Marco Santarelli

MAY 22, 2025

He generally advises against FHA and VA loans due to their additional fees. Stick to a 15-year fixed-rate mortgage: Avoid the risks associated with adjustable-rate mortgages and the extra fees often tied to government-backed loans. In my experience, Ramsey's principles are spot on. Buyer Demand: Is It Still Going Strong?

Marketing

Housing Wire

MAY 6, 2024

MBA and NRMLA each state that they are generally supportive of the proposed changes, which include wholesale revisions to the lender table for the best estimate of the total cost of a refinancing to the borrower, as well as increases to the borrower’s principal limit. Department of Veterans Affairs (VA) loans.

VA loan

RIS Media

MAY 24, 2021

It’s important to note that there are loans without a down payment requirement: USDA loans, for borrowers buying in designated markets (generally rural), and VA loans, for eligible service members and veterans. These range typically from 2% – 5% of the loan principal, and can include: – Application fee.

Closing costs

Marco Santarelli

DECEMBER 15, 2024

Giving up those rates to take on a new, more expensive mortgage deters sellers from entering the market, shrinking supply. According to TheStreet , the inventory issue is expected to persist into 2025 unless policymakers or builders step in with bold solutions such as incentives for new construction or tax breaks for selling.

Mortgages

Marco Santarelli

MAY 23, 2025

He generally advises against FHA and VA loans due to their additional fees. Stick to a 15-year fixed-rate mortgage: Avoid the risks associated with adjustable-rate mortgages and the extra fees often tied to government-backed loans. In my experience, Ramsey's principles are spot on. Buyer Demand: Is It Still Going Strong?

Marketing