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The Ultimate Mortgage Loan Documents Checklist For First-Time Homebuyers

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Your tax returns for the past two years will show the lender whether your income fluctuates wildly or is steady. If you’ve recently gotten a new job with a higher salary, have a copy of your offer letter and start date from human resources (HR) to share with your lender. Debts and expenses. Unemployment paperwork.

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Looking to Buy in Philly or Pittsburgh? Consider Down Payment Assistance in Pennsylvania!

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For example, the Pennsylvania Housing Finance Administration (PHFA) offers the Keystone Advantage Assistance Loan Program. These programs are handled by the Pennsylvania Housing Finance Agency (PHFA), but they are administered by participating lenders. Title insurance. Title searches. Take a buyer education course.