HomeLight

AUGUST 16, 2021

A few places to find them include HUD’s list of local homebuying programs , the FHA’s list of state-by-state DPA programs … and, well, Google. Your real estate agent is another great resource for help!). This loan backed by the Federal Housing Administration is ideal for those with low savings or a just-OK credit score.

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Loans VA loan FHA loan Purchase and sale agreement 94

Realty Biz

SEPTEMBER 24, 2022

The average interest rate for a VA loan is generally lower than the rate for a conventional loan — and often even lower than a Federal Housing Administration (FHA) loan. Right now, 30-year VA rates hover just above 5%, while conventional and FHA loans APRs are closer to 6%.

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VA loan Loans FHA loan Mortgages 65

Redfin

JUNE 29, 2023

Pre-approval involves a lender evaluating your financial situation, credit history, and income to determine the loan amount you qualify for. Connect with a local agent in Michigan When buying a house, connecting with a local real estate agent in Michigan is essential, as they bring valuable expertise, guidance, and local market knowledge.

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Pre-approval Purchase and sale agreement FHA loan Closing costs 49

Windemere Buying

OCTOBER 18, 2021

By working closely with your agent , you can identify these pitfalls ahead of time and adjust accordingly. Not getting pre-approved Getting pre-approved is a key component of the early stages of the buying process and will help to maximize your chances of getting your offer accepted. 10 Mistakes to Avoid When Buying a Home 1.

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Pre-approval Pre-qualification Debt-to-income ratio Inspection 52

HomeLight

SEPTEMBER 30, 2020

We talked to a top-selling real estate agent to ensure we’re providing advice that will help you make the right choice for your lifestyle, all while living your dream. That’s because we are all in different stages of life with unique factors to juggle, such as: Your age. For example, an FHA loan only requires a 3.5%

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FHA loan Loans VA loan Mortgages 98

Point2Homes

JULY 29, 2021

However, following some simple guidance from your real estate team — including your real estate agent and mortgage lender — will help ensure a smooth transaction. In 2021, closing times have stretched to 51 days for conventional loans. For FHA loans, this is even longer at 55 days, while VA loans are 57 days.

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Closing VA loan FHA loan Loans 52

HomeLight

OCTOBER 29, 2021

Together with top Houston -based real estate agent Andy Gleason of The Franklin Team , and a real-life homeowner who saved for their home in a short period of time, we’re sharing all the tips, tricks, and strategies for saving for maximizing your savings goals. down for a FHA loan. A VA loan may allow you to put zero down.

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Loans FHA loan Pre-approval Closing costs 85

HomeLight

SEPTEMBER 1, 2020

If the former homeowner defaulted on an FHA loan, the home may become inventory for various HUD programs, including the Good Neighbor Next Door program. According to top Florida Real Estate agent Troy Walseth , who has 27 years experience under his belt, “You really can’t buy a ‘foreclosure.’ Not all agents do!

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Banks Inspection contingency Inspection FHA loan 76

HomeLight

AUGUST 16, 2021

We’ve rounded up expert advice from all across our Buyer Resource Center and enlisted the help of top Massachusetts agent Rosemary Mancuso to walk us through what first-time buyers need to buy a house. While you’re in the preparation stages of buying a home, it’s a good idea to spend some time in the neighborhoods you might end up in.

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Closing costs Purchase and sale agreement Inspection Loans 104

Redfin

JUNE 14, 2023

Connect with a local agent in North Carolina Connecting with a local real estate agent in North Carolina is essential when navigating the complexities of the housing market. A knowledgeable and experienced agent is your guide, offering valuable insights and expertise specific to the local area. of the purchase price.

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Pre-approval Debt-to-income ratio Closing costs Title 55

HomeLight

JANUARY 12, 2022

Conventional loan. The seller’s portion of closing day usually takes one to two hours , according to Sherry Wiggs , a top real estate agent in Westchester County, New York. Oftentimes, the shortest path to closing is to request a cash offer and cut out the loan underwriting process from the start.

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Closing Purchase and sale agreement Pre-approval Inspection 109

HomeLight

APRIL 11, 2024

“The most common reason[s] I would say is people [sell their home “as-is”] are either downsizing or their family has grown, and they’re upgrading their house,” says Dominick Marchesiello, a top-performing New York agent who sells homes 46% faster than the average agent in his market. It’s important to find the right match.

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As-is Inspection Finance Investor 87

HomeLight

DECEMBER 27, 2021

To help you, we have compiled a checklist of effective home preparation and staging tips based on research and expert advice from Chris Pappalardo , ranked in the top 2% of agents in Greensboro, North Carolina, and Edward Kaminsky , who works with 66% more single-family homes than the average Manhattan Beach, California, agent.

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Pre-approval Inspection Staging Renovation 112

HomeLight

JANUARY 29, 2021

All and all, FSBO sellers don’t save as much money on their home sale as you might expect — just one reason why only 8% of sellers chose to sell their home without a real estate agent in 2020. You’re still likely on the hook for the buyer’s agent commission. A great percentage of buyers are represented by agents.

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Closing costs Closing Seller concession Title search 98

RIS Media

JANUARY 3, 2021

Judy Crockett, real estate agent and certified residential specialist, states that “working with first-time buyers is challenging primarily because the buyers are typically younger, inexperienced and overwhelmed by the logistics of purchasing a new home.” ” Read on for six things you should know about first-time homebuyers.

VA loan 101

VA loan FHA loan Loans Staging 101

HomeLight

JANUARY 22, 2024

They don’t wanna deal with anything that potentially happens with the property,” says Max Sepulveda , a top-selling agent in the Fort Collins, Colorado area, and member of Rob Kittle’s real estate team. Your agent should also be willing to go the extra mile on marketing. It’s important to find the right match.

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As-is Inspection Finance Investor 93

HomeLight

DECEMBER 29, 2023

“A lot of people who want to sell as-is have either had a bad experience in the past, or they just don’t want to deal with the headaches and hassles involved in selling a home,” says Tyler Brickle, a top-performing agent in Saint Paul, Minnesota, who sells 24% faster than the average agent in the area.

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As-is Inspection Finance Investor 89

HomeLight

DECEMBER 29, 2023

Louis, Missouri agent who sells homes 56% faster than the average agent in her area. “It’s This preference or requirement is communicated either in the marketing remarks or hidden agent remarks that are not published to the public on sites. They’re not published, only the agent can see it in the listing on the end.

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As-is Inspection Finance Investor 85

HomeLight

JUNE 15, 2023

Joanne McCoy , a first-time homebuyer specialist in Lincoln, Nebraska , and Richie Helali, a HomeLight Home Loans expert, weigh in to help buyers understand the breakdown of that bottom line. Step one: Talk to a few buyer's agents! Your real estate agent can obtain HOA transfer fee information for you.

Closing costs 85

Closing costs Closing Title Inspection 85

Realty Biz

DECEMBER 10, 2020

If there are problems like cracked windows or a roof that needs repair, there can be problems with some loan types. The FHA loans program requires that issues like these are resolved before the home can be closed. Many real estate agents will want to know that you are preapproved before they will show you homes.

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Loans Mortgages Pre-approval Pre-qualification 144

HomeLight

APRIL 12, 2023

of the purchase price, and 1% for sellers, not including real estate agent commissions. Real estate closing costs are expenses incurred by buyers and sellers during the final stages of a real estate transaction when the transfer of ownership is completed. Find a Buyer's Agent Who pays for closing costs in Massachusetts?

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Closing costs Closing Purchase and sale agreement Title search 77

HomeLight

MAY 23, 2022

Josh Muncey , a real estate agent with over $500 million in career sales and 16 years of experience selling in greater Boston, Massachusetts, says, “it’s hard to find a market in the Boston area that’s not feeling red hot lately.”. Real Estate Agent. Real Estate Agent at Compass. Josh Muncey. Currently accepting new clients.

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As-is Inspection Investor Sales 88

HomeLight

FEBRUARY 21, 2023

Top-performing Georgia real estate agent Teresa Cowart works with 77% more single-family homes than the average agent in her Richmond Hill market. For this reason, many top agents will recommend that sellers provide a disclosure statement. Your agent should also be willing to go the extra mile on marketing.

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As-is Investor Inspection Closing costs 73

HomeLight

DECEMBER 30, 2021

According to the National Association of Realtors® Research Group’s 2021 data , 64% of buyers have conventional loans, 16% have FHA loans and 14% received VA loans. described and compares to the values in the area,” explains top Los Angeles agent Keri White , who is also a home loan, title and escrow specialist.

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Loans Agents Inspection Closing 115

HomeLight

JUNE 13, 2022

One big upfront tip: Working with a top agent can help you avoid pitfalls and protect your future.). One of the biggest reasons why some people choose to rent-to-own a house is because they need time to build or improve their credit scores before they can qualify for a mortgage loan. for an FHA loan. Find an agent.

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Purchase and sale agreement Loans Inspection Closing costs 106

HomeLight

MAY 19, 2022

There are some misconceptions about what “as is” means, says top-rated Maryland real estate agent Juan Umanzor. “I Yes, according to Umanzor, there is an as-is addendum for agents to complete. The main options to sell a house “as is” include: List ‘as is’ with the help of a real estate agent. They want to sell as-is.”.

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As-is Inspection Investor Closing costs 97

HomeLight

JULY 25, 2022

“Even if sellers think their house isn’t ready, there are ways to get it right for selling if they want to sell,” says Kelley Martin , a top real estate agent in San Antonio who sells homes 48% quicker than the average area agent. Steps to list ‘as is’ with the help of a real estate agent. Photograph to show potential.

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As-is Purchase and sale agreement Inspection Investor 93

HomeLight

OCTOBER 27, 2021

“If you can get to a home as a preforeclosure before it goes into foreclosure, that’s the best route,” explains Donny Piwowarski , a top-selling agent who works with 84% more single-family homes than the average agent in his region of Tracy , California. “A In preparation for making your offer, talk to your agent about what seems fair.

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Purchase and sale agreement Inspection Homeowner’s association Title 84

HomeLight

DECEMBER 29, 2023

According to Jennifer Fields , a top-selling agent in Edmond, Oklahoma, and a single-family home expert, as-is selling was primarily driven by trends in recent years. No, however, this is typically mentioned under agent remarks Is a real estate attorney required? Your agent should also be willing to go the extra mile on marketing.

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As-is Inspection Finance Investor 88

HomeLight

AUGUST 23, 2022

According to top producing Columbus, Ohio real estate agent, Lorraine (Lori) Lynn , every house is sold ‘as is’ in the state of Ohio. Real Estate Agent. Real Estate Agent at Corcoran Global Living. The main options to sell a house ‘as is’ include: List ‘as is’ with the help of a real estate agent. Lorraine Lynn.

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As-is Investor Closing costs Inspection 92

HomeLight

MAY 23, 2022

Top-rated North Carolina real estate agent Ashley Schaus had a listing recently that was in really rough shape. If the buyer’s agent didn’t put anything to that effect into the contract or into a separate addendum, I always go back and include that language.”. Steps to list ‘as is’ with the help of a real estate agent.

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As-is Purchase and sale agreement VA loan Inspection 82

HomeLight

AUGUST 24, 2022

According to Todd Auslander , who completes 27% more sales than the average Stamford, Connecticut agent, selling a house ‘as is’ in Connecticut is mostly done when the owner inherits the house, lives out of state, or the house is in really bad condition. No but agent write ‘as is’ in the remarks section according to Auslander.

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As-is Inspection Investor Closing costs 94

RIS Media

JANUARY 4, 2021

Judy Crockett, real estate agent and certified residential specialist, states that “working with first-time buyers is challenging primarily because the buyers are typically younger, inexperienced and overwhelmed by the logistics of purchasing a new home.” ” Read on for six things you should know about first-time homebuyers.

VA loan 45

VA loan FHA loan Loans Staging 45

HomeLight

SEPTEMBER 1, 2022

With the help of Daniel Real , a top agent in Modesto, California who works with 75% more single family homes than the average Modesto agent , we’ll give you the information you need to succeed as a California homebuyer. Real Estate Agent. Real Estate Agent at PMZ Real Estate. Find a local agent. Daniel Real.

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Earnest money deposit VA loan FHA loan Loans 89

HomeLight

JULY 25, 2022

In Florida, the concept of selling a property without negotiating repairs is so alluring, that “the percentage of as-is sellers is probably 99%,” reports top real estate agent JoAnn Jacobs. Get an offer in as few as 48 hours and sell without the need for repairs, staging, or open houses. Real Estate Agent. Request Offer.

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As-is Purchase and sale agreement Inspection Closing costs 84

HomeLight

SEPTEMBER 8, 2020

If you expect to pay between 3% (the minimum for a down payment) to 6%, then some of your options include an FHA loan, a Fannie Mae HomeReady loan, or a conventional loan. Working with a top agent can save you money. The best real estate agents are top negotiators. What if you have a low credit score ?

Closing costs 87

Closing costs Inspection Debt-to-income ratio Title 87

HomeLight

AUGUST 12, 2022

“The first thing that’s important to distinguish is whether ‘as is’ comes from the seller or the buyer,” explains Monica Bullington , a top agent in Bloomington-Normal, Illinois, who works with over 85% more single-family homes than the average area agent. Steps to list ‘as is’ with the help of a real estate agent.

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As-is Purchase and sale agreement Investor Closing costs 90