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The Ultimate Mortgage Loan Documents Checklist For First-Time Homebuyers

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You’ll sign your loan application for the final time at closing. If you’ve recently gotten a new job with a higher salary, have a copy of your offer letter and start date from human resources (HR) to share with your lender. Bank statements. Closing costs. Closing Disclosure. Estimated closing costs.

Loans 104
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Looking to Buy in Philly or Pittsburgh? Consider Down Payment Assistance in Pennsylvania!

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Potential homebuyers will need to budget for a down payment, closing costs, monthly mortgage payment, and that doesn’t even include the cost of utilities. In addition, you usually pay certain fees to close on the home, called closing costs. Buyers should also take note of real estate taxes in the area as they search.