Debt-to-income ratio Investor VA loan 
Housing Wire
NOVEMBER 4, 2024
But for first-time and other cash-strapped buyers—those who are not relying on the proceeds of a home sale, who may be using a 100% financed VA loan, whose agents may be layering forms of assistance to put together enough cash for closing—knowing in advance about the seller’s contribution to their agent costs may be essential.
Housing Wire
NOVEMBER 7, 2023
This implies easing inflation next year, and mortgage rates near 6% would help affordability issues caused by two things: The inflation fight has fueled the mortgage rate spike Low inventory and a steady job market have put a floor on home prices The good news is that GSEs remain committed to loan approval guidelines that help in these tough cycles.
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Marco Santarelli
JANUARY 2, 2025
Investors often demand higher yields in a rising interest rate environment. VA Loans : For military service members and veterans, VA loans offer competitive rates that are often lower than conventional loans, along with favorable terms. Bond Market : The yield on U.S. Treasury bonds impacts mortgage rates.
Marco Santarelli
MARCH 4, 2025
Economic Growth (or Lack Thereof): If the economy is slowing down, investors often shift their money into safer investments like mortgage-backed securities. Global economic uncertainty can lead to investors seeking the safety of U.S. Debt-to-Income Ratio (DTI): Lenders want to see that you have a handle on your debt.
Marco Santarelli
DECEMBER 22, 2024
Investors often turn to Treasuries as a safer asset during times of uncertainty, and when they demand higher returns, mortgage rates increase correspondingly. A down payment of 20% or more not only decreases the loan amount but also eliminates private mortgage insurance (PMI), making your overall payments more affordable.
HomeLight
JUNE 22, 2023
Debt-to-income ratio After looking at how much money is flowing into your household, you’ll want to write down your monthly debts. That’s because lenders will also look at your debt-to-income ratio, or DTI. That number will be your debt-to-income ratio.
Rochester Real Estate
NOVEMBER 5, 2015
As always, your agent should be able to point you in the right direction and your loan officer will be able to answer any FHA loan questions and provide guidance for filling out the mortgage application. It lead to investors snapping up too many homes even as the market started to slow. Happy house hunting!
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