Debt-to-income ratio Loans Staging 
Housing Wire
FEBRUARY 6, 2025
New data released Thursday by the Mortgage Bankers Association (MBA) revealed that the delinquency rate for mortgages on one- to four-unit residential properties increased to a seasonally adjusted rate of 3.98% of all loans outstanding at the end of 2024. Department of Veterans Affairs loans. And likewise, it’s gone up for VA.
Housing Wire
JUNE 11, 2025
This week at The Gathering by HousingWire , reverse mortgages took center stage on Tuesday as HW Media CEO Clayton Collins welcomed two leading industry executives to the stage. Of that number, just under 300,000 were rejected for the loan they applied for. Last year, more than 1.1 And that’s just the people who applied.
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Housing Wire
MARCH 20, 2025
Whatever that looks like, they’re kind of maxing out with the debt-to-income ratio. They’re getting a loan. It could be something like having a special loan with a lower rate for those buyers. They’re not leaving a lot of room for repairs or just having savings and things like that.
Housing Wire
MARCH 30, 2021
The final rule established a pricing threshold that effectively replaced the debt-to-income limit of 43% with a price-based approach that gives lenders relief for loans capped at 150 basis points above the prime rate. Presented by: Proctor Loan Protector. “As
Housing Wire
JANUARY 21, 2022
The platform currently offers two ESG mortgage programs — one focused on green home loans, called MAXEX Sustainable ; and the second, MAXEX Opportunity , serves minority, women and veteran-owned mortgage lenders and is focused on the socially responsible part of ESG. Slump added. That’s been an obstacle,” he said.
Housing Wire
MARCH 10, 2023
Among the nonbanks that either have or plan to introduce HELOC loan products are United Wholesale Mortgage , Rocket Mortgage , Guaranteed Rate , loanDepot and New Residential Investment Corp. HELOCs rising Toohig’s sense of the HELOC market from his perch as a loan trader matches the broader rising market numbers for the product.
HomeLight
APRIL 10, 2025
A bridge loan could be the solution youre looking for. Buy Before You Sell What is a bridge loan, in simple words? A bridge loan is a short-term loan that helps you buy a new home while youre still in the process of selling your current one. The lender handling your new mortgage will often also offer a bridge loan option.
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