Housing Wire

NOVEMBER 19, 2021

“These changes may not be permanent, and VA will continue to assess the market’s demand for appraisal services and will adjust appraisal fees and timeliness requirements accordingly.”. The VA designated markets as high-demand based on increased demand for appraisal services and a shortage of appraisers.

Marketing 458

Marketing VA loan Finance Loans 458

Housing Wire

MAY 6, 2024

HUD also seeks to transition away from the discontinued Fannie Mae Form 1009, the residential loan application for reverse mortgages, to Form 1003, the Uniform Residential Loan Application (URLA). Department of Veterans Affairs (VA) loans.

VA loan 421

VA loan Principal Residential Loans 421

HomeLight

SEPTEMBER 20, 2024

If you’re on active duty, a military veteran, or the surviving spouse of someone who has served in the military, buying a home could be more affordable than you realize, thanks to the home loan offered by the Department of Veterans Affairs (VA). VA loan basics: How common are these types of mortgages?

VA loan 105

VA loan Loans Mortgages Renovation 105

Housing Wire

OCTOBER 19, 2022

The IMBs originated 90% of FHA and VA loans and issued 90% of Ginnie Mae mortgage-backed security, the report said. In 2021, non-depository institutions accounted for 64% of first-lien, owner-occupied, site-built home-purchase loans.

VA loan 409

VA loan FHA loan Fixed-rate mortgage Banks 409

Housing Wire

SEPTEMBER 9, 2024

Jim Cory “We’re really focused on looking at this as a regular mortgage option, something we can roll out to more and more of our Guild regional and branch loan originators,” he said. Department of Veterans Affairs (VA) loans is a key element of the strategy in bringing them aboard as customers.

Mortgages 421

Mortgages VA loan Branding Loans 421

Housing Wire

APRIL 5, 2022

It also represents yet another sweetener designed to convince brokers to choose them over rival United Wholesale Mortgage. February and March were when the firm saw the best closing turn times for Rocket Pro TPO, Randolph said, though he would not disclose the average number of days it took to close a loan.

Loans 384

Loans Closing VA loan Mortgages 384

Housing Wire

JANUARY 26, 2022

Schwartz in a statement said that this expansion “is proof that there’s tremendous appetite for what we’ve built – a digital experience, designed from the ground up to meet the needs of homebuyers today.”. ” According to the company, jumbo loans will be available for both 15-and-30-year cycles.

Mortgages 368

Mortgages Pre-approval VA loan Lending 368

BAM Media

NOVEMBER 11, 2024

® released a report showcasing the benefits that VA loans offer to military families. of homes purchased with VA loans involved down payments of less than 10%, and 74.5% purchased with 0% down—a standout feature of VA loans. average for conforming loans. .” average for conforming loans.

VA loan 52

VA loan Loans Agents Industrial 52

Housing Wire

MARCH 28, 2024

Approximately 91% of the company’s volume last year consisted of purchase loans, with refis accounting for 5% and the remaining share coming from home equity lines of credit (HELOCs). Better has been launching digital products with its proprietary technology, including digital VA loans and a one-day mortgage product.

Loan Officer 431

Loan Officer VA loan Loans Technology 431

Housing Wire

MAY 24, 2024

Other government-backed loan programs include FHA loans which typically require only a 3.5% down payment, as well as VA loans for active-duty service members, surviving spouses, and veterans, which do not require a down payment or mortgage insurance. USDA loans may be available if you live in a designated rural area.

Debt-to-income ratio 439

Debt-to-income ratio Loans Pre-approval VA loan 439

Marco Santarelli

MARCH 4, 2025

VA Loans: For eligible veterans, VA loans offer great benefits, including no down payment and often lower interest rates. FHA Loans: FHA loans are insured by the Federal Housing Administration and are designed for borrowers with lower credit scores or smaller down payments. ARMs can be risky.

Mortgages 119

Mortgages Debt-to-income ratio VA loan FHA loan 119

Housing Wire

SEPTEMBER 16, 2021

Perhaps even more important, these data also showed the largest quarterly declines in the history of the survey for both FHA and VA loans. Source: MBA’s National Delinquency Survey. Last year, the FHA delinquency rate reached an all-time high of 15.65%. Exits also were very rapid at both the 3-month and 12-month points.

Mortgages 485

Mortgages Loans VA loan Investor 485

Housing Wire

JANUARY 26, 2024

Department of Veteran Affairs (VA) loans. Your system of getting competitors together to found and enforce rules that are designed to stabilize prices is wrong,” he said. “It He added that NAR’s Participation Rule, which created this requirement, is “used to stabilize prices.” It is against the law.

MLS 441

MLS VA loan Agents As-is 441

Redfin

FEBRUARY 18, 2025

Paying more interest overall: Over the life of the loan, you’ll end up paying more interest because you’re borrowing a larger amount. USDA loans USDA loans , formally known as USDA Rural Housing Loans, are mortgage loans offered by the U.S. VA loans A VA loan is a mortgage loan guaranteed by the U.S.

Closing costs 52

Closing costs Closing VA loan Seller concession 52

Housing Wire

NOVEMBER 29, 2022

The Federal Housing Finance Agency (FHFA), the regulator of Fannie Mae and Freddie Mac, announced that the baseline conforming loan limit in 2023 will increase by 12.21%, or $79,000, compared to 2022 , to $726,200. The new ceiling for one-unit properties in designated high-cost areas will reach $1,089,300 — or 150% of $726,200.

Loans 283

Loans VA loan Lending Mortgages 283

Housing Wire

JULY 29, 2024

Loan Buddy Single-family origination Focused on helping limited English proficiency (LEP) buyers with the mortgage process, Loan Buddy would convert documents, explain terms, offer overviews and answer question in the user’s chosen language. Conversations with Loan Buddy would be recorded and available to the loan team.

Loans 338

Loans VA loan Technology Property Management 338

Housing Wire

AUGUST 7, 2023

The emergence of the “gig economy,” where more people earn their money by working multiple part-time or temporary jobs, presents challenges for underwriters who are bound by a process that was designed when 90% of the population earned a standard paycheck. This practice disproportionately affects minority first-time homebuyers.

Closing 370

Closing Fixed-rate mortgage Debt-to-income ratio Lending 370

Housing Wire

AUGUST 2, 2024

“This strategic positioning is designed to ensure our clients not only benefit from potential rate decreases but are also well-informed and prepared to act quickly to optimize their mortgage terms. ”

Mortgages 504

Mortgages FHA loan Loans Loan Officer 504

Marco Santarelli

DECEMBER 28, 2024

VA Loans VA loans provide flexible financing solutions, particularly for veterans and active service members. Work with Norada in 2025, Your Trusted Source for Turnkey Investment Properties Discover high-quality, ready-to-rent properties designed to deliver consistent returns.

VA loan 52

VA loan Mortgages Fixed-rate mortgage Loans 52

Marco Santarelli

JANUARY 25, 2025

VA Loan Advantages: If youre a veteran or on active duty, you should definitely pay attention to this. VA loans are government-backed and tend to have some seriously attractive rates. The 15-year VA refinance rate, at 5.89% , is particularly eye-catching, it is about 0.2% lower than conventional 15-year loans!

Mortgages 69

Mortgages VA loan Fixed-rate mortgage Equity 69

Housing Wire

FEBRUARY 27, 2023

Department of Veterans Affairs (VA) seals, the Federal Housing Administration ( FHA ) logo, and other language or design elements to falsely imply that RMK was affiliated with the government,” the CFPB said. RMK Financial is a nonbank that is licensed as a mortgage broker or lender in at least 30 states and Puerto Rico.

Lending 384

Lending Industrial Mortgages Loans 384

Marco Santarelli

MARCH 27, 2025

VA Loans: Guaranteed by the Department of Veterans Affairs, these loans are available to eligible veterans, active-duty military personnel, and surviving spouses. USDA Loans: These loans are offered by the U.S. Department of Agriculture and are designed to help people buy homes in rural areas.

Mortgages 113

Mortgages FHA loan Purchase and sale agreement Pre-approval 113

HomeLight

DECEMBER 8, 2023

They must meet credit and income qualifications, but this can be a smooth path for transferring your loan. VA loans VA loans , designed for military service members and veterans, are also assumable. However, the process involves approval from the VA or the lender.

VA loan 116

VA loan FHA loan Mortgages Loans 116

Housing Wire

APRIL 5, 2023

I caution you that as you go down this road of automation, you have to also look at what the end user experience is, what human-centered design is telling you,” Bell said. They’re wanting that relationship on the other end of that phone or in-person (…).

Technology 378

Technology Loans Mortgages Industrial 378

Housing Wire

JUNE 30, 2023

A former quality control underwriter estimated that around 20% of government loan files audited by Movement after endorsement had material deficiencies, the lawsuit claims. “Lenders participating in mortgage programs backed by taxpayers must follow the rules designed to protect both program integrity and homeowners,” U.S.

Loans 384

Loans Mortgages Land Development 384

Marco Santarelli

DECEMBER 24, 2024

FHA and VA Loans : The 30-Year FHA rate stands at 5.58% and VA loans at 6.10% , making these government-backed loans attractive options for certain borrowers, often with lower down payments required. Recommended Read: Did Mortgage Rates Rise or Drop on December 23, 2024?

Mortgages 52

Mortgages VA loan Loans Finance 52

Lab Coat Agents

MAY 21, 2024

Qualification Process: While buyers still need to qualify for an assumable mortgage, the process may be more streamlined compared to applying for a new loan. Types of Assumable Mortgages There are three primary types of assumable mortgages: VA Loans: Backed by the U.S.

VA loan 98

VA loan Mortgages Loans FHA loan 98

Norada Real Estate

JUNE 7, 2025

Government Loans Government-backed loans usually present favorable terms for first-time homebuyers or those with lower credit scores. FHA and VA loans are prominent in this category. FHA loans, with their lower down payment requirements, can be particularly attractive to those entering the housing market.

Mortgages 59

Mortgages VA loan FHA loan Loans 59

RIS Media

MARCH 18, 2022

Department of Veterans Affairs (VA), has released a two-part educational video series on the VA Home Loan Guaranty Program, designed to help REALTORS® better serve veteran and active-duty homebuyers achieve homeownership with VA loans, the organization announced this week.

VA loan 98

VA loan Loans Design Marketing 98

Rent, Buy & Sell

FEBRUARY 7, 2021

Instead, they guarantee the loan by approving and insuring banks and lending institutions. With FHA backing, these loans are more attractive to banks as they come with less risk than a traditional mortgage. VA loans are for veterans, service members, military spouses and other people associated with the military.

Loans 98

Loans VA loan FHA loan Hard money loan 98

Marco Santarelli

DECEMBER 31, 2024

30-Year VA 6.08% -0.04 15-Year VA 5.63% -0.07 5/1 VA 6.27% -0.03 30-Year VA 6.11% -0.03 15-Year VA 5.99% -0.01 5/1 VA 6.50% -0.04 Work with Norada in 2025, Your Trusted Source for Turnkey Investment Properties Discover high-quality, ready-to-rent properties designed to deliver consistent returns.

Mortgages 52

Mortgages Fixed-rate mortgage VA loan Finance 52

Marco Santarelli

DECEMBER 21, 2024

FHA and VA Loans For low-income or first-time homebuyers, FHA loans provide essential options. These loans are insured by the Federal Housing Administration and require lower credit scores and down payments. These loans are insured by the Federal Housing Administration and require lower credit scores and down payments.

Mortgages 52

Mortgages VA loan Loans FHA loan 52

Marco Santarelli

DECEMBER 22, 2024

Work with Norada, Your Trusted Source for Turnkey Investment Properties Discover high-quality, ready-to-rent properties designed to deliver consistent returns. As rates continue to fluctuate and economic conditions evolve, staying informed will be key to making strategic choices regarding home buying and refinancing.

Mortgages 52

Mortgages VA loan Fixed-rate mortgage Debt-to-income ratio 52

Marco Santarelli

MAY 14, 2025

Today's Mortgage Rates – May 14, 2025: Rates Jump by 8 Basis Points After Inflation Data Key Takeaways Current Average Rates : 30-Year Fixed Mortgage : 6.84% ( 8 basis points) 15-Year Fixed Mortgage : 6.06% ( 1 basis point) Texas VA Loan : 5.78% (15-Year Fixed) Refinance Rates : Generally higher than new mortgage rates.

Mortgages 52

Mortgages VA loan FHA loan Fixed-rate mortgage 52

Point2Homes

AUGUST 26, 2021

Unconventional Loans. Most unconventional loans are backed by a government entity. They are designed to help segments of the population that might otherwise find it hard to qualify for a conventional loan. Here are the most common types of unconventional mortgage loans. USDA Loans. Backed by the U.S.

Loans 103

Loans Mortgages Fixed-rate mortgage FHA loan 103

Marco Santarelli

MAY 10, 2025

FHA and VA Loans : These loans cater to specific groupsFHA loans are backed by Federal Housing Administration and are often popular among first-time homebuyers due to lower down payment requirements. VA loans are designed for veterans and active-duty military with competitive rates and no down payment requirements.

Mortgages 64

Mortgages VA loan Loans Investor 64

HomeLight

SEPTEMBER 21, 2020

Special designations, like military-relocation specialist. In that sense, an agent with a special designation like Military Relocation Professional (MRP) can grant peace of mind. Market your transferable VA Loan Terms. Anyone can assume the VA loan, not just a military member.

VA loan 111

VA loan Purchase and sale agreement Loans Agents 111