Agents, FHA loan and Pre-approval - Residential Realty Today

Fannie Mae Survey Shows Buyer Optimism Rising

The Mortgage Report

JUNE 9, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

What’s the Cheapest Way to Get Equity Out of My Home

The Mortgage Report

JULY 4, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? Home equity loans are also competitively priced.

Equity

17 First-Time Homebuyer Mistakes to Consider and How to Avoid Them

Redfin

JUNE 27, 2025

Not getting pre-approved for a home loan before starting your search A common mistake for first-time homebuyers is jumping into the search without first getting pre-approved for a mortgage. Options like FHA loans , VA loans , and USDA loans offer low down payments and more lenient credit guidelines.

Pre-approval

Pre-approval Closing costs Purchase and sale agreement Inspection

Taking Equity Out of Your Home: Options to Unlock Cash

The Mortgage Report

JULY 9, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

Equity

Homebuying Strategies in Uncertain Times: Expert Q&A

The Mortgage Report

JUNE 9, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford? Yes, prices rose about 3.4%

FHA 203k rehab loan FHA loan VA loan Pre-approval

Down Payment Struggles? Expert Tips on Down Payment Assistance

The Mortgage Report

JUNE 10, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

FHA 203k rehab loan VA loan FHA loan Pre-qualification

First-Time Home Buyer Advice: Third Quarter 2025

The Mortgage Report

JULY 11, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford? In May, active listings rose 31.5%

FHA 203k rehab loan VA loan FHA loan Pre-approval

Should You Save or Invest for Your Home Down Payment?

The Mortgage Report

JUNE 17, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

FHA 203k rehab loan VA loan FHA loan Loans

The Hidden Cost of Buying a Home With a Low-Credit Spouse

The Mortgage Report

JULY 2, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

How to Remove Someone from a Mortgage

The Mortgage Report

JULY 14, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? Requires Lender Approval? How Much Home Can I Afford?

Home Loans With Small Down Payment: FHA, VA, and USDA Explained

The Mortgage Report

JULY 1, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? Meanwhile, FHA loans comprised 15.3%

Loans

Loans VA loan FHA loan FHA 203k rehab loan

How to Buy a Foreclosed Home: The Ultimate Step-by-Step Guide

Redfin

MARCH 4, 2025

If the auction accepts financing, make sure you have a pre-approval ready. Youll need to coordinate with your real estate agent in order to tour these properties. Government-owned properties Some mortgages are government-backed, like VA loans and FHA loans.

Pre-approval

Pre-approval FHA loan Short sale Banks

Home Price Growth Led by Northeastern States, Wyoming

The Mortgage Report

JUNE 24, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

FHA 203k rehab loan VA loan FHA loan Pre-approval

How to Shut Down Housing Market Fear in 3 Simple Responses

BAM Media

APRIL 3, 2025

But since Mohtashami cant be everywhere at once, every agent should be prepared to do their part to fight the rampant misinformation online, as well as one client at a time. So, it shouldnt surprise anyone that Mohtashamis top advice for real estate agents is this: Learn how to talk to your clients with data. Most decline.

Bankruptcy

Bankruptcy Pre-approval Marketing Lending

Creative Strategies To Come Up With The Down Payment

The Mortgage Report

JULY 24, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

FHA 203k rehab loan VA loan FHA loan Loans

Second-Time Homebuyer: What to Expect This Time Around

Redfin

JUNE 13, 2025

Step 3: Research second-time homebuyer programs and loans Step 4: Work with an experienced agent Step 5: Make a strong offer as a second-time homebuyer Step 6: Plan your transition Second-time homebuyer FAQs Is it harder to buy a house the second time? FHA loans can still be an option for second-time buyers who meet the requirements.

Debt-to-income ratio

Debt-to-income ratio FHA loan Equity Loans

Getting a VA Loan With a 100% Disability Rating

The Mortgage Report

JUNE 12, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? Verify your VA loan eligibility.

VA loan

VA loan FHA 203k rehab loan Loans FHA loan

How to Successfuly Execute Mortgage Release of Liability?

The Mortgage Report

JULY 21, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? Keep in mind that lenders don’t have to approve a release.

Can I Add Someone to My Mortgage Without Refinancing?

The Mortgage Report

JULY 15, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? Your interest rate and loan balance don’t change.

FHA 203k rehab loan VA loan Mortgages FHA loan

What Are the Different Types of Home Equity Loans and Which Is Best?

The Mortgage Report

JULY 8, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? Approval is similar to a home equity loan , though.

Equity

Equity Loans FHA 203k rehab loan VA loan

What Is the Income Needed for a $600k House?

Redfin

JULY 23, 2025

VA loans , available to eligible veterans and active-duty service members, require no down payment and no PMI. Other options like FHA loans or certain first-time homebuyer programs allow down payments as low as 3%, though they may still include mortgage insurance and stricter debt limits. However, there are exceptions.

Debt-to-income ratio

Debt-to-income ratio Pre-approval Loans VA loan

HELOC on a Paid-Off House: Can I Get One?

The Mortgage Report

JUNE 16, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

The Best Mortgage Blogs From 2017 | Advice For Home Financing

Rochester Real Estate

NOVEMBER 5, 2015

For example, if you use a bank for your loan you may already have a pre-existing relationship with them and they sometimes offer very competitive interest rates. Have you tried calling a bank on a Saturday night to get a pre-approval letter? (585) 704-7095 Contact Now Search Homes Home Fair Housing S.O.P.

Finance

Finance Mortgages VA loan Pre-approval

23 Common First-Time Homebuyer Questions: Your Questions Answered

Redfin

JULY 30, 2025

Speak with a real estate agent to help determine if you’re in a good position to begin the homebuying process. >>See: It’s important to note, however, that your credit score influences your interest rate and loan options. Should I get pre-qualified or pre-approved for a mortgage?

Pre-approval

Pre-approval Pre-qualification VA loan Fixed-rate mortgage

Can You Refinance a Home Equity Loan Without Refinancing Your Mortgage?

The Mortgage Report

JULY 10, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

Equity

Equity Loans FHA 203k rehab loan Mortgages

What Not to Do Before Buying a House: 16 Mistakes to Avoid

Redfin

JULY 31, 2025

Lean on trusted experts: A great real estate agent, lender, and the right loan choice are key. Even if you can afford the payments, adding new debt may reduce your loan approval or lead to higher interest rates. >>Discover: How to Get Pre-Approved for a Mortgage: 7 Steps for Success 7.

VA loan

VA loan Pre-approval Inspection FHA loan

Can You Remove Someone from a Mortgage Without Their Permission?

The Mortgage Report

JULY 22, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

FHA 203k rehab loan Mortgages VA loan Purchase and sale agreement

Best Time to Take Equity Out of Your Home

The Mortgage Report

JULY 7, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

Equity

Can a Wholesale Mortgage Lender Save You Money?

The Mortgage Report

JUNE 23, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

Mortgage Rate Predictions 2025 from 4 Leading Housing Experts

Marco Santarelli

MARCH 5, 2025

Navigating the Housing Market in 2025: Key Strategies To navigate the housing market successfully in 2025, consider these strategies: Get Pre-Approved: Knowing how much you can afford will save you time and effort. Save for a Larger Down Payment: A larger down payment reduces your loan amount and monthly payments.

Mortgages

Mortgages Pre-approval FHA loan Loans

21 Essential Tips for First-Time Homebuyers

Redfin

JULY 31, 2025

If you’re unsure where to start, check with HUD-approved counseling agencies, non-profit organizations, and local housing authorities to find available courses. Loan types for first-time homebuyers include: Conventional Loan: Offers flexible down payment options as low as 3% with private mortgage insurance (PMI).

Purchase and sale agreement

Purchase and sale agreement Closing costs Loans Inspection

Your Guide to Starter Homes in Today’s Housing Market: Do They Still Exist?

Redfin

APRIL 11, 2025

Real estate agents often see these houses as something that young professionals can afford within their first few years of working. Getting pre-approved for a mortgage will help you understand what you can afford. Government-backed loans : Low or no down payment loans that can be particularly beneficial for starter home buyers.

Marketing

Marketing Land Equity Loans

First-Time Homebuyer Qualifications: A Beginner’s Guide

Redfin

JULY 30, 2025

Loans and programs for first-time buyers Loan Who qualifies Minimum down payment Minimum credit score Key qualifications Conventional loans Borrowers with good credit and stable income 3% 620 Strong credit, steady income, low DTI ratio FHA loans Borrowers with lower credit scores and limited savings 3.5%

Debt-to-income ratio

Debt-to-income ratio Pre-qualification Pre-approval Loans

HELOC Prepayment Penalties: What They Are and How to Avoid Them

The Mortgage Report

JUNE 24, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

What Are The Best Mortgage Options for Self Employed Borrowers?

Rochester Real Estate

NOVEMBER 5, 2015

What To Expect From Your Listing Agent Why For Sale By Owners (FSBOs) Fail Blog Featured Articles Home Buying Home Selling LOCAL Rochester NY Articles What Are The Best Mortgage Options for Self Employed Borrowers? The more assets you have, the stronger your application will be making it easier to get an approval.

Mortgages

Mortgages Banks Loans Pre-approval

How to Get Out of a Joint Mortgage

The Mortgage Report

JULY 16, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

Will Mortgage Rates Go Down After the June Fed Meeting?

The Mortgage Report

JUNE 12, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?

Will Mortgage Rates Go Down After the July Fed Meeting?

The Mortgage Report

JULY 22, 2025

Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?