Finance Inspection contingency Proof of funds 
Redfin
JULY 14, 2025
Performing unauthorized inspections or repairs. Changing the financing structure (like moving from a conventional loan to FHA) without written consent. Failing to deliver required documents (like updated proof of funds or loan pre-approval) by the contract deadlines.
Redfin
AUGUST 5, 2025
In a multiple-offer situation, sellers look at a number of different variables between offers, from inspection timelines to appraisal guarantees, to financing terms. Cash offers often outcompete buyers with higher financed offers. This includes waiving the home inspection contingency and moving along toward finalizing the sale.
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Rochester Real Estate
NOVEMBER 5, 2015
Are your finances ready to buy a home, or will you be better off renting for a few more years? A pre-approval letter must be included, and proof of funds can also help in a seller’s market. The seller might return with a counteroffer based on your offer’s price, contingencies, or other terms.
HomeLight
OCTOBER 30, 2020
The “as is” label signals that as the seller, you aren’t willing to negotiate on price no matter what comes up in the inspection. However, a buyer could still include an inspection contingency in the contract. Additionally, waiving the inspection contingency makes for a more compelling offer to most sellers.
HomeLight
JULY 31, 2020
This is important: if your real estate agent puts in an all-cash offer on your behalf, they will not include a financing contingency. The seller makes decisions based on the terms of your offer, including contingencies. So in many cases, making an all-cash offer means you won’t even attempt to obtain financing at all. (No
Point2Homes
SEPTEMBER 30, 2021
Real estate transactions often feature contingency clauses that allow both parties to back out of the sale under the circumstances stipulated in the contract. One common type you’ll encounter is a sale and settlement contingency. It’s used by buyers who already have a home they’re looking to sell to finance buying another one.
HomeLight
JULY 31, 2021
Brian Martucci , a personal finance expert for Money Crashers , says that cash buyers tend to target the types of properties and sellers that reinforce the inherent advantages of their strategy. A 10-day closing translates as getting your home sold around five times faster than with a buyer who needs financing in today’s market.
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