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How Long Does It Take to Close On a House With Cash in 2022? Here’s Your Timeline

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Even though it’s all cash to the sellers at closing, with a cash offer, “you don’t have to go through the appraisal or the bank approval process — it’s cleaner.”. With a mortgage, the bank verifies that the buyer has the down payment available to close. The sale can’t close until these liens have been cleared. Bankruptcy.