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The Ultimate Mortgage Loan Documents Checklist For First-Time Homebuyers

HomeLight

AUGUST 16, 2021

If you’ve recently gotten a new job with a higher salary, have a copy of your offer letter and start date from human resources (HR) to share with your lender. If they don’t automatically include overtime, ask your HR department to provide you with documentation of your entire income, not just your regular hourly rate. Bank statements.

Loans 104
Loans Mortgages Bankruptcy Purchase and sale agreement 104
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Looking to Buy in Philly or Pittsburgh? Consider Down Payment Assistance in Pennsylvania!

HomeLight

MARCH 31, 2022

You may also find down payment and closing cost assistance from various banks and non-profit organizations. For example, Bank of America offers grant programs for first-time homebuyers that help with both down payments and non-recurring closing costs. Title insurance. Title searches. Interested in a historic home?

Closing costs 95
Closing costs Loans Closing Debt-to-income ratio 95
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