Remove 2023 12 28 mortgage-rates-still-falling-just-not-as-quickly
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Why home prices haven’t crashed even with high mortgage rates

Housing Wire

The most underreported housing story I’ve seen this year is that even with mortgage rates rising to 8%, the number of homes that took price cuts before they sold was 4% below 2022 levels. This happened even with higher home prices and higher mortgage rates in 2023. the seasonal peak this year was on Nov.

Mortgages 527
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The Homepoint post-mortem: How one of America’s largest mortgage lenders went bust 

Housing Wire

It just seemed so awesome working at a company that just came public.” ” At that time, historically low rates spurred the mortgage market to $4 trillion in volume — and the perception among the rank-and-file was that Home Point Capital ‘s wholesale lending business Homepoint was a great place to work.

Mortgages 377
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What Is a Cash Offer in Real Estate? Here’s What You Need to Know

HomeLight

In 2023, higher interest rates have meant that many would-be buyers using a mortgage to purchase a home were getting priced out of the market as higher interest rates push mean higher, reducing the affordability of a new home. A cash offer just means that the buyer has the full sale amount in their bank account.

Finance 77
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DataDigest: Goldilocks and the big IMBs

Housing Wire

The biggest nonbank mortgage lenders in America saw improved performance in both origination and servicing segments in the second quarter, capitalizing on the continued mortgage pullback from banks. As we’ve reported, that trend looks sticky, which could help change the fortunes of top independent mortgage banks sooner than expected.

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115 Popular Tax Deductions For Real Estate Agents For 2023

Kyle Handy

Still, I began to figure out how to keep more money by understanding how Realtor tax deductions and strategies could work to my advantage as a real estate agent. Host seminars 12. Donate to charities 28. But the investment will quickly repay itself for years and decades to come. Alright, so taxes. Talk to builders 10.

Agents 105
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Guest Blog: “Vacant Homes & Empty Minds”

Toronto Realty Blog

5 months owner occupied plus 2 months vacant plus 5 months being renovated, would still be classified as a vacant dwelling and require a tax payment since no single use lasts the minimum six months). Despite the flaws, all Toronto residential property owners must now file a declaration by February 2nd, 2023 and once a year thereafter.

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Top Ten: Discussion Points For The Fall Market! (Pt2)

Toronto Realty Blog

Thank you for all the comments, suggestions, and excellent insights posted in the comments section that I read with glee over the weekend as I typed out my list of the “Top Ten” discussion points for the fall market. That might sound exaggerated, but just look at what’s out there.