Housing Wire

MAY 25, 2024

The mortgage rate lockdown premise holds that very few people will list their homes when mortgage rates are this high, thus suppressing inventory. 2024 has had healthy inventory growth despite mortgage rates above 7%. Each time, inventory has squared right into the model as long as rates stay elevated.

Mortgages 459

Mortgages Banks Finance As-is 459

Housing Wire

JULY 26, 2023

The Federal Reserve (Fed) raised the federal funds rate 25 basis points to the 5.25 While the markets have already “priced in” this rate hike, which was widely expected, most investors are already wondering what it would take for the central bank to lift rates again later this year.

Fixed-rate mortgage 368

Fixed-rate mortgage Investor Mortgages Banks 368

Housing Wire

MAY 2, 2024

The housing market has been on a topsy-turvy roller-coaster ride in recent years that has been particularly neck wrenching since this past fall, fueled by stubbornly high inflation and a still-strong jobs market. at the end of April, according to HousingWire ’s Mortgage Rates Center. They crested near 7.6%

Mortgages 361

Mortgages Marketing Loans Equity 361

Marco Santarelli

APRIL 26, 2023

One of the most significant factors impacting the housing market is interest rates. Housing market interest rates (or mortgage rates) play a crucial role in the decision-making process for both homebuyers and sellers. Another important trend to consider is the relationship between housing market interest rates and inflation.

Marketing 52

Marketing Debt-to-income ratio Fixed-rate mortgage Banks 52

Calculated Risk Real Estate

JULY 10, 2023

NYSE:BKI) released its latest Mortgage Monitor report, based on the company’s industry-leading mortgage, real estate and public records data sets. Though the backward-looking annual growth rate dipped to 0.1%, May’s exceptionally strong +0.7% mortgages, it could risk a widespread reheating of home prices across the U.S.”

Mortgages 98

Mortgages Construction Principal New Construction 98

Redfin

DECEMBER 27, 2023

18 housing trends that defined the year, including record mortgage rates, depleted inventory, and dwindling home sales 2023 was a difficult year for the housing market. In short: Record mortgage rates, high inflation, and persistently high housing and rental prices. Seasonal trends buckled. So what happened?

Marketing 64

Marketing Mortgages Investor New Construction 64

Marco Santarelli

JULY 23, 2022

Recessions are temporary pauses in an otherwise booming economy, but they have an impact on the housing market and interest rates. Discuss with your lender how recessions affect interest rates, how you might reduce your mortgage rate, and how to mitigate your homebuying risk. The shaded areas represent U.S. recessions.

Mortgages 52

Mortgages Marketing Lending Equity 52