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Natural Hazard Disclosure Report (NHD): Disclosing Disaster Risk When You Sell a House

HomeLight

If you need assistance completing California’s Natural Hazard Disclosure (NHD) Statement and Disclosure Report, HomeLight encourages you to reach out to a professional advisor. Find an Agent Skilled at Handling Natural Hazard Reports HomeLight can connect you with a top-performing, trusted agent in your California market.

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How Much Are Closing Costs in California?

HomeLight

But even though the monthly mortgage payments fit into your budget, you’re concerned about coming up with enough cash for a myriad of closing costs in addition to the down payment. Others, such as origination fees and interest, are directly related to obtaining a mortgage. The rate could go from 7% to 6.5%

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The Key Paperwork You Need to Sell a House, With or Without a Realtor

HomeLight

Mortgage statement (payoff amount). Mortgage statement (payoff amount). If you’re selling your home before you pay off your current mortgage in full , contact your lender or servicer and request a statement showing your payoff amount. Original sale contract. Homeowners insurance records. Homeowners association (HOA) documents.

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Selling a House ‘As Is’ in California

HomeLight

California law requires sellers to disclose material facts about the property through the California Association of Realtors Real Estate Transfer Disclosure Statement and natural hazards in the Natural Hazard Disclosure Report/Statement. MLS has field to mark a listing “as is”? Encroachments/easements.

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