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The Ultimate Mortgage Loan Documents Checklist For First-Time Homebuyers

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If you’ve recently gotten a new job with a higher salary, have a copy of your offer letter and start date from human resources (HR) to share with your lender. If they don’t automatically include overtime, ask your HR department to provide you with documentation of your entire income, not just your regular hourly rate.

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Looking to Buy in Philly or Pittsburgh? Consider Down Payment Assistance in Pennsylvania!

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For example, the Pennsylvania Housing Finance Administration (PHFA) offers the Keystone Advantage Assistance Loan Program. These programs are handled by the Pennsylvania Housing Finance Agency (PHFA), but they are administered by participating lenders. Title insurance. Title searches. Appraisal fees. Survey costs.