Housing Wire

JULY 11, 2025

The homeowner wants to sell the house, and the homebuyer wants to buy it, but the homebuyer cannot qualify because their debt-to-income ratio is too high, or they are overwhelmed by their total monthly payments. The seller sold the house, and the buyer became a homeowner, entering homeownership with less consumer debt.

Debt-to-income ratio 416

Debt-to-income ratio VA loan Seller concession Sales 416

Realty Biz

JANUARY 19, 2024

Many first-time home buyers have low credit scores and need help with high debt-to-income ratios. Consider your monthly income, expenses, and debt-to-income ratio when setting a budget for your new home. Again, local market conditions determine whether you can get any seller concessions.

Debt-to-income ratio 100

Debt-to-income ratio Pre-approval Purchase and sale agreement Inspection 100

The Close

FEBRUARY 20, 2024

When lenders look at approving buyers for a mortgage, they traditionally calculate the monthly payment amount to stay within a certain debt-to-income ratio. Interest rate changes can affect your budget for a home by $25,000 or more.

Marketing 98

Marketing Debt-to-income ratio MLS Pre-approval 98

Redfin

MARCH 3, 2022

Any changes in your debt-to-income ratio or credit score could cause issues with your loan application, which increases the chance of a delayed closing. Douglas Toland Jr of Performance Mortgage suggests that buyers avoid making any changes to their credit reports before the deal has gone through. Clouds on the title.

Closing 63

Closing Title search Purchase and sale agreement Title 63

Inman

MAY 20, 2025

Nearly twice as many Realtor.com visitors say they would be more likely to buy if a recession hits compared to the share who say they'd be less likely to buy if the economy fails, new polling shows.

Debt-to-income ratio 159

Debt-to-income ratio Seller concession Inspection Loans 159