Equity Principal Short sale 
Calculated Risk Real Estate
MARCH 13, 2025
During the housing bubble, many homeowners borrowed heavily against their perceived home equity - jokingly calling it the “Home ATM” - and this contributed to the subsequent housing bust, since so many homeowners had negative equity in their homes when house prices declined. million homes or 2% of all mortgaged properties.
The Mortgage Report
JULY 11, 2025
I think in some cities, like Phoenix, we are starting to see a little bit of foreclosure or short sale happening. Homeownership is probably the key foundational building block for creating wealth in our country, because of the tax code, because of principal reduction, because of relatively inexpensive, fixed mortgages.
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Calculated Risk Real Estate
JUNE 12, 2025
During the housing bubble, many homeowners borrowed heavily against their perceived home equity - jokingly calling it the “Home ATM” - and this contributed to the subsequent housing bust, since so many homeowners had negative equity in their homes when house prices declined. Mortgage debt is up $2.78
Marco Santarelli
APRIL 27, 2025
Skip the Mortgage Hassle (and Cost): No loan applications, no mountains of paperwork, no qualifying, and no monthly principal and interest payments stretching out for decades. You control your equity 100% from day one. ” Distressed sales (foreclosures and short sales) were still very low at 3% in March 2025.
Keeping Current Matters
JULY 28, 2021
million households lost their home to a foreclosure, short sale, or because they simply gave it back to the bank. Most of the 1.86M in forbearance have enough equity to sell their home. million homeowners currently in forbearance, 87% have at least 10% equity in their homes. Here are four reasons why that won’t happen.
Keeping Current Matters
JANUARY 13, 2021
Yanling Mayer, Principal Economist at CoreLogic , recently revealed : “A distributional analysis of forborne loans’ payment status reveals that more than one third (39.1%) of all forborne loans are now 150+ days behind payment, while as many as 1-in-4 (25.5%) are 180+ days past due.”. Though 29.4% What are the experts saying?
Housing Wire
DECEMBER 21, 2022
From NAR : “In essence, the residential real estate market was frozen in November, resembling the sales activity seen during the COVID-19 economic lockdowns in 2020,” said NAR Chief Economist Lawrence Yun. Plus, available housing inventory remains near historic lows.”
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