Bankruptcy Debt-to-income ratio FHA loan Mortgages 
Realty Biz
APRIL 5, 2022
One of the frequently asked questions during today’s booming housing market is can I qualify for a mortgage during Chapter 13 Bankruptcy. Chapter 13 Bankruptcy is a court-approved debt repayment plan where their debts are restructured over a period of three to five years. Trustee approval is required.
Realty Biz
MARCH 16, 2023
Are you trying to decide the best mortgage options for buying your first home? If qualifying for a conventional loan is difficult, and you aren't eligible for VA or USDA loans, an FHA loan could be the answer. FHA loans allow you to pay 3.5% But there are also downsides to FHA-insured loans.
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Realty Biz
SEPTEMBER 30, 2023
Mortgages with Low Credit Scores Mortgages with low credit scores can appear challenging, but there are options available. Understanding how a low credit score affects your mortgage and exploring government-backed programs can help you navigate the process. Can you buy a house with bad credit?
Rent, Buy & Sell
FEBRUARY 7, 2021
Great credit allows people to get the best interest rates on various types of loans. Bad credit is usually the result of late bill payments, bankruptcy, foreclosure and loan defaults. Most lenders set their own requirements, so even with a bad credit score, there are various lenders who will fund your mortgage.
C4D Crew
MARCH 8, 2021
Borrowers must have a steady income and provide proof of employment for the last two years to qualify for an FHA loan. That proof may take the form of pay stubs, income tax returns, and bank statements. Currently, those with a credit score of at least 580 can qualify for an FHA loan with as little as 3.5%
Marco Santarelli
SEPTEMBER 30, 2023
FHA mortgage rates are typically higher than conventional mortgage rates, but they can be a good option for borrowers with lower credit scores or smaller down payments. The minimum credit score for an FHA loan is 580 with a 3.5% However, many FHA lenders require credit scores of at least 620. down payment.
HomeLight
AUGUST 26, 2020
You may have heard that FHA loans are good options for first-time homebuyers, but why is that? Well, FHA loans have a few benefits for first-time homebuyers that conventional loans don’t. You can get an FHA loan with a lower credit score, for example. Mortgage insurance, private or otherwise.
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