often hear from lenders.

Mortgages 458

Mortgages Marketing Industrial Equity 458

Realty Biz

SEPTEMBER 29, 2022

Home sales are a part of the economy that is affected fast and significantly when the Federal Reserve raises interest rates. Beginning in March, we have now had five interest rate increases with three of them being three-quarter-point hikes. Interest rates have not risen this fast and this high since the 1980s.

Debt-to-income ratio 89

Debt-to-income ratio Development Loans Staging 89

Housing Wire

JUNE 18, 2023

Mortgage rates were near 7% last week but purchase applications were still able to pull out an 8% week-to-week gain. Mortgage rates hardly budged last week, even with the Federal Reserve ‘s announcement it was pausing rate hikes and CPI inflation reports. I explain how this happened in this recent podcast.

Marketing 480

Marketing Mortgages Banks Sales 480

Redfin

APRIL 28, 2023

Mortgage interest rates are always changing – moving up and down each day, even each hour. These quick changes can impact the amount you pay when you refinance or close on your mortgage. However, locking in your mortgage rate does come with some risk. What does it mean to lock in my interest rate?

Mortgages 62

Mortgages Pre-approval Loans Closing 62

Housing Wire

JANUARY 4, 2023

This article is part of our 2022 – 2023 Housing Market Forecast series. We view the current rate of personal consumption as unsustainable given the combination of a low personal saving rate and an elevated ratio of debt-to-personal disposable income among consumers.

Marketing 520

Marketing Mortgages As-is Construction 520