Closing Fixed-rate mortgage Loans 
Housing Wire
APRIL 30, 2025
The refinance share of mortgage activity remained unchanged at 37.3% Refinance activity dipped again, as mortgage rates remained close to 7%, and borrowers hold out for a bigger decline in rates,” commented Joel Kan , MBAs vice president and deputy chief economist.
Housing Wire
MARCH 30, 2025
However, the data references Freddie Mac ‘s Serious Delinquency levels on multifamily loans. These loans pertain to multifamily mortgages, which are used for commercial properties with five or more units, such as apartment buildings. Some people are trying to imply that we have major stress in homeowner data.
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Housing Wire
FEBRUARY 19, 2025
Refinance applications had been rising in previous weeks but dipped as rates remained close to 7%. By product, the adjustable-rate mortgage (ARM) share of activity decreased to 5.4% of total applications. The FHA share of total applications increased to 16.6% from 16.0% from 14.6% the week prior. the week prior.
Marco Santarelli
DECEMBER 20, 2024
Here's the straightforward answer: The best time to refinance is when interest rates are lower than your current rate, or when your financial situation has improved, allowing you to secure a better loan term. Refinancing to a fixed-rate mortgage provides stability and predictability. Who doesn't want that?
Norada Real Estate
JULY 3, 2025
Similarly, refinancing rates show a comparable pattern as homeowners assess their options to either secure lower payments or cash out equity. Today's Mortgage Rates – July 3, 2025: Slight Drop in Home Loans and Refinance Rates Key Takeaways Mortgage Rates : The average 30-year fixed mortgage rate is now 6.78%.
Marco Santarelli
DECEMBER 29, 2024
Lender Competition: A competitive lending environment can lead to better rates for consumers. Understanding these variables is vital for borrowers, as it helps them anticipate potential mortgage costs and make informed decisions regarding their loans. Real Estate Economists: Organizations such as Realtor.com and U.S.
Marco Santarelli
MARCH 7, 2025
While rates are low now, individual situations may vary, and it's important for homeowners to analyze their options closely. How Mortgage Interest Rates Work Simply put, a mortgage interest rate is the fee lenders charge for borrowing money, expressed as a percentage. Can you afford the monthly payments?
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